but now when young, can try invest in different class of assets. dont wait till after 45..then it is too late.

and the risk appetite is lowering in tandem with our age.

invested in FSM according to the CIS advise and some comments in the thread. do some research too. but still learning

This post has been edited by prince_mk: May 17 2015, 11:32 AM

U can move to new territory provided it's within yo risk tolerance

yeah. thanks for your comments. part of the savings were frm my parents ;p

What is fsm?

Fundsupermart u may invest unit trust via this platform

U r so lucky

wow 8years u have 120k++
while I invest longer than u & have way smaller amount

More and more gov related fund admitted investments in 1MDB, So far PNB denied involvement. Applying brake is a wise decision until 1MDB clears the air.

bro..compared to guy 3288, I m far away frm him. he is so lucky. envy of him

Even PNB deny, v can't verify whether it's true or not bcoz v don't have access to the Books

Luck plus 'whom u know' in d Banks

I m just lat 20++.. where got so much Cash!!

U must b happy with wat u have now

even u say like that.. then I how..

really2 small ikan bilis.. maybe juz 1% of his total holdings

boss

dont forget to count your investment with FSM.

Yes for PNB but no for ASNB. Our funds are with ASNB and their investment mandate is in the master prospectus and their asset allocation can be found in the annual report.

ps: It's ok if there are still those confused between PNB and ASNB. It was the same for me until a few years ago

is asg still available for buy in?

yes, units still available

Tis is a variable price Fund which means price may goes up or down

Finally, finally, finally!!!

I managed to open AS1M account for my daughter at ASNB! The friendly staff there greeted me with "Long time no see" remark. Ha.

Also managed to get RM5K ASM for my son using his FD.

Just to entice parents to do this instead of just FD, below is the comparison of the 2.



By the time my daughter is 35 yrs old (assuming she puts in RM100k now, not that she has that amount now. I use that to illustrate a point), she will have RM220,000 EXTRA in ASX than in FD! And all that for the sacrifices we put in now in opening the account.

Of course provided ASNB does not "donate" some money to 1MXX!

Cheerio.