ah_suknat,

It is up to you and how strongly do you feel about NEP. And, ASB is a good deal now. It may not be in the future. I boycott all 90+% companies. I do not invest on any of those companies because

A) It is morally wrong.

B) They are not good long term investment. There are TOO MUCH political risk.

Dreamer

I would like to know which bank offered the best loan rate for asb?

Not worth taking the loan. Dividend aroung 8% and the loan interest is 4% for the first year and 6%-7% for the sebsequent years.

Wanna enquirer, anyone know this year ASB divided? I heard it's going to be more then ASW? How true is it?

Get a copy of their prospectus.

So when is the next fund coming up ??

Anybody have news about new fund offer by PNB ?

when will ASB out the bonus ?? next year what time ler

End of the year around middle December.

ic ic thanks thanks ~~ then i can get my bonus dy yeah yeah

ASB declare the dividend/bonus on the middle of December but only credit to your account on 1st of Jan. You can only withdraw it on the 2nd cause 1st is a holiday.

Any idea on the dividend percentage for this year?

i think it should be higher than last year. maybe 8 to 8.5%. if not, complain bro. CI shoot up to 1300 also cannot give higher than last year. mana boleh..

Maybank!
BLR-1.75% for 1st 2 years,
BLR-1.00% for thereafter...........

of cause giong to be more than ASW or ASM....

normally year end....

dun do loan for asb. u will lose out in the long run. in the short run, u have to pay more, also losing out.

when the blr goes up, then you pay higher.

the officers inside has been warning their relatives not to do loan related to asb coz they know its losing money.

if u can afford the payment urself, try imagine u start to save with that payment for a term of period and see for yourself how much u end up with.

This post has been edited by wingcross: Nov 1 2007, 10:18 PM

hi all...just my two cents...not to say not good to take loan for ASB...but if you got the money,you can put the money into your ASB account...but they will only calculate the dividen based on the amount of money that you put in only....

BUT if you take ASB loan,let say if you take RM200K,they will calculate your dividen based on the RM200K..so you will get a lot man....yes,for those fresh loan,at first you will feels suffer a bit,but after 1 year of paying,you can already relax a bit,i mean you can use the dividen that you get to pay your monthly installments...after that,you can still earn a lot.....

hmm...no offend ya...how do you know the BLR will go up?the BLR might go down next year or the year after....(wat i heard)
besides the interest rate offer by bank now are all minus,not plus....so now is a very good time to take ASB loan actually...

hi...for those who are interested to know more about ASB loan,can email to this person..

Ms.Lim / Cammy-huisze@maybank.com.my
Office Tel: 03-78767866

Note: if you take a loan of RM50,000.00 for 10 years,after 10 years when you finished your loan,bank will give you back your ASB cert,then you can go to PNB to 'cairkan' the cert,you will get back your RM50,000.00...don't forget also the dividend that you get for the whole tenure of 10 years also.....so think back guys,you earn or you lost?

This post has been edited by terryykf: Nov 1 2007, 10:46 PM

when is the close date for ASB?

wat do you mean by close date?

last day to invest for this year is on 15.12.07. but of course, you won't get the divident cause it will only count for the investment made on each 1st of the month. if you invest after the 1st, it will only calculate for the next month onward.