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 Public Mutual Funds, version 0.0

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MUM
post Nov 6 2018, 12:57 PM

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QUOTE(dino89 @ Nov 6 2018, 12:50 PM)
Erm i dont see repurchase function on PMO. I do see Withdraw > Redemption Request. Is it the same?
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my understanding is....
repurchase is sell to FH, FH purchase
withdraw is withdraw from trust fund
redemption is sell holdings to get back money
so to me, they the same.
MUM
post Dec 3 2018, 09:55 PM

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QUOTE(W_Lenovo @ Dec 3 2018, 09:30 PM)
Why we cant switch to Public China Access Equity Fund?
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hmm.gif
just agar agar....many not true or are now happening too....
is it possible that your risk assessment profile determined during your filing of the "INVESTOR SUITABILITY ASSESSMENT FORM"....assessed that you are not suitable for high risk fund?
and that you did not "tick" the "override" box in the form?


mine too...cannot see that fund

This post has been edited by MUM: Dec 4 2018, 07:47 AM
MUM
post Dec 17 2018, 03:47 PM

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QUOTE(capsulr @ Dec 17 2018, 03:39 PM)
Put in 8K lose 1K, ouch my heart..
I thought of just putting it as an investment, but at this rate i just feel like an idiot if I leave it there for any longer, any advice?
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hmm.gif while waiting for responses...
I guess the most important is what you felt.....
it is your money and your feeling after all.....
MUM
post Feb 9 2019, 02:44 PM

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QUOTE(shodan11 @ Feb 9 2019, 02:38 PM)
Anyone tried PB Asia Consumer Fund, launched last month?

I dont have any UT portfolio but somehow quite interested in this fund as my first venture (possibly one-off buy). Intrigued by its profile of investing in consumer markets across Asia.

Or should I choose other established funds instead.
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if the amount that you gonna spend on this fund is insignicant to your net worth, or like "loose" pocket change ...then just buy it since you are "Intrigued by its profile of investing in consumer markets across Asia."

it is your money and you deserve to spend it as you liked ...(for it is just loose change) thumbup.gif

This post has been edited by MUM: Feb 9 2019, 02:47 PM
MUM
post Feb 9 2019, 02:48 PM

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QUOTE(shodan11 @ Feb 9 2019, 02:46 PM)
Lulz..thanks. Not much, part of bonus only cause want to diversify my investment.👌

Will be looking at other options too for now.
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that is a focused fund...not so effective for diversification....


MUM
post Feb 9 2019, 02:57 PM

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QUOTE(shodan11 @ Feb 9 2019, 02:52 PM)
Oh..okay.. what I meant was diversification on my disposable income. Put here, there and not just into EPF,ASNB funds & gold (currently).
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thumbup.gif good...
but just remember to go into those that suits your risk appetite and expectation....

if this is your first venture into UT....may i suggest that you try go into the funds that has more historical track records.....
at least you can see how the fund performed (especially in year 2018),...see their performance and determine if these losses is ok with you.....

MUM
post Feb 27 2019, 03:32 PM

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QUOTE(xngjn @ Feb 27 2019, 03:29 PM)
Hi. I new to UT.
What u all think about public china access equity fund (pcasef). Invest in China market and blue chip stock.
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I would think that it suits those that knows what to expects....
some found out about it last year....
check out the returns of last year....
do you think it suits most people?
MUM
post Mar 11 2019, 04:49 PM

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QUOTE(Keatsan @ Mar 11 2019, 03:33 PM)
I recently perform redemption on all my funds.

However, there must be a minimum 1000 units.
Is there anywhere I can fully withdraw it all or close the account?  hmm.gif
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to redeem all...try this steps...hope it works


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MUM
post Mar 12 2019, 09:01 PM

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QUOTE(babyphie @ Mar 12 2019, 08:28 PM)
Dear all sifus,

What is your opinion on Public E cash deposit? It function like REPO. Min investment is suitable for newbie like me..
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The fund is suitable for short-term investors who seek capital preservation.

