What kind of issues? I thought etiqa is cashless claim (ie they will pay to the hospital directly if you get admitted)?

the travel inconvenient like delay,etc

As far as I know, for ETIQA, travel delay will be automatic (without the need to file claim) - as we need to key in our flight info and bank account details. Can anybody verify?

for those like delay or lost luggage etc, not usual to find Credit Card insurance coverage gives better compensation than these travel insurance. Typically these travel insurance will pay you something like RM 200 for every 6 hours delay. But credit card's can sometime give u RM 1000 to buy necessity stuff.

U must provide original receipts to claim. Provided U buy the ticket from the airline directly. If buy thru travel agent etc, I think not cover in Credit Card insurance coverage

When you buy stuff, you get receipt. Easy

Different credit card have different condition. Some doesn't need you pay for air ticket to get covered as long you use your card overseas is proof enough.

will buy etiqa 360 to seoul trip ^^
dont hope for any claims happen

most CC give complimentary travel insurance when full airline fare charge through the card
but i read the fineprint, it doesnt not cover when it happen in "country of the residence"
meaning to say, if i travel locally or I come back from oversea and luggage missing/flight delay and whatnot, i wont be covered
what kind of bullshit is this

Say. Travel from UK to Malaysia and luggage lost.

How can the insurance company know it's lost in Malaysia? Couldn't it be in UK or somewhere over France or India or wherever the plane flew over?

im abit blur with travel insurance... what does it cover actually? like if i had an accident in foreign country and need to be admitted that one my medical insurance with AIA will cover right? then the point of travel insurance is for?

Your normal medical insurance only valid in Malaysia, if I'm not wrong

oh so our life and medical insurance only cover us in malaysia.

im going for a working holiday in coming Jan for up to 9 months, I wanted a travel insurance and asked around. All the providers told me that the coverage is up to 90 days only.
Is there any travel insurance that can cover my travel case?

hi all, will be working overseas on a long term assignment soon. just wondering is it ok to just rely on the travel insurance purchased in Malaysia instead of getting in locally in the overseas country? i've tried comparing and their rates there are much expensive than the travel insurance we can get here... anyone mind to share any experience? tq

high risk job?

Nope, it’s an office based job

Your AIA only covers you in Malaysia la dude.

Anything happen overseas, u are on your own

Usually employer will have some sort of insurance for employee.

Go check with them

Hi, I would like to know if there's any specific insurance that I can purchase to cover for any accidental damage towards electronic items when checking it in as baggage? The item is not possible to be hand carry as it big and heavy. AFAIK electronic items is not covered under normal insurance that comes together with the flight ticket. I will be traveling using Malaysia Airlines. Anyone experienced this before, any feedback or recommendation is highly appreciated.

Not sure if this is the right place to post this. Mod please move this thread to proper location if it isn't.

Thanks.

I use BUPA. Max cover per trip for damage baggage is USD3,500 per person per trip. Reimburse.