Phillip Mutual is not PIDM protected right? Though my amount is not much but still...

PIDM is only applicable to savings and insurance product only.

Pure investment products, you tanggung the risk yourself.

Dont think the FREE intra switching is a human error; free intra switching is a common practice nowadays.

Not like public mutual, which clearly differentiate the "loaded units" (initially bought with 5% sale charge) and "unloaded unit". Switching towards EQ fund of unloaded units will be charged accordingly.  ( it was like this N years ago, i hope the system is not changed)
Not like FSM, switching is offset by credit system.

In eUT, no way to track the fund in MMF is fund switched from equity fund (loaded units)/ fresh fund (unloaded unit). As long as it is intra switching, then it is without any sales charges.
Therefore, it is possible to buy equity fund under eastspring/ kenanga/ phillip/ am investment/ (some more?) without any sales charge any time any amount.    until they implement a new system to cover the hole.

not need to wait for the promotion.

the intra-switch is free from bond fund to euqity fund (same fund house), still wotk in EuT?

Last did it end of May, Kenanga Bond -> Kenanga Growth 0% sales fee

thanks, should try purchase bond fund in july as the promotion 0% sales charge going to finish end july

if you are thinking of buying a bond fund then switch to EQ fund later......
why would you want to purchase bond fund in July when you can purchase EQ fund at 0%Sc in July too?

https://www.eunittrust.com.my/Home/fund_promo

My intention is to purchase bond fund in July, then c whether there is necessary to top up / DCA equity fund after July.

My intention is to purchase bond fund in July, then c whether there is necessary to top up / DCA equity fund after July.

I "think most" bond funds under eunittrust is 0% Sc....even under non promotional periods.
please check/enquire/confirm........if yes,...then no hurry must buy in July....
(but if you want buy just to "standby" the money, waiting for THE good time to move to EQ then....another story)

previously, many highlighted the advantages of Bond funds in Eunittrust VS Bond funds in FSM MY....if I remember correctly, both are 0%SC but FSM MY Has platform fees on many of them while Eunittrust has no platform fees all.

thanks, should try purchase bond fund in july as the promotion 0% sales charge going to finish end july

so if you are thinking of doing that (buy FI funds) just to get 0%Sc promotion in July.....do consider what I had just mentioned

Bond fund does not grow as fast, but you will need to pay 3% up front which is not worth for low-medium returned fund. Better put in FD than Bond fund (with 3% fee deduction)

actually i have many bond fund in FSM, the YTD as of today are 6~7%.
the risk will be in sep due to FTSE will review again and consider remove M'sia bond from global index

actually i have many bond fund in FSM, the YTD as of today are 6~7%.
the risk will be in sep due to FTSE will review again and consider remove M'sia bond from global index

Hi guys,

now eunittrust still got 0 service charge to buy good bond fund?

Mine too, AmBon Islam with low risk rating. Performance keep inclining, it's worrying me actually because I don't really believe investment grade can perform so well. Unless I read P2 and BBB table ratings definition wrongly. Back in Mar it bought into some Malaysian Government Securities. Allocation of MGS increased based on Jul report.
Top 2 entries are bond funds:

Yes 0% sales fee at the moment. No platform fee so far. Even if got sales fee you can cheat a little and buy into Phillip Money Market / Islamic Cash with 0% fee first and then switch to the bond fund you desire

The FTSE going to review Malaysian Government Securities (MGS) bond in sep.
if they remove MGS from global government bond index, then there will be very high risk for ambon islam

How come this month eUT no more monthly promotion ya?