If I am not mistaken, s'pore mkt is currently the 2nd top Asian mkt ytd ranking..
Do you foresee it still has more gas mileage to go at the current stage of covid19?
Do you need to touch that cash?
If the 70% profits made your s'pore eq allocation too lopsided, or exceeded your planned % of allocation, then can move some off that fund to somewhere else

List down your current portfolio
Compile and separate them into country/ region/sector specific.
See the % allocated into each of them
Then see if you liked the allocation.
Make changes when you deemed it to suit Yr likings better

just a fact based note on the RHB funds returns...


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why?...bcos needed to clear the air on the post above mine...
abt the 95% things...
go read it to know more

but you posted this earlier...

i maybe wrong,...but i think it meant, your friend got a sales agent that had been very good in fund recommendation....and your friend wanted you to seek the service of that sales agent

If managed to get a breakdown by number of sectors, industries, countries, then if hv the % allocated into each of them then can judge more clearer

This post has been edited by MUM: Apr 24 2021, 09:32 AM

It is in NAV,... Thus this 0.25 is NOT cheaper rhan a similar fund that has NAV of 0.5

"20% in 3 years or 20% in 5 years also acceptable" .... with just this "low" expectation of cagr for your investment with this fund .....
should be able to achieve that with relative ease....if nothing really bad happens in the equities markets

https://www.omnicalculator.com/finance/cagr

This post has been edited by MUM: Jun 26 2021, 02:09 PM


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when you invest in equity unit trust funds (like example Global Select fund)......there is no "confirmed" interest, profits, dividend or losses during your investment venture in that fund....
it is an investment,...investment will be subjected to many many risks, could be it short term, long terms, severely or mildly too

what you see, ARE past performances....as Past performance is not indicative of future performance. The value of the unit trusts and the income from them may fall as well as rise.

hope this YoY performance of Public Global Select fund can help you see better/understand better...



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while waiting for responses,...
according to this post, (many years ago),
"Money's back in EPF in less than a week."

post 16
How To Transfer Back Monies - Public Mutual To EPF
https://forum.lowyat.net/topic/2237878/all

PUBLIC e-EMAS GOLD FUND
(PeEMAS)

Invest in Gold the Convenient and Affordable


Minimum investment of only RM100 via Public Mutual Online.
Sales Charge of up to 1.0% of net asset value (NAV) per unit.
Zero redemption fee.
Management Fee of 0.85% per annum of the Fund’s NAV.
Invests at least 90% of NAV in gold ETFs.
Initial Issue Price: RM1.00 per unit during Offer Period (1 September – 21 September 2021)

Fund Features
• Minimum investment of only RM100 via Public Mutual Online.
• Invests at least 90% of its net asset value (NAV) in a minimum of 5 gold exchange-traded funds (ETFs) in the global markets, with the balance in liquid assets

https://www.publicmutual.com.my/LinkClick.a...E%3d&portalid=0

https://www.publicmutual.com.my/Menu/Campai...Launches/PeEMAS

If you hv access to etf, DIY will be lower maintenance cost
What is the spread of gold investment a/c? Any holding cost?

This post has been edited by MUM: Sep 3 2021, 01:47 AM

yes,...stated as no switching allowed...

i think that will be compensated with PM's lowest sales charge product

in terms of %?
count and compare in % easier to see...

i think, you are comparing directly with Gold price Versus Gold etfs....
not sure if those Gold etfs are directly correlated with direct Gold price....
does the Gold etfs that this P emas gold fund hold will have the same risk and reward ratio compared to direct gold investing thru bank's Gold investing a/c
unknown to what 5 etfs P emas gonna hold...
my wild guess will be these 5 Etfs will have lesser volatility...

A Comparative Study on Gold vs. Gold ETF’s and an
Analysis of Gold ETF’s as an Effective Investment
Tool for Indian Retail Investors
Dr. Raghu G Anand
Jain University- Center for Management Studies, Bangalore, India
http://www.ijmbs.com/Vol7/73/4-dr-raghu-g-anand.pdf

btw, the attached image is NOT from that above study...it is from google image

This post has been edited by MUM: Sep 3 2021, 07:27 PM


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with commission from Sales charge as remuneration for its existing UTC.....i think it is hard to change alot
lately launched numerous e series funds that has lower SC...

to me, for me,..it is always worth to invest if they are invested in an allocation to suits one risk appetite.
historically, these 2 funds are

To know more about Malaysia small caps and how it will provide potential growth and decent return in your investment?
Please join Belqaizi Taufik, Head, Investment Specialist & Project Management Office, Maybank Asset Management Sdn Bhd in this webinar.
Date 12 October 2021, Tuesday
Time 8.00pm – 9.00pm
https://www.fsmone.com.my/events/event-deta...o=Evt2109280001



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previously got mentioned,... can leave blank,...thus i think you can put the agent code inside too...
(provided the code is still valid/active one, ha-ha)