not advisable.

they charge you higher than what you know. Stay away from loan.

Lots of fees they minus it off from the amount of loan you ask for.

Example if you ask for 10 000 loan, then u will get maybe 8 000 only (roughly).

For your information, PNB is the biggest shareholder in Bank Islam. If not mistaken roughly 60%.

MNRB is the mother company for Takaful Ikhlas.
MNI has just taken 100% fully Takaful Nasional.

And Even Bank Islam is islamic bank but the whatever they do, they still under Bank Negara Malaysia guidelines and not under JAKIM.

Mufti Perak has come out with a letter declaring that investing in Amanah Saham Nasional and Bumiputera hukumnya harus.

by looking at your threads, I found this

Ahli mesyuarat bersependapat bahawa bermuamalah dengan skim ASN adalah harus dan hasil yang diperolehi daripadanya (dividen atau bonus) adalah halal. Amanah Bumiputra ASB pelaksanaannya sama seperti ASN yang dahulu (sebelum diurusniaga di dalam Bursa Saham Kuala Lumpur (BSKL) bahkan ia adalah kesinambungan kepada ASN bermuamalah atau melabur saham kepada ASB adalah juga harus dan hasil keuntungan daripadanya adalah halal. Tidka harus bagi seseorang itu meminjam wang secara berfaedah yang bertujuan untuk membolehnya membeli saham (ASB & ASN)

http://www.e-fatwa.gov.my/mufti/fatwa_sear...t.asp?keyID=952

BTW I am not a muslim.

i think around 7%.

dun do loan for asb. u will lose out in the long run. in the short run, u have to pay more, also losing out.

when the blr goes up, then you pay higher.

the officers inside has been warning their relatives not to do loan related to asb coz they know its losing money.

if u can afford the payment urself, try imagine u start to save with that payment for a term of period and see for yourself how much u end up with.

This post has been edited by wingcross: Nov 1 2007, 10:18 PM