Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 What to do in an accident in Malaysia, Everything about m/vehicle insurance

views
     
yvonnesoo
post Oct 20 2016, 02:57 PM

Wanderluster
*******
Senior Member
2,169 posts

Joined: Jan 2009
From: PJ | Seoul


loui i have a question here. was being hit by a company van and because of the impact causing me to bump the car infront of me. while we still under negotiation, we was being direct by the police bantuan to pull over to the side of the road to prevent traffic jam. however the van just run off like that. before that we have taken the van number plate. i went to the police station with another woman to make police report. however as per my runner mentioned, the van driver ignore and didn't go to the police station to make the report. sergeant has already issue letter to the owner of the van though but they just act stupid.

so in this case, it's the chances of i will be losing my ncd next year is high? is there any alternatives or what can i do? my car is a new car and this year is the first year i paid for the insurance. my friend told me that eventhough i will be losing the ncd for next year, it wouldn't affect me much. is that true? also how about the car that was being hit by me? will the cost of repair will be charge under me?

currently my car was in the workshop under repair while still waiting for the other party to come to the police station however i can conclude that percentage is quite low.

thanks

This post has been edited by yvonnesoo: Oct 20 2016, 02:58 PM
yvonnesoo
post Oct 20 2016, 03:53 PM

Wanderluster
*******
Senior Member
2,169 posts

Joined: Jan 2009
From: PJ | Seoul


QUOTE(loui @ Oct 20 2016, 03:24 PM)
1. Find out whether the van is registered under commercial vehicle policy or private car comprehensive policy. There is a link that I put which you can check the vehicle insured under which company. Call up the company and ask.

2. If private car comprehensive policy, pressure the police to issue siasatan police. Make sure the van is compounded. Give a copy of the siasatan polis to the workshop and ask them to repair via OD-KFK

3. If commercial vehicle policy, pushed for siasatan polis. Claim via TPPD

4. If the car infront claim against you, send them a copy of siasatan polis and get them to claim against the van

5. You need to take extra effort to push for documents. Get your agent to do for you if you have one.

6. NCD wise, won't affect much but chances of kena loading is there, depend on insurance company
*
err sorry i can't seems to find where the link to check the vehicle insured under which company. could you please quote here?

as for the ncd wise, what do you mean kena loading is there? sorry this is my first time being hit & run by a van sad.gif
yvonnesoo
post Oct 20 2016, 04:10 PM

Wanderluster
*******
Senior Member
2,169 posts

Joined: Jan 2009
From: PJ | Seoul


QUOTE(loui @ Oct 20 2016, 04:03 PM)
https://www.mycarinfo.com.my/ISearch/Enquiry?version=b2c

Loading mean you need to pay additional money to buy insurance as they see you as high risk driver
*
thanks. i have checked through the link and the type of cover only stated comprehensive. so i can under OD-KFK? one thing i notice is the van policy period is from 14 Nov 2016 - 13 Nov 2017?? means they just renew their insurance?





yvonnesoo
post Oct 20 2016, 04:33 PM

Wanderluster
*******
Senior Member
2,169 posts

Joined: Jan 2009
From: PJ | Seoul


QUOTE(loui @ Oct 20 2016, 04:29 PM)
Did it state which insurance company?

If not then you need to go JPJ counter and buy the JPJ search

Call up the insurance company and find out whether it registered as private car or commercial vehicle
*
yes it did state the insurance company. thanks. i will try to call up the insurance company but will they allowed non owner to check on this?
yvonnesoo
post Oct 20 2016, 04:48 PM

Wanderluster
*******
Senior Member
2,169 posts

Joined: Jan 2009
From: PJ | Seoul


QUOTE(loui @ Oct 20 2016, 04:39 PM)
Depends your verbal skill

Tell them you need to know to decide whether can do OD KFK
*
called already. they wont provide more details as need verification. i even told them i need to decide whether can do kfk or not, the person told me if can get the keputusan, no need to worry regarding this as definitely will not lose ncd sweat.gif

sigh. i guess need to push the keputusan document from the police then
yvonnesoo
post Oct 20 2016, 05:21 PM

Wanderluster
*******
Senior Member
2,169 posts

Joined: Jan 2009
From: PJ | Seoul


QUOTE(loui @ Oct 20 2016, 04:52 PM)
PM the vehicle number and accident date

I try to check

No guarantee thou
*
i have pm you smile.gif
yvonnesoo
post Nov 11 2016, 11:55 AM

Wanderluster
*******
Senior Member
2,169 posts

Joined: Jan 2009
From: PJ | Seoul


my insurance claims me under OD in the beginning as the keputusan haven't out as the party didn't report. then when i check with my insurance co, the person in charge told me they will later change to ODKFK after i have the keputusan. when i check back with the workshop, they already pass the keputusan to the insurance co but insurance co now say can't change the status unless i go for the commission of oath and get the docs stamp mentioning that eventhough i have the keputusan, the other party no go report police. the police just stated the party wrong under seksyen 52 hit & run

it's i'm the one have to do all this? first timer here
yvonnesoo
post Nov 11 2016, 12:22 PM

Wanderluster
*******
Senior Member
2,169 posts

Joined: Jan 2009
From: PJ | Seoul


QUOTE(loui @ Nov 11 2016, 12:02 PM)
If you bought your insurance via agent, get them to do it for you

Or else you have to do personally
*
sweat.gif dad bought the insurance from hometown. i'm in kl. accident happened & workshop done in kl as well. so eventhough got agent, two different places they won't be able to do it for me right?

where to go for the stamp? the only place at Leboh Pasar Besar?
yvonnesoo
post Nov 11 2016, 02:21 PM

Wanderluster
*******
Senior Member
2,169 posts

Joined: Jan 2009
From: PJ | Seoul


QUOTE(loui @ Nov 11 2016, 12:26 PM)
Commission of oath is everywhere, especially in office building

Stamp is in LHDN

Since need to get both, just head to LHDN HQ, should be able to find commission of oath there as well
*
thanks alot thumbsup.gif

 

Change to:
| Lo-Fi Version
0.0328sec    0.29    7 queries    GZIP Disabled
Time is now: 27th November 2025 - 03:38 AM