wow, low price, will look for it later, thx

if 0% interest u will definitely wanna drag as long as u can... however if got interest your would want to keep the loan duration to a minimum.

If you can afford the 40k down payment and the monthly repayment, that will be more worthy for you.

40k downpayment might as well do 7years, rather than 9 years. if you can have a good cash flow then 5 years. I did a 35k downpayment with 7 years.

Is there 0 interest now?
cause i'm thinking of using the 30k (40k minus the 10k downpayment) on other thing.. haha

this is more on my personal issue..

I'm abt 70% loan. i still go for 9 years. I know some will say that is not worth it. Hmmm.. well.. decided.. will just stick to it cause i wish to have more cash flow on hand for other thing in future.

0% interest definitely not from bank. I got mine via company as it's my company benefit for 1st time buying car via company loan.
for me downpayment 30k repayment 808 per month.

Then for your case you need to evaluate yourself which is more important. My personal advice is never take longer than 7 years for car loan cuz cars don't really last that long. On the 5th year usually you will need to change macam macam that can cost u an arm or leg in order for ur car to keep moving.

This post has been edited by t3chn0m4nc3r: Mar 30 2015, 05:18 PM

simple checklist

1. any investment of 40k can give you higher return than your hire purchase interest rate?
2. if you have home loan, you could save more than 2% on the interest if you pay it first, give more priority to repay the higher interest loan.
3. else just pay 40k for 5 years loan or less

We are on the same boat.. some ppl ask me why pay extra 10k+ on the interest

Lets back to M2 topic.. OT now

This post has been edited by meandyou918: Mar 30 2015, 05:22 PM

Sent to do coating today but heavy rain. So stuck in office now.

Can we add a poll on Sedan and HB?
as of now, im getting the HB.. but i might change my mind when i see the real Sedan..

Real sedan is available at showroom in glenmarie.

Stil got ke?
Sent for 1000km service last Saturday at Glenmarie SC.
The SA told me that all M2 sold out dy. No more ready stock. Even showroom display units also sold.
Those HBs with body kit also sold

New order gotta wait til around May

Jim.tan Im planning to install auto-lock, can share which place to do it?

mind share the place? tq

I didn't realized all gone.

all sapu b4 GST masuk, just like all the supermarts now

Question : Mazda 2 headlamps are projectors?

Answer: No they are regular halogen light bulbs. Watch link https://www.youtube.com/watch?v=IXzUlqe1EfE

Just collected my Mazda 2 White unit today...

As far as my calculation over the price after GST, I conclude that the car price will up a few K

10% Sales Tax, change to 6% GST, and 6% (bonus part, Bermaz will be able to off set the 6% since the 6% are intentionally to charge on consumer).

The 10% sales tax calculated from your (car base price + 75% Tax),

price with 10% RM 42K + 4.2K (10%) = 46.2K
Price with 6% RM 42K + 2.25K (6%) = 44.52K

Pre-GST product cost RM 46.2k
Post-GST product cost RM 44.52K - 2.25K (6%) = 42K
- The reason we -6% is because the company able to claim (off-set), 6% is set to bear by consumer.

From the logic calculation, car price should drop by 4.2K if company willing to off-set the 6%

Current Pre-GST Mazda 2 Price : 78.8k + 6K = 84.8k
Prediction 1. Post-GST Mazda 2 Price : 72K + 6K = 78K + 6% = +-82.68K (different by -2.12K)
Prediction 2. Post-GST Mazda 2 Price : 76K + 6K = 82K + 6% = +-86.92K (different by +2.12K)

Conclusion, I predict is either cheaper 2k or expensive extra 2k.. what you guys thinks?

yup i agree with you, it is either expensive extra 2k or cheaper 2k, according to SA