Maybe you can call and ask? I just paid according to balance despite getting some cash back to avoid any risk getting a bad payment record in ccris.

2 days is nothing la. Somemore you paid cash. Just wait lah.

My case was 5 days I think, so I was sh*tting bricks. But that's because of 2 weekend days. Their cash back even longer. 1 week between transaction date and posting date, as seen online.

If you don't meet the income requirements, they (and any banks) reserve their rights to reject. Otherwise anyone can apply cards with high requirements, no standard already.

ringgit+ is offering 500 now and only require $1000 spend instead of $2000

Roadshow maybe the balance used to pay commission.

Cannot la. They're no waterfish

Read the T&C. If you want to be safe, just do normal spending. You only have 60 days and voucher comes after that. So you won't know until you try.

My experience with HSBC staff wasn't that good. In the end, customer (me) is always wrong.

And I got some cash back from something their Support said I am not eligible. To cut the story short, Support said that I need to spend 2k at only the participating merchants to entitle for the 8% cash back. I beLIEveD them initially, but decided to let their system do what they are programmed to do. My amount was small, so didn't bother much.

Reputable bank, but Support needs a serious overhaul.

You can call them up and check. Still, you need to spend 1k-2k (depending where you applied from) within 60 days before you get the voucher.

Give time until tomorrow evening loh. I can't remember if I got it same day or next day.

When you applied for something, sure it is them returning your call loh. Unless you always receive telemarketing calls from them

When they offer personal loan, say want 0% interest. That's what all the 高手 here is after.

I still think it is for your card, especially hang up after around 7 seconds

This post has been edited by beLIEve: Dec 11 2018, 04:16 PM

My case was about 1 month after hitting 2k + paying that bill. I don't know they wait for you to pay or not, but 2k debt + 500 is a risky bet for them.

This part is always easy. When they bitch about your docs, that's the hard part.

If you applied from 3rd party, then expect some additional delays. 3rd party needs to compile and submit to the bank, and they have other customers too. So it depends on how fast they do it.

This post has been edited by beLIEve: Dec 13 2018, 01:36 PM

HSBC normally allow existing cardholders, but cannot be from same campaign. T&c says did not apply/rejected within 6 months

The last time I spoke to ringgitplus, they say the gift follows the time of your application. Doesn't mean the process won't get messed up in between though.

They just might. Just need to tell them they got it wrong and they'll fix it for you immediately. No need counter anything also. This part I'm impressed with them la.

It's a shopping cart voucher. Meaning that you can buy multiple items that sums up to $500 and checkout ONCE with that voucher. Anything lower than that, as alexander said - burned.

Read the T&C and see if it says application date or approval date. If they say "approved by 31st" then unlikely you can make it. If never say anything, email and ask so that you can have black and white. Call and record, maybe can, but probably subjected to disputes since people can also say you ask your friend to make up the call.

I thought 3 times? 3 cards mah.

Yes. But due to physical token generator, it is very secure.