A more modern rebranding with focus on "environment" SRI too vague for some people because it only says "sustainable", not whether it's "environmentally impactful"

it also checks on the ethics and transparency of the companies involved, I think

This post has been edited by DragonReine: Feb 9 2021, 10:50 AM

ESG is still a "new" concept to a lot of companies 😅 unfortunately it'll take a long while before businesses start to actually put green technology and "human rights" into practice with their company management.

Maybe current emerging workforce generation and politicians will push for more focus (example: recent Biden administration pledges) but as of now, profits > human rights and environmental impact.

IMO if you're into the ethics of ESG then can and should fund, but don't expect much profit until 10+ years later.

Only a handful of governments that are proactive towards SRI/ESG and many of these are not big economies, so companies unlikely to actually profit much since much of ESG successful implementation and advancement relies on government enforcement of minimum ESG standards.

US and China for example aren't great at enforcing ESG positive policies as of recent decade.

When you purchase through i-Invest the first time you'll be redirect to the fund company's website to create an account under the fund, will require you to give details like name, IC number, phone, financial background, income etc. example if invest in Public Mutual funds you'll be directed to create a Public Mutual Online account.

EPF not authorized to send your personal info for you to private company so you have to do it yourself.

Seems to be holiday period for Lunar New Year/Spring Festival. All funds that have allocations in China-based investments are affected.

🤣🙏 yeh

also i checked with PMB non biz days, its Taiwan that declared additional non biz days as attached in file below


Attached File(s)
 20210209___List_of_Non_Business_Days_for_Funds__Public___PB_.pdf ( 380.4k ) Number of downloads: 12

Add on a tip:

Can go to https://www.publicmutual.com.my/Our-Products/UT-Fund-Prices (for UT) or https://www.publicmutual.com.my/Our-Products/PRS-Fund-Prices (for PRS funds) and click on "non business day" button to get a list of additional non business days for funds that invest in foreign markets.

Based on PMB actually today should resume business for trading.

A bit risky to invest honestly in my opinion, because PIATAF has only been performing so-so if look at timeline of performance since commencement. In fact for Jan 2018-Jan 2020 the average performance has been a bit flat and often recorded as under benchmark for 2019.

Of course, past performance doesn't equal future performance, but you might have to bear with relatively stagnant growth with this fund.

https://www.theedgemarkets.com/article/publ...ome-most-awards

Macam yes. I didn't do an actual comparison with other funds, but based on reports I gathered online this seems to be the case.

My cynical dua sen is that these "awards" are sometimes actually sponsored advertising in disguise

Public Mutual always post their NAV here: https://www.publicmutual.com.my/Our-Products/UT-Fund-Prices

Finally see positive in Singapore Equity after several months of red

At least Global Select still holding strong.

Personally I would redeem when reach/exceed goal profit, and switch if I decide that it's time to adjust risk.

0% until end of this month. Dunno if they'll extend.

Yeah, they're misinformed or lying to you

This is the announcement on EPF nvestment page when I log in today:



maximum is 0.5% sales charge through i-Invest from 1 May onwards

How to do unit redemption thru Public Mutual Online (PMO)

1.) Login to PMO site.
https://www.publicmutualonline.com.my/

2.) Go to Account and select either Cash or EPF Scheme

3.) Select Switch/Withdraw

4.) Select Yes to proceed

5.) Select which fund you want to withdraw

6.) Enter how many units you want to redeem and then click Request PAC. You will receive SMS for the PAC No.

7.) After enter the PAC No, Tick on T&C section and then click Proceed.

8.) Click Confirm.

9.) Redemption request completed. The transaction will take a few business days to complete and reflect back within EPF balance.

You really got bamboozled by agent 😅 The point of i-invest is to take bigger risk because EPF is already safe and pretty diversified LOL

Not sure if "diversify" your EPF money into FD is the smartest move if your aim is to grow retirement savings 😅

But yes if buy through agent who dunno what they talk about then you lose money. If you know what funds to invest in and buy through PMO, then potential gains vs EPF would be higher. But of course this is risky compared to EPF or FDs la

This post has been edited by DragonReine: Apr 12 2021, 01:51 PM

My Global Select Fund baby getting very fat with profits luckily its portfolio is very diversified across several countries

This post has been edited by DragonReine: Apr 13 2021, 09:14 AM

Never buy from agents LOL, use PMO or EPF i-Invest if really want to invest in Public Mutual. Agents 90% of the time don't know what they're talking about, the other 9.98% of the time they're just flat out dishonest and greedy for commission.