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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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laymank
post Sep 22 2016, 03:31 PM

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QUOTE(dark90 @ Sep 22 2016, 03:27 PM)
as long as there's no amount due right? is there any cancelling charges?
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yup, as long as you have cleared your outstanding.
No charge for cancelling, unless the bank stated so.
laymank
post Oct 10 2016, 08:39 PM

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http://www.hsbc.com.my/1/2/personal-bankin...BMY_ADV_5TD_SMS
laymank
post Oct 17 2016, 03:25 PM

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QUOTE(Pink Spider @ Oct 17 2016, 11:40 AM)
U mean that if u pay on time, really ZERO fees and/or interest charged?

Free money for 15 months leh drool.gif
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Word of caution, not sure if this is true for CIP.

HSBC has a peculiar way of calculating interest, unlike other banks in Malaysia.
As long as you have an outstanding amount, i.e. Balance Transfer (not sure about CIP), if you use the card during the tenure, it will be subjected to finance charges.

To be sure, please confirm with CS.
laymank
post Oct 17 2016, 04:02 PM

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QUOTE(Pink Spider @ Oct 17 2016, 02:13 PM)
After reading Gen-X's horror story...decided to stay away. I also phobia of offshore-based call centre, I personally had bad experience with HSBC call centre for my company banking matters sweat.gif
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Which article, if I may ask?
laymank
post Oct 27 2016, 11:53 PM

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QUOTE(romuluz777 @ Oct 27 2016, 07:16 PM)
Hmm..so this means if u apply for a new HSBC card just to take advantage of the zero % CIP program, u must not use it for any retail purchases.
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i was quoting using my BT experience.

For CIP, i have a feeling it might be the same algorithm, but you should clarify with the CS. They may not share this piece of information unless you ask them.
laymank
post Nov 2 2016, 04:08 PM

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QUOTE(yeakyau @ Nov 2 2016, 04:01 PM)
so far myself i check interest free... pay on time everymonths
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During the CIP tenure, did you use the credit card? if yes, does it incur finance charges?
laymank
post Nov 7 2016, 12:31 PM

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QUOTE(mitodna @ Nov 7 2016, 12:26 PM)
Hi, May I know if you have sign up during April 2016? I didn't receive any of it.
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I received mine, too.
That also, after I wrote in to chase them.
laymank
post Nov 15 2016, 10:45 AM

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QUOTE(Titan_Gunners @ Nov 15 2016, 10:40 AM)
Gsc buy 1 free 1 during weekend still available?
My last ticket purchased was 3 months ago, hehe...
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Yes, just bought it last weekend.
laymank
post Nov 16 2016, 02:09 PM

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QUOTE(iwubpreve @ Nov 16 2016, 01:56 PM)
weekend mean saturday and sunday? buy online or over counter? limit to how many ticket?
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check GSC Promotion page for info.
laymank
post Nov 17 2016, 04:20 PM

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QUOTE(alexwsk @ Nov 17 2016, 04:17 PM)
https://sp.hsbc.com.my/lazada-wp#section-newform

saw this promo, I can't help it but to apply one card from hsbc, laugh.gif
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Remember to chase up the rebate when it's time.

HSBC very good in conveniently forgetting what they offered. And they don't respond to emails, too.
Good luck!
laymank
post Nov 18 2016, 09:36 AM

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QUOTE(yw46 @ Nov 17 2016, 11:28 PM)
Actually there are 3 ongoing promotion for HSBC credit card.

1. Lazada RM300 voucher
2. Imoney RM250 cash rebate
3. 25k airasia big points
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if you fly AA frequently, 25k AA Big points seems more worthwhile.
laymank
post Nov 21 2016, 11:08 AM

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Did anyone participated in hsbc.com.my/5x contest and received rebate?

laymank
post Nov 21 2016, 04:23 PM

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QUOTE(rhodon @ Nov 21 2016, 04:09 PM)
Just got a call from hsbc, the person said i only got my amanah card in less than 6 months so now i cant apply for the other hsbc credit card..is it true?
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do you mean they said you are 'not eligible for new card promo campaign' or 'cannot apply new card'?
laymank
post Dec 2 2016, 01:30 PM

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QUOTE(fly126 @ Dec 2 2016, 01:28 PM)
RM0.00 HSBC Credit Card: Stand to get up to RM28 CASH BACK with min 3 swipes of RM50 in a week till 28/2/17. Reply N2 to register now. T&C@ https://sp.hsbc.com.my/bst?WABFormEntryComm...ac=HBMY_EXT_BST
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I gave up on HSBC contest liao.
They don't seem to honor their own campaigns like other banks.

Either takes forever to pay out or with conditions that you have no way to dispute.
laymank
post Dec 2 2016, 03:11 PM

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QUOTE(fly126 @ Dec 2 2016, 01:52 PM)
Indeed, & they always said  CB on 1st come 1st served basis.... doh.gif
I just keep it as Backup bcos Lifetime Fee Waiver with min. Swipe. yawn.gif
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Yup! I was just slapped with 'CB on 1st come 1st served basis'.
Waiting to hear from second contest which I have participated and supposed to be paid out first week of December (12 weeks). If still tell me 'first come first served basis', I will tell them to fly kite!
laymank
post Dec 3 2016, 01:31 AM

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QUOTE(kawteem @ Dec 2 2016, 06:16 PM)
Bro,

Are you referring to their Mega promotion campaign?
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nope, but this hsbc.com.my/5x
laymank
post Dec 3 2016, 12:05 PM

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QUOTE(yw46 @ Dec 3 2016, 08:04 AM)
I definitely qualified for this, but yet to see the cash back.  bruce.gif
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the same I told myself. when questioned them, was told 'not in the list' vmad.gif
laymank
post Dec 15 2016, 10:23 AM

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https://sp.hsbc.com.my/lazada
laymank
post Dec 15 2016, 12:50 PM

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QUOTE(Petre @ Dec 15 2016, 11:35 AM)
may i ask

hsbc RM688 cash back

*Eligible spend:
Internet transactions, local and overseas retail transactions, cash advance, Balance Transfer, Cash Instalment Plan, standing instructions/auto-billing.

Maximum units for RM88 Cash Back / RM288 Cash Back/ RM488 Cash Back/ RM688 Cash Back are 3,200 units/2,300 units/ 2,100 units/ 2,400 units respectively."
1 - hospital bill count as eligible spending?
2 - hard to get the 688 or not? smile.gif
3 - can get both these promo or only one of?

688 cash back
lazada RM300 evoucher code

because now considering whether to apply

tqvm in advance  thumbsup.gif
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I didn't read the 688 T&C, but the RM300 lazada clearly stated only ONE new signup offer is eligible.
In other words, you won't get both.
laymank
post Dec 15 2016, 03:46 PM

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QUOTE(tZZ @ Dec 15 2016, 03:15 PM)
Have you guys received the new pin and pay cards ? I could not find any information on HSBC web.
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I haven't.

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