where is this promotion ya? or it is standard for HSBC Credit card. I am planning to applying online through HSBC for the 300K points promotion, but did not see any free 1st year AF.

Can HSBC credit card annual fee be waived if i dint use it every month?
I dint receive the HSBC charges for many years now suddenly they are charging it again 

RM0 HSBC AMH: Do more with higher credit limit (RM) on card ending . Reply E10 <space> last 4 digit IC by 19/09 to apply. T&C apply.
Anyone received this before? need more documents? if need I won't apply liao

edit: not auto increase, nvm

Just signed up for their credit card via their booth in a certain shopping mall, idk why their agent told me to overdeclare my salary tho🤔

By asking me to put a higher annual gross salary in the application form instead of putting my actual gross salary.. coz the agent said that I need to exceed the minimum salary requirement by more than 30% for the application of the HSBC VS card (which I’m skeptical about but okay..)

Through EPF statement lah.

Anyone did not swipe the card monthly and cancelled because the annual fee is due soon?

I asked the CS and it will be charged it seems because i missed two months.

HSBC Amanah

Mine should be more than rm10k already swiped. Means you request to waive only when you have been charged the annual fee?

Hi, would like to ask did T1 got any annual wave if spend certain limit within a year? Can't find any info from their webpage about this.

plan to cancel my HSBC cc. can't stand their bank statements only through the stupid app.

Are u using a high networth Premier card?

don't know why they don't send me monthly statements. missed one payment because of that. so annoying.

Anyone using Travel One?

Why la? Any drawbacks or feel like got better card?

why aiming to get vs? what's the benefit?

Hmm.. for me i think the VS is easy to get. Not sure why rhey reject you. Btw, do you by any chance know if the 21k spend can be contribute by both principal and sub cars holder?

no.

so far what i know that has no spending requirement to enter lounge is :

bank rakyat platinum
hsbc vs / hsbc travel one
maybank KF
alliance visa infinite
citibank rewards = uob world

According to ringgitplus.
RM240 primary card
Waived when you do 1x swipe once a month for 12 consecutive months, and meet annual spending of RM2,000
RM120 per supplementary card

there is no lifetime annual fee waiver,but u can chat with cs to get waive/rebate of the annual fees..depend on the cs,normally will success.

Nope, if I don't use the card anymore after AF is charged. If I use, then I need to beg banks for that.