Just goto company.... If I recall correctly what was posted before.
Btw, is Yr utc code still active?
Heard postings that you need to annually maintain a sales quota (30k??) to remains active...
Is that requirement still exist?

This post has been edited by MUM: Oct 24 2021, 04:21 PM

Inactive but utc code still active....
Inactive can meet sales quota?

This post has been edited by MUM: Oct 24 2021, 04:44 PM

while waiting for value added responses,
i googled and found this....
https://www.publicmutualonline.com.my/Gener...EcommerceAP.pdf

look at the form structure and T&C note# 3.

looks like there is a place for details of joint a/c.

but you need to confirm with PMO to determine if the attached form is still valid for use or the joint a/c is still ok to use for redemption...

I think
E series funds can only buy from Internet your ownself... no utc service and other manual process needed.. Thus cost saved for the company but you will still need to pay ( i think) a sales charge of 3.75% compared to the utc assisted of 5.5% sc for non e series funds purchases.

This post has been edited by MUM: Nov 14 2021, 07:30 PM

while waiting for responses,

i kay poh abit,...
may this be of some info to you... while you wait for responses

Helpful Tips for A Successful Unit Trust Investment
https://www.publicmutual.com.my/Menu/Learni...rust-Investment

Things That Every Unit Trust Investor Should Know
https://www.publicmutual.com.my/Menu/Learning-Hub

while waiting for his responses,...
i googled and found this....(per image obtained from the prospectus)

click at the prospectus
https://www.publicmutual.com.my/Our-Products/Fund-Explorer

https://www.publicmutual.com.my/Prospectus




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try check it at 2pm?
jfi, for some funds, for some times,...there won't be any updates...like just "missed a day"

The Private Retirement Schemes are offered by PRS Providers who are approved by the Securities Commission Malaysia. The eight (8) available PRS Providers are:
https://www.ppa.my/prs-providers/

Maybe try post 2738, page 137

While waiting for real sifus that really knows about your query to responses,...
I kaypoh with my wild guess is, you cannot recruit Yr family members to join under you, for they will need to be a qualified utc to do that.
I think they can register n buy funds at pmo online and then key in your utc number,.... Then you may be eligible for the sales charge commission....
Wild guess depending on the funds... I think max 3%.
How much % of commission or discount did you get when you bought funds yourself?

Just a note, if you did not receives any responses and if unable to wait longer for responses,.... Try contact PM directly?

Previously I heard people said that... To maintain an utc with PM.... Need to have an annual sales of xxk per annum. (30k?).??.
Does that requirement still exist?

This post has been edited by MUM: May 29 2022, 01:56 PM

The table below is updated monthly to give you a snapshot of PRS fund performances over a five-year and 1-year period. Past performance is no guarantee of future returns, so use it only as a guide to your retirement planning needs.
https://www.ppa.my/prs-providers/prs-funds-information/

For a complete view of all PRS Funds Performance, please click here.
https://www.ppa.my/wp-content/uploads/2022/...Apr-22Final.pdf

Just a note: for the 1 year performance of public mutual prs funds, ,... Need to minus approximate 3% from the returns as need to pay 3% initial sales charges. As Some other prs providers did not have sales charges

This post has been edited by MUM: Jun 1 2022, 02:28 PM


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While waiting for value added responses, you can try this for some added info
https://www.publicmutual.com.my/Menu/Learni...sktCcBdHTsSgAJA

Usually the maths of it will be computed daily during computation of the daily nav.
Thus if you invested rm10000 and only withdraw rm 9900 just days before the anniversary,..... Your money "should be inside" that fund would hv already paid amount of just abit lesser than the full 0.375% due to its daily computation of NAV.

Btw, I think there are other fees too like for example, trustee fees

Do you meant this?

Birthday Special Promo
Enjoy a special sales charge of 3.75% into equity/mixed asset/balanced funds and 0.65% into bond/sukuk funds when you invest for two (2) consecutive months starting from your birthday month.
https://www.publicmutual.com.my/Menu/Exclus...y-Special-Promo

Preferably when compared to what?

That product will suits those that requires its characteristics and product profile expectation.

For individual or company point of view?

Ok, then
Pros
No locking in period
Possible abit Higher rate
Lower initial start of investment amount
Can top up anytime
Low top up amount

Cons
No pidm
Unconfirmed rate
Takes longer to see money when redeem.

This post has been edited by MUM: Jul 1 2022, 06:40 PM

My guess n thinking is,... Stable funds may not be able to beat epf rates most of the time

Which regions do you think will grow most in 3 yrs time? 🤔 Greater china, Asia pac, US or European?

With features like these,....
Fund Features:
*Invests 75% to 98% of net asset value (NAV) in equities of companies listed on the global markets which incorporate sustainability considerations in their business practices.
*Invests in a maximum of 20 stocks, with exposure to a single stock of up to 20% of NAV.
Invests up to 98% of NAV in foreign assets.
*Minimum initial and additional investment of RM5,000.

Because of the chicken heart, I personally would not dare hv that fund in my core portfolio. Maybe just 2-4%, in my portfolio if I got nothing better to invest in my thematic or gambling segment of my money in my portfolio.