Thanks man. Just found out that most sell only third party + fire + theft. It's mainly bought for cars that exceed 15 yrs of age. Most don't sell strictly third party anymore. The price would round up to be only slighty cheaper than comprehensive, probably about 5 percentage points difference.

For minimum RM12,000 coverage for a 2005 car, P&O quoted (estimate) me about RM530+ for third party + fire + theft, and RM570+ for comprehensive. I suppose these figures are before GST & other charges, after which should come up to about 570+ and 600+ respectively I guess.

Was told by ACE that third party can only be bought via Pos M'sia, with the underwriters being UniAsia (now Liberty) and Multipurpose.

So I'll be going to Liberty later near Maju Junction and check if I can buy. Will update on the rates. Oh and can't add on windscreen coverage to third party.

Update: Got myself the 3rd party insurance from Liberty at approx. RM310 nett. Downside is not allowed to purchase windscreen cover.

This post has been edited by tagz8: Jul 29 2015, 04:56 PM

any source for apply online "3rd party" cover?

where u apply the 3rd party cover?

I got mine from Liberty Insurance as it was near the monorail station. If I'm not mistaken another one is Multi Purpose Insurance.

no online apply available?

nope

all the insurance company stop doing 3rd party policy online

you can either
1. go personally to their office to buy
2. get agent to do for you
3. buy it in pos office

thanks!

Regarding the "loss of use" , do I need to inform the insurance company that I'm claiming from before proceeding with renting a car? Or how would I proceed with this? Desperately need car for work.
Someone decided phone is more important when driving at 80km/h and bang my car. Currently nothing is being done after 2 weeks in workshop. Been using sister car, which is quite troublesome as my dad has to drop her and pick her up due to my work location and timing.

so I assume you are initiating the claim through TPPD rather then OD-KFK or OD

note that you can only claim for loss of use if you are doing a TPPD claim

you don't have to inform the insurance company in advance

but my suggestion is that you gradually pass them the rental slip, maybe like once in 2 weeks time

don't give the original one

make sure you pass all of the copies receipts before accepting their offer

once you accept the offer, you are deemed as accepting the loss of use compensation as well

is 3rd party auto insurance normally cheaper than the comprehensive one?

yup

at least by half

superb info. bump for you!

follow

bookmark.
nice info!
TQ TS

Does all the mentioned Q&A applies the same even though if the accident is between a motorcar and motorcycle? Assuming any one of the party is at fault.

Yup, everything the same if the policeman strictly following the law/act/rules

however, too bad, Malaysia's policeman doesn't

loui just wondering. last wednesday i had an accident with a van. got kissed on my bump behind. both parties made police report.

is it normal for police investigation takes 10days, or do i have to boost their performance by offering something?
how do i proceed with third party claim?
i dont have any details of the van because its a security van, and they doesnt want to disclose any detail with me. only have the van no plate.

thanks.

There is no standard time for police to complete the investigation

Some takes years, some decide on spot

Just send your car to panel workshop and tell them you want to fix it under od-kfk

Workshop fella will do from there

panel workshop as in my insurance panel or the other party insurance panel workshop?
oo i should had engaged some foreman to quicken the process instead

Panel workshop from your insurance

If you send to non panel workshop, the claim will be tedious and insurance might not pay for you