You mean still avaliable for Bumiputra only for ASW2020 or still open to all?

bang doremon, is it true asb always better than FD? how about asw?

today will announce. hope they publish it in website becoz today i want to decide my asb loan future


u r right. i don know y i was being stupid to register for it 6 months ago(actually just follow my fren). already menyesal and now want to terminate it after receive dividen (next week maybe). but don know the clause

ASB Dividend 7.3%, Bonus 1.25%

So little lor. What happen? Last year 8.5% is it? What happen to the government nowlah

u r right. i don know y i was being stupid to register for it 6 months ago(actually just follow my fren). already menyesal and now want to terminate it after receive dividen (next week maybe). but don know the clause

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BRO, don't call yourself stupid. If u call yourself stupid I will be more Stupid coz I don't mention this thing earlier So sorry. Last time I also almost got suck in to all this nonsense. But lucky someone help me out. Someone in Lowyatz enlighten me. I thank you for that person (Forgot his nick ) By the way, Mlm is even worse money sucker. If u know what u doing then it's ok to get involved. If u don't or just get involve cause of your friends, then u looking for trouble. If Mlm is as successful as they say means everyone will be rich (Including Bangladesh, Indons, Org Asli, Org Gila etc). Just a quick tip Never loan (If possible), never use or apply credit card (unless it's prepaid). Reason saying this is because I get my stupid head involved in mlm. Work like SoH**,FU*K,Cor*SU**ER and get little return. I don't to say the company name but it's a recruitment concept. ******* I invested RM2k+ plus upline promise me heaven and earth (The guy is my neighbour) the whole family involved (Know for 21 years) choose to ignore me after I invested RM2K+. Bugger once I pour money everybody started missing. Bloodyhell. MY OWN NEIGHBOUR. Now I really frustrated and I already decided to go for this Bank investment method such as ASB,ASW2020 etc. It's slow but u get the satisfaction. Imagine you work like hell to earn and matter of split second it gone. How do you feel?

u must be involve in LB
i heard ppl said 90% failed to make money,only few % earn big money

This post has been edited by yhtan: Dec 21 2006, 02:44 PM

LB? What's LB? Is it Left Back in soccer field? Care to redefind

eh, two Amanah Saham investor duno what u guys are talking about?

ASW - Amanah Saham Wawasan = for bumi/non-bumi.
ASN/B - Amanah Saham Nasional = for ONLY bumi.


went to pos office, they said i can open ASW account first and try luck. Open acct requires RM100 but they dont gurantee got fund for me. So, how?

I suggest you try your luck. Its nice for the post office guy/girl to ask you to try your luck, some will just say "sudah penuh".

The fund will be available when other people withdraw their money. So you can get lucky.

This post has been edited by vergas: Dec 22 2006, 08:16 AM

One quick question, what you mean by withdraw? Currently I have ASW2020 bank book but it's 0 amount as I transfered all my money in ASB. So it has been 6 months already with 0 value. So am I out of ASW skim now?

thanks vergas for the reply.

They said only can "tambah", what mean tambah when all non-bumi quote already full? I dont understand.

Today I read the news about ASW2020, there are still lots of units reserved for Bumis. If you are bumis, I strongly suggesting you to go and buy that. Grab the chance!!! This ASW stuffs, I can put full confidence in recommendation man!!!


Have a nice day.

just read the news today.
how to calculate how much we got for dividen and bonus?

ASB Result :-

http://www.bharian.com.my/m/BHarian/Friday...235042/Article/

is it true that dividen(asw-bumi) is higher than diviven(asw-non bumi)?

How come like that? I tought for bumi already categories in ASB and ASW2020 open to all. In ASW everybody are equal. If i not mistaken

I doubt that ... lol ... where did you hear that ?

ASW dividens is always lower than ASB rite?Anyone care to answer this question...

Now, I'm also confuse, first you said they said can open first and try your luck... My guess is eventhough the fund for non-bumi is full, sometimes some of them will withdraw money for something, therefore the amount will be available.

There should be no difference between bumi.non-bumi dividend for asw.

ASW for bumi is normally available since ASB is still for most bumi available, since historically ASB dividend is higher than asw, most bumi will put in asb first, then only asw.

Calculations:
IIRC, Dividend, based on average monthly minimum balance for last year, ie jan to dec 2006.

Bonus, based on average monthly minimum balance for last 10 years. ie 1997 to 2006.



This post has been edited by vergas: Dec 24 2006, 01:37 PM

So far the highest FD I seen is 5% (opposite HSBC of Central Market). For FD under government control ASB second ASW. What I don't understand is how does FD works? Example I put RM10k. 5% of RM10k is RM500. Then follow by the following year RM10500. End of the year another 5% from RM10500. Am I right so far?