My friend asked me to find her Sales Agent since her agent very good in fund recommendation. Is this sort of like upline and downline?

i maybe wrong,...but i think it meant, your friend got a sales agent that had been very good in fund recommendation....and your friend wanted you to seek the service of that sales agent

U ask ur frien which fund she/he recommended that making profit? Since which year?
I oso invest in public mutual, my agent recommended fund just a guide line for me, i do my own decision after read through all comments in this forum 😁

This post has been edited by ironman16: Apr 17 2021, 04:33 PM

Just to clarify. U insert 10 years. Try 3/5 years range

Looks like there are 1, 2, 3, 5 n 10 yrs range...
2 images in that posting

The local ut industry is regulated and the annual fees (both management and trustee) are pretty much standard across all fund companies.

The main point to take note of is "net returns". The performance reports are based on net returns. And the funds to invest in are short-listed and based on their past performance and returns.

The annual fees should not be a consideration at all if the investor wishes to buy any ut funds.

Talking about annual fees is just like talking about any profit gained by any business enterprise. Just like selecting which restaurant to have dinner, we don't care how much profit the cook makes. We may base the decision on the menu, price, and ambiance of the restaurant, but never the profit the restaurant makes.

That may be 20 or 30 years ago... now it is online and the reason for this thread and forum. To share and learn how to do it on your own.


This post has been edited by j.passing.by: Apr 19 2021, 07:01 PM

You can learn to do it on your own.

Try looking at the above post 2 pages back, where it has 2 attachments showing the past performances of all the funds in RHB for 1-year to 10-years.

You can look up similar past performance of all funds in Public Mutual and other companies too.

There are many funds, don't let it overwhelm you. You are not buying all the funds – only 3 to 5 equity funds.

Just narrow down and shortlist the top 3 or 5 funds that are giving good and great returns based on the past performances in 1-yr, 3-yr, 5-yr and 10-yr periods; all the many other funds can be disregarded.

Then make an investment plan to invest into the selected funds REGULARLY FOR AT LEAST 5 YEARS (preferably 10 years and more).

The first purchase into any ut fund must be at least RM1,000. So the REGULARLY depends on your investment budget, it can be 1 month or maybe every 6 months or annually. I think the best would be 3 every months; which is also same as EPF-MIS scheme (Members Investment Scheme) into unit trust funds.

Refinitiv Lipper Fund Awards 2021: Public Mutual biggest winner with 34 awards
https://www.theedgemarkets.com/article/publ...inner-34-awards

Legitimate wins, or tooting own horn (read: 'paid to win' awards)? 🤔🤔🤔

This post has been edited by DragonReine: Apr 19 2021, 08:25 PM

Public e-Islamic Pioneer Entrepreneur 40 Fund (PeIPE40F)

Minimum investment of only RM100 via Public Mutual Online.
Invests in up to a maximum of 40 stocks in a portfolio primarily consisting of Shariah-compliant pioneer entrepreneur stocks^.
Invests 75% to 98% of its net asset value (NAV) in Shariah-compliant equities globally.
Initial Issue Price: RM0.25 per unit during the Offer Period (21 April to 11 May 2021)

Sales charge = 3.75%

Sectors of Focus for PeIPE40F’s Equity Portfolio
PeIPE40F may target to invest in Shariah-compliant stocks of founder-led companies listed on the global markets that offer attractive growth prospects and resilient earnings profiles within sectors such as technology and consumer as well as selected cyclical industries.


https://www.publicmutual.com.my/Menu/Campai...unches/PeIPE40F
https://www.publicmutual.com.my/LinkClick.a...8%3d&portalid=0

https://www.publicmutual.com.my/LinkClick.a...8%3d&portalid=0
https://www.publicmutual.com.my/LinkClick.a...c%3d&portalid=0

This post has been edited by ironman16: Apr 21 2021, 09:52 PM

I read the prostectus, but i'm not really get it.. is it more locally, then max 20% invest global?

i think is GLOBAL asset allocation

this fund invests to a maximum of 40 stocks in a portfolio primarily consisting of Shariah-compliant pioneer entrepreneur stocks / giant company (Tencent, FB, Google etc)

up to 20% of the Fund’s net asset value (NAV) may be invested in other Shariah-compliant stocks listed on the global markets. >> i think it mean it can invest (max 20%) in the company not under pioneer entrepreneur stocks ....

hope my understanding wont miss far from it....

This post has been edited by ironman16: Apr 23 2021, 01:26 PM

Yes. This is what my agent told me.
No plan to buy yet. Sales charge 3.75%

I just stick with my e AI and Carbon footprint enough oledi

ironman holding so many funds ....

No la, just 2 new fund. Others just switching bcoz oledi pay sales charge ma

From the investment perspective, are 40 stocks considered too diversified?

If managed to get a breakdown by number of sectors, industries, countries, then if hv the % allocated into each of them then can judge more clearer

This post has been edited by MUM: Apr 24 2021, 09:32 AM

invests in up to a maximum of 40 stocks

from the above mean max is 40 stock, who know, may b the fund manager able to pick 30 stock aje....

but too diversified not good? u afraid it will drag down the performance?

if like this ETF boleh tutup kedai oledi......

u wanna make big profit, try buy the stock.....sure big profit if rally, but if dip, u dun cry aje .....

Should we invest in this new funds since the promo price quite cheap as 0.25 during promotion period ?