Dear lowyat forum bro and sis,

Any way to check what merchant under certain MCC code? with official documents. 

From a non-financial based peer.

My one auto waive..

I did use 12x in past 1 year

HSBC doesn't send statement as email. Need to download from app/hsbcnet

HSBC sent the credit card by snail mail or PosLaju?

Not everyone live in an area where there is a HSBC branch nearby.

Hi all, if i want to buy macbook $4k plus from Apple Store Malaysia Online, usually how to apply for HSBC credit card 12 monhts installment? and how much interest will it be? I am very new on this type of credit card payment. it is the HSBC platinum master card.

Just one random question here if not student can go through education store? One more quick tip, you can go through ShopBack app if you ordering online with extra cashback so you will save abit from it

U ever encounter? Family members have been buying ipad from education store (apple website) since 2015 till this year, never ask for student id.

hi, what no did you guys call for sst rebate? 1 300? I called and so many transfer. at last manage spoken to the agent, but he said no rebate...

Yeah, typically banks won't ask customers to make a report via BNM la.

knowing VS annual fee can be auto-waived if perform at least 1 transaction per mth, i.e. 12 transactions throughout the yr..

question, is monthly easy/instalment payment considered as 1 transation?

Btw, can get the rm25 sst rebate easily like public bank?

i called last week 03-8321 5200
my condition is spend 3x any amounts
credit back 60 days later

Just check my ctos report saying my application is pending by FI with credit limit 14k from HSBC. Does it mean i have higher chance of getting approved or they can still reject my application?

If I buy Samsung S22 today with a 0% EPP 24-month plan, but then decide that in 11 months time I want to cancel my card, is that possible? Can I just lump-sum payoff all the outstanding amounts?

Also, do monthly 0% EPP payments count towards the "monthly spend" threshold?

https://www.hsbc.com.my/content/dam/hsbc/my...tc-apr-2021.pdf

no early settlement mentioned

Hi all... i am new user of HSBC CC, if we pay the full amount as stated in minimum monthly payment, we won't be charged for any interest fees rite?

How do banks calculate the minimum monthly payment? My current minimum monthly payment is RM50 for few hundred ringgit that I spent previously. Lets say if I spend RM10,000, will the minimum monthly payment also fixed at RM50 only?

No more Sis. New rules SST can only be charged upon activation. But yeah, cancel right away if don't need the card anymore.

Which bank do that? 

they will still automatically activate for you after 3 months and charge SST accordingly but still waive it as per their promise on this mc
i also activate and sit inside the drawer
better activate and sit inside the drawer rather than later you found that one day they didnt auto waive the SST for you and the interest getting larger and larger that you thought the card already been cancelled but in fact it is still active

It will auto activate after 3mths. If you think just throw away your card will be safe, you are wrong. After months, you will find your ccris have miss-payment and late interest charges due to the small amount of sst on your card.

Always call bank to confirm the account close if you dont need the cc. Do not apply in the 1st place if you dont need the card.