Got into accident last week,with a taxi,not my fault
How to proceed TPPD claim against taxi?
The saman already issue to the driver,so all I have to wait is the keputusan from polis?

Last I check,the Sargent in charge told me he already giving the saman to the taxi driver which offense I do not known,let say if the keputusan state that the taxi driver are not in fault,and I'm not buying that keputusan,next step is proceed to legal case?

Send a letter to insurance company complaint department to inform them about the incident

Give them deadline like 14 days upon which you will proceed to complaint to bank negara

Once escalate to bank negara, both insurance company and workshop will back down fast

Hello.. i would like to ask a question.. someone hit my car, and she admit her fault and claim her insurance.. that ok..

the question is during my car got hit, im not the one who driving and the car driver do not have driver name on my car insurance.. can i still claim her insurance?

no clear guideline

some insurance company is notoriously slow in approving the claim

the best you can do is keep on calling, at least once a week, to follow up the progress

thanks for the advise buddy, should i call zurich or honda BP? becos honda BP is working on the submission.

hi.. i think more than rm5,000 on the bumper and fender..NCD is just 25% from 3k...

yes bro, it was the major part of front bumper..although inner doesnt have any affect..
may i know how long does it takes from submitting the claim until replace/repair done?

buddy, would you mind to share abit more? What insurance co is that
and how can you proceed it that fast. As honda bp told me it might takes 1 month!! 2 days to submit estimates, 5 - 7 days for insurance co (zurich) for approval, and another 5 days to replace the bumpers and headlight.

pretty much that is your only choice

OD-KFK can only be done if the other party is a m/car with comprehensive policy

the only choice to avoid losing NCD is TPPD

but it involve adjuster evaluation, lawyer, court process, and no guarantee the other party is financially capable to pay the court judgement

Can sue that guy...but the cost could be high

So that guy just got away scot free because no insurance?

It is so unfair to TS

he got compound for no road tax + no insurance + hitting from behind

most likely RM300 x 3 = RM900

my car was hit from the back and the impact was so big that I hit the car infront as well.
My question is there anyway to prevent the front car to claim my insurance since is not my fault and instead claim the insurance from the car that hit me?

nope, filling the claim is a right and you can't take it away

whether to allow it depends on the claim officer or judge(if file in court)

what you can do is obtain a copy of siasatan police which stated the car at back at fault

in the event you found out your NCB hilang, you call the claim officer and argue with them, insist them to restore your NCD since siasatan police shows car at back is at fault

but usually in chain collision, car at the back will be the one at fault and insurance company/lawyer/workshop will automatically claim against the last car

This is new car and 1st insurance policy. Policy amount 129k.. Once accident happen they said my policy not agreed value policy so need to follow market value and offer 82k..loan at bank 120k and full settlement would be 103k. Why brand new car they never offer agreed value policy. The agent useless. Any option

make sure you get a copy of CCTV footage ASAP as evidence

and clearly mention model/colour of car in your police report

if police tells you cannot claim insurance for accident occurred in car park, tell him to read back the latest road transport act

Fault is measured by percentage by police and judge

For example, she speed at parking area, 15% at fault

You exit from car park to main road, 85% at fault

Hence in this case you are more to be blame, that's why police compounded you

By honest view, even if you dispute the compound and seek a trial in court, most like the magistrate will come to similar decision as per police