Notes: This is neither a capital guaranteed nor a capital protected fund.
Short term refers to a period of less than 3 years.

looking at the returns....it looks like almost similar with Bank's Fixed Deposit board rates....

Minimum initial investment*: RM100.
Minimum additional investment*: RM10.

thumbup.gif for some people

https://www.publicmutual.com.my/LinkClick.a...M%3D&portalid=0


This post has been edited by MUM: Mar 12 2019, 09:01 PM
MUM
post Mar 12 2019, 09:28 PM

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QUOTE(babyphie @ Mar 12 2019, 09:26 PM)
Should i go for 3 yrs or try my luck for 1 yr?
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try your luck?
what is the targeted Total ROI (in 3 yrs time or 1 yr time) do you intent to get before you can consider if your luck is good or not good?

This post has been edited by MUM: Mar 12 2019, 09:29 PM
MUM
post Mar 19 2019, 07:36 PM

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QUOTE(engyr @ Mar 19 2019, 07:02 PM)
I requested to switch funds on 16/3/19.
Until now, transaction status still floating.
How many days Public mutual process normally?
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while waiting for experienced sifus responses,
my wild guess is....
you apply to sell on 16/3 (Saturday)
depending on the fund itself, the actual sell may just trigger on Monday. (18/3)
the Nav of Monday will only be known most probably on Tuesday 19/3
the fund house can just do the transaction based on the known Monday's Nav

MUM
post May 21 2019, 11:00 PM

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QUOTE(1282009 @ May 21 2019, 10:55 PM)
Hi All, side track a bit. I purchased  a new fund recently from my agent. I used EPF withdrawal for this purpose.
Since finger print and signature is required, he advised me to do the same in 2-3 forms in case there is issue on my finger print. The additional forms are for backup purposes.

Is this practice normal and safe? I believe the form is only for EPF withdrawal for unit trust investment and will
be directly creditted to my unit fund account. Should I be concern at all?
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the money from EPF to EPF MIS is quite save...for it has transaction tracking....

the number of forms "Pre signed" will be more of a concern when the agent "auto" periodic withdraw from yr EPF for repurchase/top up of EPF MIS funds.


Investors must never pre-sign or place their thumbprints on investment forms to transfer funds from the EPF account to the PRS or unit trust fund under the MIS, he said.
“Some unscrupulous consultants are using the forms to further invest without telling the investor,” he said, adding that the FIMM has a complaints management and disciplinary committee that gathers evidence whenever a complaint is lodged.

Read more at https://www.thestar.com.my/news/nation/2016...1dTxtOz8rzgc.99


This post has been edited by MUM: May 21 2019, 11:03 PM
MUM
post Jul 18 2019, 12:22 PM

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QUOTE(JokerNymous @ Jul 18 2019, 11:46 AM)
any PBM Agent here? pls dm me i have few question to ask and is that worth joining as agent for this time period because my sister is going for the PBM test next week onward
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previously I heard that a PM UTC must maintain RMxx,000 amount of sales pa....else tak boleh kerja.
not sure the actual amount and the latest update about this working clause.

usually they will get their family members to do periodic investment by cash/epf to try to maintain that yearly quota
MUM
post Aug 6 2019, 11:07 PM

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QUOTE(YoungMan @ Aug 6 2019, 10:51 PM)
Thank you... Another question: how does DDA/DCA actually help in growing the fund when each transaction is charged 5%? Say I start with 2k in fund A, and then consistently put in RM200 monthly, but each rm200  there is a 5% fee. I tend to feel like I am losing the game to the sc. Forgive this newcomer with very limited knowledge in mutual fund.
Secondly what will happen if I choose none from the name of agent when making a new investment online? Will it randomly put to another PM agent?

