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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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wjleong15
post Oct 9 2022, 10:19 PM

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QUOTE(ChiaW3n @ Oct 9 2022, 10:00 PM)
I live chat but the Officer refused. May I know if you ask for waiver or rebate?
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Rebate
Officer said no
Then i proceed for cancellation
And told her ask retention call me asap
Then she said submit request for sst rebate
Ask me come back after 3 days
So far ebanking still show nothing yet
wjleong15
post Oct 12 2022, 10:26 AM

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QUOTE(jhleo1 @ Oct 12 2022, 10:08 AM)
Just called to cancel my HSBC Amanah Cash Bank Card & HSBC Visa Signature. Phone pickup very fast. The officer keep asking what's reason. I just told them lots of fraud cases in HSC cards and don't feel secure to hold. The officer keep saying that this not happened to HSBC but to other banks too bla bla bla. Therefore proceed to card cancellation over the phone. Very smooth process for less than 10 minutes.
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yesterday when i check my sst rebate status also very fast pick up
almost no wait time
compare to live chat after hang up the phone (20 min talk) live chat still waiting agent
doh.gif
wjleong15
post Oct 24 2022, 01:51 PM

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QUOTE(si perfeck! @ Oct 24 2022, 12:01 PM)
Hi. Applied hsbc cc through ringgitplus. Received the approved sms and stated there “expect delivery within 8 working days.”

The credit card will be deliver to me (home) or hsbc branch that i ticked during online application?

One day after i applied, the hsbc cs called me and asked which branch should i pick up the card if it is approved.

On the day my card approved, the same cs called and asked me if my home address is correct.

So now i dunno how i will receive the card. Tqqq
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Nobody can answer you except cs
Else you wait either branch call you to collect or it reach your mailbox
wjleong15
post Oct 30 2022, 09:16 PM

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QUOTE(MARVIN333 @ Oct 30 2022, 06:18 PM)
I have applied cc online since 13th of Oct until now still under processing. Contact the cs chat they said the process takes about 10-14 working days but subject to how many applications overall 😮‍💨 dunno whether will it be approved or not. Am an expat btw, maybe it will take longer time to process ya?
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I applied additional card on 12 morning till now still in progress
wjleong15
post Oct 31 2022, 10:53 AM

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QUOTE(MARVIN333 @ Oct 31 2022, 04:10 AM)
Haiz really slow ya.. mine was like on the 13th submitted and on the 20th the officer contacted for additional docs. So not sure if the application counted from the 13th or the 20th 😌😮‍💨
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till now nobody contacted me
you are much luckier than me at least someone called you
wjleong15
post Nov 4 2022, 04:32 PM

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QUOTE(muscaa @ Nov 4 2022, 11:27 AM)
user posted image

Good offer
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this depends on faith
doh.gif
wjleong15
post Nov 7 2022, 08:06 AM

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QUOTE(MARVIN333 @ Nov 6 2022, 09:04 PM)
Yours got approved already? My status is still pending
They are the on who offer but takes so damn long to process
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Still pending
Call many times cs all said under marketing
They don’t have access
wjleong15
post Nov 9 2022, 10:00 AM

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QUOTE(contestchris @ Nov 8 2022, 11:46 PM)
I can't login to HSBC online banking and mobile app. Previously had a CC, cancelled. Recently applied for new one. Each time I log in, I get auto logged out immediately. CS can't fix the damn issue. Anyone else face it?
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Used to faced this issue but successfully rectified after a few working days
wjleong15
post Dec 11 2022, 04:05 PM

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QUOTE(weiseang72 @ Dec 11 2022, 04:02 PM)
hi all any idea amanah mpower plat credit card annual fees waiver? anyone manage to get this card annual fees waiver?
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use 1x per month auto waive
wjleong15
post Dec 15 2022, 09:29 AM

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QUOTE(id28 @ Dec 14 2022, 10:01 PM)
user posted image
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shocking.gif
2k...
omg
thanks for reminding
wjleong15
post Dec 15 2022, 10:52 AM

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QUOTE(cybpsych @ Dec 15 2022, 10:28 AM)
2k per annum mah, cannot hit meh?
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shopeepay kacau cc > shopeepay > sspn
doh.gif
tng reload for insurance payment got petrol station tng pin
so less usage on other cards now
hmm.gif
wjleong15
post Dec 15 2022, 11:20 AM

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QUOTE(cybpsych @ Dec 15 2022, 11:09 AM)
chop the card lor, underutilized already since other cards can fulfill your existing spending sweat.gif
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soon to be
waiting vs to approve first
doh.gif
wjleong15
post Dec 25 2022, 08:13 AM

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QUOTE(sg8989 @ Dec 24 2022, 11:18 PM)
Anyway to waive SST?
Last year i got waived via pm secure msg to them, now no longer available.
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Call for ask cashback
wjleong15
post Apr 5 2023, 01:27 PM

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QUOTE(kakalaku @ Apr 4 2023, 10:36 PM)
Has anyone gotten the RM30 cashback from Apple Pay promo?

https://www.hsbc.com.my/content/dam/hsbc/my...omotion-tnc.pdf
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not for me
wjleong15
post May 17 2023, 08:12 AM

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QUOTE(kakalaku @ May 17 2023, 01:37 AM)
Similarities between Visa Signature and TravelOne MC:
- 8x points for foreign spending (online and retail)
- 6x Plaza Premium entry per calendar year
-

Differences between VS and TO:
- Income requirement: VS-RM72k; TO-RM60k
- Annual fee waiver condition: VS-12x swipe per calendar year and RM2k annual spending; TO-RM20k annual spending
- 5x points: VS-Eligible Retail MCCs and Online; TO-Dining and Local Travel (airlines, hotel, travel agency)
- Additional points capping: VS-max 15k additional points for all categories; TO- max 20k for foreign spending, max 10k each for dining and local travel
- Points redemption options: VS-vouchers and goods; TO-miles and hotel points

remains to be seen which is the better card, will depend on TO points redemption rate
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what's the card tier for TO?
VS we know is Signature
the TO is platinum level?
hmm.gif
wjleong15
post May 17 2023, 10:16 AM

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QUOTE(kakalaku @ May 17 2023, 10:03 AM)
should be Mastercard World
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QUOTE(cybpsych @ May 17 2023, 10:10 AM)
yeah, World

user posted image
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60k annual income for world
hmm.gif
wjleong15
post May 25 2023, 04:16 PM

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QUOTE(HeianAlien @ May 25 2023, 04:04 PM)
T1 card has annual fees of RM300, and waived if spent 20k per annum.

But will I get charged RM300 on activation? Or is it waived for first year?
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Should be waived for first year
I just got my card hasn’t activate so cannot 100% sure yet
wjleong15
post May 26 2023, 11:29 PM

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QUOTE(BuKeYi @ May 25 2023, 04:19 PM)
I see on iMoney, the service tax is monthly charge, is that true?

Since HSBC website didn't have any info about the annual fees and service tax
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first time heard it
What’s that?
wjleong15
post Jul 12 2023, 05:47 PM

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QUOTE(richtrons @ Jul 12 2023, 04:21 PM)
Has anyone gotten the new TravelOne card, wanted to know f the annual fee is free for 1st year.

If it is not free, will HSBC charge AF when activate or after 1 year?
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Free for first year
Subsequently 20k spend to waive
wjleong15
post Jul 13 2023, 06:52 AM

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QUOTE(Deathscythe@@ @ Jul 12 2023, 10:28 PM)
Anyone not getting cashback for HsBC Mpower Platinumncard? Only received the standard rm4 for 2k spending. But not getting the e wallet portion
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Next month

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