Sorry for the late reply

Snapping photo with clear number plate seen is sufficient

1. You are not allowed to snap someone IC. Taking a photo of his car with plate number clearly visible is sufficient. Make sure snap the photo before vehicles are removed and the photos must be taken in the way which police can easily identify who is at fault

2. Up to you. If you don't mind the money, just a take it. If not, lodge police report

3. Nope. In fact it is advisable to do so. Malaysia is not that safe. If no pictures taken, just make sure you describe the vehicle you knock into as detail as possible in your police report

4. Not sure what you are trying to convey

5. Don't pay, especially the other party is injured.

hi bro
need some advise
regarding the bold parts
i meet an accident with a lorry a few days back (hit & run)
luckily i have a dashcam so it records everything include the plate number
when i check their insurance is under MMIP 3rd party

so it means that i can't claim OD-KFK ???
if i don't want to lose my NCD right ??

Nope. You can only do it via TPPD if you don't want to lose your NCd

loui i have a question here. was being hit by a company van and because of the impact causing me to bump the car infront of me. while we still under negotiation, we was being direct by the police bantuan to pull over to the side of the road to prevent traffic jam. however the van just run off like that. before that we have taken the van number plate. i went to the police station with another woman to make police report. however as per my runner mentioned, the van driver ignore and didn't go to the police station to make the report. sergeant has already issue letter to the owner of the van though but they just act stupid.

so in this case, it's the chances of i will be losing my ncd next year is high? is there any alternatives or what can i do? my car is a new car and this year is the first year i paid for the insurance. my friend told me that eventhough i will be losing the ncd for next year, it wouldn't affect me much. is that true? also how about the car that was being hit by me? will the cost of repair will be charge under me?

currently my car was in the workshop under repair while still waiting for the other party to come to the police station however i can conclude that percentage is quite low.

thanks

This post has been edited by yvonnesoo: Oct 20 2016, 02:58 PM

1. Find out whether the van is registered under commercial vehicle policy or private car comprehensive policy. There is a link that I put which you can check the vehicle insured under which company. Call up the company and ask.

2. If private car comprehensive policy, pressure the police to issue siasatan police. Make sure the van is compounded. Give a copy of the siasatan polis to the workshop and ask them to repair via OD-KFK

3. If commercial vehicle policy, pushed for siasatan polis. Claim via TPPD

4. If the car infront claim against you, send them a copy of siasatan polis and get them to claim against the van

5. You need to take extra effort to push for documents. Get your agent to do for you if you have one.

6. NCD wise, won't affect much but chances of kena loading is there, depend on insurance company

This post has been edited by loui: Oct 20 2016, 03:26 PM

err sorry i can't seems to find where the link to check the vehicle insured under which company. could you please quote here?

as for the ncd wise, what do you mean kena loading is there? sorry this is my first time being hit & run by a van

https://www.mycarinfo.com.my/ISearch/Enquiry?version=b2c

Loading mean you need to pay additional money to buy insurance as they see you as high risk driver

This post has been edited by loui: Oct 20 2016, 04:03 PM

thanks. i have checked through the link and the type of cover only stated comprehensive. so i can under OD-KFK? one thing i notice is the van policy period is from 14 Nov 2016 - 13 Nov 2017?? means they just renew their insurance?

Did it state which insurance company?

If not then you need to go JPJ counter and buy the JPJ search

Call up the insurance company and find out whether it registered as private car or commercial vehicle

yes it did state the insurance company. thanks. i will try to call up the insurance company but will they allowed non owner to check on this?

Depends your verbal skill

Tell them you need to know to decide whether can do OD KFK

well done TS.
Thank you for taking your time to post this up.

called already. they wont provide more details as need verification. i even told them i need to decide whether can do kfk or not, the person told me if can get the keputusan, no need to worry regarding this as definitely will not lose ncd

sigh. i guess need to push the keputusan document from the police then

PM the vehicle number and accident date

I try to check

No guarantee thou

1) if i have a p2 car n kena bang, after report polis, better to go p2 service centre or 3rd party svc centre for repair?

2) if i parked my car somewhere overnight n tmr morning realized car bumper kena bang by duno who. not my fault, can claim insurance? will lost ncd in this case?

3) if 2 cars bang each other on the road. how the polis & insurance company know who's fault? both parties have their own stories. sure somebody will tell lies to avoid responsibility, if no dashcam or anything how to judge?

1. Up to you. As long as the workshop is registered panel of your insurance

2. Can claim on OD. NCD will gone

3. Police decide. Not insurance company. Depend on evidence like debris, oil stain, vehicle position.... And also you verbal skill. Use your word to convince the police that other party is at fault

This post has been edited by loui: Oct 20 2016, 05:17 PM

i have pm you

Got into accident last week,with a taxi,not my fault
How to proceed TPPD claim against taxi?
The saman already issue to the driver,so all I have to wait is the keputusan from polis?

If saman alrdy out against the other driver, means keputusan should be against him...

Most of the time saman and keputusan come out simultaneously

Unless the other party is compounded for unrelated offense such as no license, no insurance and no road tax