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 Ultimate Discussion of ASNB (47457-V), Wholly owned subsidary of PNB (38218-X)

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nexona88
post Apr 8 2015, 09:52 PM

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MGM
post Apr 9 2015, 10:56 AM

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QUOTE(theberry @ Apr 8 2015, 08:19 PM)
asx indeed does have higher return but it is for long term and cannot touch for 1 year[passive and risk avert people and ]. fd is for those people who frequents playing the money  laugh.gif
all in all, if one know how to invest/trade stocks, they wont put their money in these fund ler. like this people u earn 1 year  laugh.gif  they already earn in 1 day
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U mean there are people who earns 6%/day?
theberry
post Apr 9 2015, 10:59 AM

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QUOTE(MGM @ Apr 9 2015, 10:56 AM)
U mean there are people who earns 6%/day?
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Yes, provided u know how to trade the stock by your own..

Hint: forex
nexona88
post Apr 9 2015, 11:08 AM

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QUOTE(theberry @ Apr 9 2015, 10:59 AM)
Yes, provided u know how to trade the stock by your own..

Hint: forex
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oh forex trading.. tat one high risk high return..

ASx fund kinda low risk with acceptable return yawn.gif

hint: some pipu keep money in ASx as "backup" if their forex / stock trading get into big losses icon_rolleyes.gif

This post has been edited by nexona88: Apr 9 2015, 11:10 AM
TS[Ancient]-XinG-
post Apr 9 2015, 11:29 AM

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QUOTE(theberry @ Apr 9 2015, 10:59 AM)
Yes, provided u know how to trade the stock by your own..

Hint: forex
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Forex = need commitment = high risk = no casual time = all time scare = always stick to stock = when win little = go for larger amount = until cannot pull out = either do or ...

ASNB ok wat.... for a salary worker la. Haha
MGM
post Apr 9 2015, 11:35 AM

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QUOTE(theberry @ Apr 9 2015, 10:59 AM)
Yes, provided u know how to trade the stock by your own..

Hint: forex
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Nobody can consistently get 6% daily without losses in between. So u can't compare this with ASx.
wil-i-am
post Apr 9 2015, 01:19 PM

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ASNB Fixed price products is for those investors who seek slow n steady returns ranging from 6% to 8% pa
hyelbaine
post Apr 9 2015, 03:10 PM

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QUOTE(wil-i-am @ Apr 9 2015, 01:19 PM)
ASNB Fixed price products is for those investors who seek slow n steady returns ranging from 6% to 8% pa
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Every income distribution, the statement, "competitive and consistent returns" will be used. Can't blame them as for fixed priced, it's really almost minimal risk with pretty good returns brows.gif
theberry
post Apr 9 2015, 04:13 PM

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QUOTE(nexona88 @ Apr 9 2015, 11:08 AM)
oh forex trading.. tat one high risk high return..

ASx fund kinda low risk with acceptable return  yawn.gif

hint: some pipu keep money in ASx as "backup" if their forex / stock trading get into big losses  icon_rolleyes.gif
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yeah, u got it. forex trading everyday maybe profit or maybe loss. asnb 1 year 1 profit. if play forex and stock trading, best 1 is put in FD right? FD every month get interest, asnb do not have tthat. laugh.gif

QUOTE(Ancient-XinG- @ Apr 9 2015, 11:29 AM)
Forex = need commitment = high risk = no casual time = all time scare = always stick to stock = when win little = go for larger amount = until cannot pull out = either do or ...

ASNB ok wat.... for a salary worker la. Haha
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FOREX=24/7 see stock laugh.gif

QUOTE(MGM @ Apr 9 2015, 11:35 AM)
Nobody can consistently get 6% daily without losses in between. So u can't compare this with ASx.
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i din say they get 6% daily. well. i mean they[full time investor, risk lover] probably get more than 1/2/3/4/5/6% return or so higher in a day or month or 500% return in a year.yes full time trading profession. yes they make loses in between but they can diversify 1 right? ex. if they lose 6% today, they are not going to do nothing 1 right? hint:jp morgan GFC.
on the other way, ASx is for salaried man/passive/leisure investors/who has no trading strategy/who dont know how to trade/risk averter.
MGM
post Apr 9 2015, 08:52 PM

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QUOTE(theberry @ Apr 9 2015, 04:13 PM)
yeah, u got it. forex trading everyday maybe profit or maybe loss.  asnb 1 year 1 profit. if  play forex and stock trading, best 1 is put in FD right? FD every month get interest, asnb do not have tthat. laugh.gif

Wrong, for ASx U still get your PRORATED returns even if u sell (unless u cancel your book) on the FY end. For FD premature uplift the most u get is partial interest.

i din say they get 6% daily. well. i mean they[full time investor, risk lover] probably get more than 1/2/3/4/5/6% return or so higher in a day or month or 500% return in a year.yes full time trading profession. yes they make loses in between  but they can diversify 1 right? ex. if they lose 6% today, they are not going to do nothing 1 right? hint:jp morgan GFC.
on the other way,  ASx is for salaried man/passive/leisure investors/who has no trading strategy/who dont know how to trade/risk averter.
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QUOTE(theberry @ Apr 8 2015, 08:19 PM)
asx indeed does have higher return but it is for long term and cannot touch for 1 year[passive and risk avert people and ]. fd is for those people who frequents playing the money  laugh.gif
all in all, if one know how to invest/trade stocks, they wont put their money in these fund ler. like this people u earn 1 year  laugh.gif  they already earn in 1 day
*
U mean there are people who earns 6%/day?

