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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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karcity
post Jun 9 2015, 10:49 PM

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QUOTE(David900924 @ Jun 7 2015, 09:49 AM)
worse bank for credit limit, credit limit like only 140% of ur monthly salary. and my annual >36k. other bank give 3x but hsbc so strict on cl.
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Don't worry on credit limit here. My experience with hsbc is first few months they gave me low credit limit. After few months, if u settle the payment on time, they will offer you higher credit limit. For my case, initially only have 7k. Later on, they called me and ask me how much limit I want. I was surprised and speechless. Then i say give me 3 times. CS said ok n asked few questions to verify...that easy!
MilesAndMore
post Jun 10 2015, 12:49 AM

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QUOTE(rockstar81 @ Jun 9 2015, 05:05 PM)
can anyone tell me if the visa signature 5x points for spends in any participating mall still available? or have all the points been issued off? ive been realising that even though i spend in participating malls more often than not but my points isnt always 5x my spends there.

https://www.hsbc.com.my/1/2/personal-bankin...INS_TRAVEL_PROP
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Yes. The 5x/8x promotion is still valid (T&C apply).

sj0217
post Jun 10 2015, 07:39 AM

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QUOTE(karcity @ Jun 9 2015, 10:49 PM)
Don't worry on credit limit here. My experience with hsbc is first few months they gave me low credit limit. After few months, if u settle the payment on time, they will offer you higher credit limit. For my case, initially only have 7k. Later on, they called me and ask me how much limit I want. I was surprised and speechless. Then i say give me 3 times. CS said ok n asked few questions to verify...that easy!
*
I would say this is depend on individual. My case was totally different than you

No credit limit was increased, only 4k limit doh.gif , even settled all the payment on time.

But that was 2 years ago
onlinepaycheck
post Jun 10 2015, 07:52 PM

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QUOTE(qqbill @ Jun 9 2015, 02:51 PM)
anyone like me received and activated the card but still pending the ringgitplus code for BB device? :S
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same. activated and waiting.
syazone
post Jun 10 2015, 10:47 PM

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24 may apply in RP
26 May receive call from HSBC & submit all supporting document thru email
HSBC did acknowledge they recieve all the doc

up until now, no feedback from hsbc whether approve or not sweat.gif

viknes36
post Jun 11 2015, 11:23 AM

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receive the card few days back but z3 still pending... hmm.gif
tried calling their RP call centre but no answer, just send them an email.. let c
kop2299
post Jun 11 2015, 11:34 AM

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I called to HSBC CS to get the code.
Then reply the RP email and provide the code and address together.
the RP online gft redemption is out of service atm.
Human Nature
post Jun 11 2015, 05:35 PM

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Received and activated my card. CS said the code will be emailed to me.

add:
Received the email with the code in 2 hours (take note, it is on the same day).
Keyed in the code and it sent a PIN to my phone.
Guess what? I get the Blackberry z3 (stated to be worth RM700) laugh.gif

We'll send you confirmation once your gift has been shipped. Thank you! thumbup.gif

This post has been edited by Human Nature: Jun 11 2015, 07:37 PM
aromachong
post Jun 11 2015, 07:14 PM

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QUOTE(sj0217 @ Jun 10 2015, 07:39 AM)
I would say this is depend on individual. My case was totally different than you

No credit limit was increased, only 4k limit  doh.gif , even settled all the payment on time.

But that was 2 years ago
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walao i cant imagine with super duper low cl... how can survive with such low limit? stingy bank also lo hsbc
sj0217
post Jun 11 2015, 08:56 PM

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QUOTE(aromachong @ Jun 11 2015, 07:14 PM)
walao i cant imagine with super duper low cl... how can survive with such low limit? stingy bank also lo hsbc
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Ya, that is the lower credit limit among all the cards

No choice, need to pay early if need this card

QUOTE(Human Nature @ Jun 11 2015, 05:35 PM)
Received and activated my card. CS said the code will be emailed to me.

add:
Received the email with the code in 2 hours (take note, it is on the same day).
Keyed in the code and it sent a PIN to my phone.
Guess what? I get the Blackberry z3 (stated to be worth RM700)  laugh.gif

