Depending on the fund....Best is to check the prospectus of that particular fund it self

The total performance of Public Dividend Select fund for the past recent 10 yrs is 12.07%....while the Islamic one is 34%.

1 yr is average about % for those funds?
I yr is average how much % if put in EPF?

If entered in Mar 2014, still got profit how many % AFTER paying the onitial 5.5% SC?

This post has been edited by MUM: Mar 9 2024, 05:44 PM


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Googled and found this, ...
Looks like playing with the date can see.
https://www.publicmutual.com.my/Fund-Price-UT

But you may need to know when is the (before and after) or exact EX Date too




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With me and my spouse still hv $10k unit trust each with PM. Just for the purpose to buy into the mutual life 2 critical & life insurance

Wow, 1/2 mil,
Assuming the annual mgm fees + trustee fees + all other fees, is just 2%
That is 10k annually X 16 yrs = 160k

Very good thinking about that.

Btw,
Mind sharing what or how is the portfolio composition between your CIMB Wealth fund that you bought that make money while the MF that your family bought losses 50% of the money.
Is there any major portfolio variance in the composition of focused areas or just heavy in 1 country, or sector or region or both are of about the same balanced composition?
For, if still stick to the same country, region or sectors after long period of time, .... the impact of having selected the wrong portfolio of MF will be large.

What are you investing in now with the money you took out from CIMB Wealth?
The one that you invested in will still be of focused sector/region and does the performance need to be reviewed after some time or it is just buy and forget thing?

This post has been edited by MUM: Jan 27 2025, 11:43 AM

While waiting for value added responses to your query, I guess and bet that ......
You may write in to them to ask for account closure or they may just tell you to leave the account as it is if there is no more holdings inside your account as it cost you nothing to keep it open.
You will hv to fully clear all your investment holdings in the PM account yourself before closing your account.

This post has been edited by MUM: Jun 30 2025, 07:46 AM