QUOTE(theberry @ Apr 9 2015, 10:59 AM)
Yes, provided u know how to trade the stock by your own..

Hint: forex

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Nobody can consistently get 6% daily without losses in between. So u can't compare this with ASx.

This post has been edited by MGM: Apr 9 2015, 08:53 PM
nexona88
post Apr 9 2015, 09:40 PM

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QUOTE(MasBoleh! @ Apr 9 2015, 09:07 PM)
Oh. Government guaranteed it?  unsure.gif

But then there are all sort of types, so every types also can get dividend?

Cash
Bonds & Deposits
Shares
Properties
Commodities

swt, i think I confused myself. Seem like I was asking an ASB question. Sorry guys.
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kinda gomen guarantee tongue.gif

for more info:- http://www.asnb.com.my/ASB_e.php
MasBoleh!
post Apr 9 2015, 09:44 PM

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QUOTE(nexona88 @ Apr 9 2015, 09:40 PM)
kinda gomen guarantee  tongue.gif

for more info:- http://www.asnb.com.my/ASB_e.php
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Thank you so much for that. And so sorry for the wrong thread sweat.gif
TS[Ancient]-XinG-
post Apr 9 2015, 10:01 PM

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QUOTE(nexona88 @ Apr 9 2015, 09:40 PM)
kinda gomen guarantee  tongue.gif

for more info:- http://www.asnb.com.my/ASB_e.php
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lol where u quote this from. I can't see in this thread also
GangQi
post Apr 9 2015, 10:02 PM

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Hi guys, today i went to cimb bank and promoted this from the sales person to purchase this..

But, i purchased a small amount of it but i totally dont understand what is this ? can anyone explain to me(Super beginner) like a summarize for this ? PLSSSS ><
nexona88
post Apr 9 2015, 10:11 PM

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QUOTE(Ancient-XinG- @ Apr 9 2015, 10:01 PM)
lol where u quote this from. I can't see in this thread also
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quote from FSM thread blush.gif Pinky already sounded me for OT there biggrin.gif
nexona88
post Apr 9 2015, 10:13 PM

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QUOTE(GangQi @ Apr 9 2015, 10:02 PM)
Hi guys, today i went to cimb bank and promoted this from the sales person to purchase this..

But, i purchased a small amount of it but i totally dont understand what is this ? can anyone explain to me(Super beginner) like a summarize for this ? PLSSSS ><
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don't understand what u trying to say rclxub.gif

what products they promo? got name for it? hmm.gif
guy3288
post Apr 9 2015, 10:22 PM

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MGM [Wrong, for ASx U still get your PRORATED returns even if u sell (unless u cancel your book) on the FY end. For FD premature uplift the most u get is partial interest.]

In that case ASx is better than FD if we really dont lose out the dividend by withdrawing before dividend day.

May be plumberly or any one expert in it, can help by doing some calculation on the dividends paid out as printed in our book, do we really get the dividend for all the days from the day we buy to the dividend payout day?.

I only fear ASx may pay like EPF does, you bank in any day of the month you only get 1 day interest for that month....

This post has been edited by guy3288: Apr 9 2015, 10:30 PM
wil-i-am
post Apr 9 2015, 10:27 PM

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QUOTE(GangQi @ Apr 9 2015, 10:02 PM)
Hi guys, today i went to cimb bank and promoted this from the sales person to purchase this..

But, i purchased a small amount of it but i totally dont understand what is this ? can anyone explain to me(Super beginner) like a summarize for this ? PLSSSS ><
*
U bot ASN3 or ASG?
wil-i-am
post Apr 9 2015, 10:29 PM

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QUOTE(guy3288 @ Apr 9 2015, 10:22 PM)
Wrong, for ASx U still get your PRORATED returns even if u sell (unless u cancel your book) on the FY end. For FD premature uplift the most u get is partial interest.

In that case ASx is better than FD if we really dont lose out the dividend by withdrawing before dividend day.

May be plumberly or any one expert in it, can help by doing some calculation on the dividends paid out as printed in our book, do we really get the dividend for all the days from the day we buy  to the  dividend payout day?.

I only fear ASx may pay like EPF does, you bank in any day of the month you only get 1 day interest for that month....
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Dividend for Fixed price is calculated base on min bal in a mth
guy3288
post Apr 9 2015, 10:38 PM

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QUOTE(wil-i-am @ Apr 9 2015, 10:29 PM)
Dividend for Fixed price is calculated base on min bal in a mth
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that means whatever we buy wont get paid till the following month? Wah rugi la if buy in 1st week of the month.

let's put some examples

ASX

1.1.15 B/F bal RM100k
2.1.15 buy 10k RM110k
10.1.15 buy RM50k RM160k

20.1.15 buy 50k RM210k
30.1.15 buy 50k RM260k


Min in Jan 2015 = RM100k
So for dividend calculation - for Jan 2015 based on RM100k only??
all those buys from 2.1.15 onwards no dividend till Feb 2015 start?

Betulkah like this?

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