Finally... Wish me luck in Public U.S Equity. smile.gif
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for that, you can opt to reduce the 5.25%SC fees to 1.75% by choosing another platform or
0%SC (read post 496 then 484, page 25 by forummer Roarus for tip and way to this 0%SC) at

eUT / POEMs / Phillip Mutual Berhad UT discussion, Coz' Fundsupermart not cheapo enuf'!
https://forum.lowyat.net/topic/4268975/+480#entry93482961

This post has been edited by MUM: Aug 7 2019, 07:09 AM
MUM
post Aug 21 2019, 12:08 AM

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QUOTE(RigerZ @ Aug 20 2019, 11:51 PM)
Hi, I am new to investing and I have a question.

Taking for example PB Euro Pacific Equity Fund, how come the annualized returns from PB's PHS is different from what is shown on Morning Star?

PB PHS link
Morningstar link
user posted image
user posted image
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while waiting for replies from reliable sources
my agar agar guess is the reporting date/month variance...
the morning star one maybe is reporting from 1 Jan to 31 Dec, while the PB one is from 1 June to next year 30 June....
and also is the number showns in the morning star chart, include dividend reinvested into the fund?

you can cross check by using the fund performance like this....
https://www.publicmutual.com.my/Home/Fund-Performance

i think the variance will not be that big (if includes dividend reinveted into it)

well that is my agar agar guess only



MUM
post Aug 25 2019, 05:52 PM

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QUOTE(RigerZ @ Aug 25 2019, 05:24 PM)
Hi again. I'm back with more questions now (still very new so hope you can bear with me)

When I was in school, me and my mum joined up, invested in PB Euro Pacific (PBEP) and also China Pacific (PBCP) equity funds. We put in the minimum RM1000 for each and totally forgot about it all these years. Since the account is under my mum's name only she can check on the current value of our account, but she has been unable to drop by the bank and check.

I have read up both their PHS and saw their averaged annual returns look decent, more so for China Pacific. (unless I have been wrongly reading)

Lately I've become more aware on investing and looking at options to put money in besides FD, EPF and ASNB. Am I right in saying that PBEP and PBCP can be additional investment options? I do understand these are both high risk funds.

Risk appetite? I would say I'm looking at building funds for the the next 10-25 years. I reckon my retirement funds are settled with EPF self contribution, I have a couple of insurance policies for medical + death/TPD/critical illness. If you have extra kindness to highlight suitable funds from PB it would be extra appreciated. I have a PBe account so I can link with PMO.
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while waiting for responses, if you want, you can select and read these articles from Public Mutual for some added info while you wait

What You Need to Know
https://www.publicmutual.com.my/Prospective...ou-Need-To-Know

MUM
post Sep 11 2019, 03:57 PM

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QUOTE(frankzane @ Sep 11 2019, 01:40 PM)
Hi all,

I recently noticed that dividend gained from our fund is now contributing to our MGQP?
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Investments and distribution reinvestments for
partial-load units,
low-load units and
zero-load units are not entitled for MGQP.

Computation of Mutual Gold Qualifying Points (MGQP):
...........
...........
https://www.publicmutual.com.my/Priority-Se...ces/Mutual-Gold
MUM
post Oct 4 2019, 07:42 PM

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QUOTE(coolbuddha91 @ Oct 4 2019, 07:02 PM)
HI, would like to know what 'distribution is in the form of cash' means? Does it mean once distribution date come, it will bank in the dividend/interest directly to my bank account? i saw this type of distribution in bond fund. Thanks.
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read this while you wait for responses?
hope you could get some info from it while you wait

https://www.publicmutual.com.my/LinkClick.a...A%3d&portalid=0


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MUM
post Oct 6 2019, 09:14 PM

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QUOTE(boldsouljah @ Oct 6 2019, 09:11 PM)
Anyone invested in Public Index Fund ? Mine shows -6k. Scary. Should I withdraw it ?
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how much have you invested to be able to lose RM6k?
MUM
post Oct 6 2019, 09:36 PM

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QUOTE(boldsouljah @ Oct 6 2019, 09:28 PM)
RM74k
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hmm.gif invested 74k now is 68K losing 6k
that is about 8.1% if MINUS 5.5% SC....loses is about 2.6%?

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