We'll send you confirmation once your gift has been shipped. Thank you!  thumbup.gif
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Can it be say "finally"... haha smile.gif

Human Nature
post Jun 11 2015, 09:14 PM

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QUOTE(sj0217 @ Jun 11 2015, 08:56 PM)
Ya, that is the lower credit limit among all the cards

No choice, need to pay early if need this card
Can it be say "finally"... haha smile.gif
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That is reserved until the gift is in my hand. What is your status, still no card in sight?
rykarin
post Jun 11 2015, 09:18 PM

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QUOTE(Human Nature @ Jun 11 2015, 05:35 PM)
Received and activated my card. CS said the code will be emailed to me.

add:
Received the email with the code in 2 hours (take note, it is on the same day).
Keyed in the code and it sent a PIN to my phone.
Guess what? I get the Blackberry z3 (stated to be worth RM700)  laugh.gif

We'll send you confirmation once your gift has been shipped. Thank you!  thumbup.gif
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Me too just redeem bbz3..code received after 2days activate the card.
Human Nature
post Jun 11 2015, 09:21 PM

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QUOTE(rykarin @ Jun 11 2015, 09:18 PM)
Me too just redeem bbz3..code received after 2days activate the card.
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that's why I am surprise when i received the code after just 2 hours and make a note there so that everyone know what is the expected duration, or maybe they sent out in batches and i am just lucky.

keep us updated when your gift is shipped and received thumbup.gif
Molotov Cocktail
post Jun 11 2015, 11:49 PM

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I've been using HSBC Amanah Mpower Platinum for 3 years, suddenly my statement got annual fee charged to me, I thought if I make 12 swipes per year they will waive the fee, is there no more such condition? They never inform me about that
SUSlifeless89
post Jun 12 2015, 12:15 AM

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QUOTE(karcity @ Jun 9 2015, 10:49 PM)
Don't worry on credit limit here. My experience with hsbc is first few months they gave me low credit limit. After few months, if u settle the payment on time, they will offer you higher credit limit. For my case, initially only have 7k. Later on, they called me and ask me how much limit I want. I was surprised and speechless. Then i say give me 3 times. CS said ok n asked few questions to verify...that easy!
*
Hello. I just got.my hsbc cc today. They gave me credit limit 4x my salary.
SUSlifeless89
post Jun 12 2015, 12:16 AM

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QUOTE(Molotov Cocktail @ Jun 11 2015, 11:49 PM)
I've been using HSBC Amanah Mpower Platinum for 3 years, suddenly my statement got annual fee charged to me, I thought if I make 12 swipes per year they will waive the fee, is there no more such condition? They never inform me about that
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True. 12 swipes. Was talking to the CS today coz wanted to activate my new cc.
sj0217
post Jun 12 2015, 12:48 AM

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QUOTE(Human Nature @ Jun 11 2015, 09:14 PM)
That is reserved until the gift is in my hand. What is your status, still no card in sight?
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Not even get a call, assuming that will not get a call from bank
Human Nature
post Jun 12 2015, 01:10 AM

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QUOTE(sj0217 @ Jun 12 2015, 12:48 AM)
Not even get a call, assuming that will not get a call from bank
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Try sending a msg to RP facebook about this.
viknes36
post Jun 12 2015, 01:20 PM

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waiting....

Congratulations on your new credit card from HSBC.

HSBC will send your Unique Code within a week once your credit card has been activated.

Once you receive your code you can fast track your RinggitPlus gift claim at:
https://ringgitplus.com/more-for-your-money/

It's easy and hassle-free! If you have any other questions do reply to this email. I'd love to help you.

Regards,
Diana
RinggitPlus.com
wan7075
post Jun 12 2015, 03:51 PM

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QUOTE(viknes36 @ Jun 12 2015, 01:20 PM)
waiting....

Congratulations on your new credit card from HSBC.

HSBC will send your Unique Code within a week once your credit card has been activated.

Once you receive your code you can fast track your RinggitPlus gift claim at:
https://ringgitplus.com/more-for-your-money/

It's easy and hassle-free! If you have any other questions do reply to this email. I'd love to help you.

Regards,
Diana
RinggitPlus.com
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hai... i want the tablet but no no more liao... apple TV is useless for me shakehead.gif

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