tq tq . i saw the  Public e-Cash Deposit Fund is Monthly distributions. but the offer every month  0.22 Gross Distribution  (sen per unit) .so i have 4000 unit  . so i receive  Distribution   4000unit x 0.22Gross Distribution  (sen per unit) =Rm880.00 . im correct ? https://www.publicmutual.com.my/LinkClick.a...M%3d&portalid=0

i not sure . but normall the distributions show 0.22 not 0.022

Must public mutual? Others fund house can't?
Did u analyse these two fund performance? Beat the benchmark?
But honestly, normally PB fund better than Public fund, i oso don't know why 😂

I'm investing through a friend which is a public mutual agent.

I've checked using the benchmark vs actual performance data at public mutual website and morningstar website, yes both fund outperform the benchmark at roughly the same performance i would say.
Something like a 10%-13% annual return would be a pretty conversative estimate.

You have in mind other fund that you feel is outperforming by a large margin than this two fund?

In an era where freedom of information is welcomed, Pub-Mut seems to regress back to dinosaur age, that is to say, keeping its info under tight wrap and only for its exclusive clientele. Its like buying Blackmore's Vit C from Watson versus buying GNC Vit C at its exclusive GNC shop. Both are still Vit C but there will be some consumers who will have that perception that GNC Vit C will be better.

Xuzen

Lol 8% is easy, some can even go up to 10-20%.

The thing is, is it guaranteed?

EPF is good is because it guarantees a minimum return of 2.5%, so it will never go below zero.

Epf return is never guaranted.they are not obliged to reveal where they invest their money.there is no guarantee in investment.u win some ,u lose some.just manage your risk wisely

So guys, would appreciate some opinion regarding UT.

I moved my EPF funds to Public Asia Ittikal Fund (recommended by agent back then) early 2018. The returns have been hovering around 0% and even in negative up till recently. Today checked and saw 16% return.

So my questions :
1) For those who have long term experience in UT, is it worth to redeem via EMIS with current returns? i calculated for similar compounded returns by EPF its around 14%.

2) Should i top up into the same fund instead of redeem (i.e. buying more as it goes higher)? or switch to other higher returns fund from other banks (HLB and kenanga growth funds are having much better performance)

Thanks

to be frank, i know UT has been under-performing the market and even losses. In the bad market conditions last year the only funds going up are gold investment funds (up to 100% 6 months in some funds, cant remember which). So in bad times, i thought i will switch to gold linked funds or bond/fixed income funds (hedge), and switch back to equity once market recovering.

Is that a fair strategy?

and the other reason i'm asking here is because i dont have prior exposure or experience investing in UT. So i'm not sure if its worth to invest more at this point of time or to realise the gains by redeeming funds back into EPF.

Only point of reference i have and I know, is back in the days my dad made close to 400% returns via UT in the boom period between 1998-2006, this was an extraordinary period and i doubt it will happen again.

even redemption also zero. Do you think they will revise sales charges and redemption charges after 1 to 2 years?

it is BF which means Bond / Fix Income
MM = Money Market
Money Market return very low

take a look at the bond/fix income performance
so that stupid consultant tell me 2% to 3% saja really lie to  me le
but again he might be right as there is no guarantee return
again he should not say 2% to 3% ma.. really low le

Hi there everybody, is there someone I can talk to to understand public mutual cause when I called the public mutual people they are asking me if I have any question. I don't have any questions because I don't understand this at all but I want to learn more on this. I am really interested in this because my friend was talking about it but he is also unsure on it.

I peanuts investor, not like u 😝

U got any recommendations? Kasi sikit tip, i go Flip2

...
Got sales charge or exit fee or redeem fee? Nv touch b4. U buy oso? Don't know how to select, kiasi

Wow from Yr 2018 till now you made 5% in total..

To register my phone number in order to create PMO account, I still need to go to Public Mutual branch?

Can do by calling customer service or from the website?

Hi I'm an unit trust investor for about more than a year in FSMONE and Eunittrust platform.
I would like try investing public mutual also.
I am a foreigner, so is it possible for me to apply for public mutual?
Is there any minimum amount to be invested in order public mutual account opening?
Hope someone can guide me.

I see the PVGEF performance is good, good to go then for the new fund?

5.5% sales charge and 1.8% annual fee

If put 3 years would be 5.5+1.8+1.8+1.8 = 10.9% fee