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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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ericlaiys
post Feb 16 2023, 06:19 PM

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QUOTE(cclim2011 @ Feb 16 2023, 04:19 PM)
hi, no more secure message Compose in hsbc kah? what's the easiest way to cancel hsbc credit card? 😂
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walk to branch
ericlaiys
post Mar 8 2023, 09:10 PM

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QUOTE(jayken87 @ Mar 8 2023, 02:06 PM)
Kinda pissed by HSBC.

Applied VS, and received an SMS said approved.
In the end found up they approved Platinum instead of VS.

How can they do this without any notification?
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mean u not entitle for VS. U can accept/reject
ericlaiys
post Mar 9 2023, 08:43 AM

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QUOTE(jayken87 @ Mar 9 2023, 06:31 AM)
Thx for the reply.

Actually my yearly income exceed their requirement.
Just that I'm not happy about how HSBC treat their customer.

From application form to website status it shows VS, yet when called CS they told me it's actually Plat.

Furthermore they unable to answer me why so, transferred me thru few diff dept end up asked me to call back next day during working hour…

This is my 1st time dealing with them and that leaves me a very very bad impression about HSBC…
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lol...wait till u get the card and call the CS which no one answer or longer phone waiting
ericlaiys
post Mar 22 2023, 08:17 PM

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Yeah! HSBC card can added into google pay and apple pay
ericlaiys
post Mar 29 2023, 06:23 PM

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QUOTE(goliath @ Mar 29 2023, 11:56 AM)
Has anybody redeem their points via HSBC recently? I noticed that they do not send any confirmation email now. I am not sure whether my redemption is successful although I managed to capture the reference number.
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yeah...i claim cashback. got it within a week
ericlaiys
post Apr 7 2023, 05:18 PM

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QUOTE(joetiew @ Apr 7 2023, 04:58 PM)
Hey! Good day!
Does anyone know how to upgrade from HSBC Platinum Visa to Signature Visa?

Actually, I travel overseas quite often & would like to enjoy this Signature card benefit > access to the airport Premium Lounge. But during my last 2 months' application, I click wrongly & apply for Platinum (instead of Signature).

According to HSBC, I can only re-apply for a new HSBC card 6 months later. Is anyone know any method to upgrade the existing Platinum Visa card?
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call cs
ericlaiys
post May 2 2023, 08:18 AM

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would like to check, does hsbc reduce point on lazada & shopee? No longer give 5x point?
ericlaiys
post May 4 2023, 11:58 AM

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QUOTE(ChancellorBean @ May 4 2023, 10:38 AM)
hi guys, any idea how do i reach out to Ringgitplus for HSBC new credit card promo for TNG?

cause didnt receive any email or anything from them but they called me earlier when i just received the credit card
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haiz.....u need to do 8 transaction. wait 3 month to get form. u can find answer by searching
ericlaiys
post May 4 2023, 09:15 PM

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QUOTE(ChancellorBean @ May 4 2023, 07:05 PM)
thanks. i have did the required transaction but doesn’t to get reached out by them. the campaign ended in Feb23
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email them with your previous email submission
ericlaiys
post May 7 2023, 07:08 PM

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QUOTE(eternity4av @ May 7 2023, 10:08 AM)
hi fellow seniors, i've 2 cc from hsbc, & iinm in order to get the annual fee waiver i gotta do min 12 transactions per year / 1 per month with rm2k, so if i BT for 12 months, will that allow me to get the waiver?
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as long 1 transaction per month. no need to request
i just received sms that hsbc waived my annual free without i'm asking.

This post has been edited by ericlaiys: May 7 2023, 07:08 PM
ericlaiys
post May 18 2023, 10:09 AM

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QUOTE(adamchen @ May 18 2023, 09:33 AM)
Guyz, recently got my hsbc cc but how do i add into hsbc app? Inside only show my current bank account and i cant find the manage button
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inform bank
ericlaiys
post Jul 21 2023, 05:47 PM

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QUOTE(viktorherald @ Jul 21 2023, 12:28 PM)
Hi all, I read the HSBC fees and Tariffs that Visa Signature card will have Annual Fees waived provided that I swipe every month, am understanding it correctly?

Just to double confirm smile.gif
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min must swipe 1 per month.
ericlaiys
post Aug 10 2023, 11:47 AM

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QUOTE(Lahaha @ Aug 10 2023, 11:44 AM)
One thing I don't get it with HSBC cards is that if I make payment from my HSBC savings account to my HSBC card, it takes one working day to take effect whereas other banks it is immediate (same bank account to same bank CC).

I always make payments exactly on due dates and I always kena with HSBC.
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that's the way on how hsbc work . so advice pay earlier
ericlaiys
post Aug 10 2023, 12:54 PM

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QUOTE(Lahaha @ Aug 10 2023, 12:46 PM)
Say my CC due date is today 10 August. If I go into my HSBC app to make payment to my HSBC card now for today, my payment will only be in effect the next working day, ie. tomorrow 11 August and my CCRIS will be marked as late payment.
Yeah, no choice. Just find it weird, why pay now doesn't means now. Especially more so when I am using my HSBC savings to make payment. If you say making payment from another bank to HSBC cc, then maaaaaaybe I can understand a bit. 3-4 other banks' CC, the payment to CC is immediate.

If my due date falls on a Friday, more GG because if I make payment on Friday, the effect will only take place on Monday (next working day).
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U r suppose to make payment after statement date. Got 20 days to pay rather than wait till last day(due date) to avoid extra fees penalties
ericlaiys
post Aug 10 2023, 02:27 PM

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QUOTE(Lahaha @ Aug 10 2023, 02:22 PM)
So from my HSBC savings account to my HSBC card, is not a direct transfer? How much more direct can it be to be recorded as received immediately?
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no point argue in forum. the best answer is ask bank
ericlaiys
post Aug 26 2023, 06:47 PM

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QUOTE(ragk @ Aug 26 2023, 05:51 PM)
Can HSBC credit card be waived if i dint use it every month?
I dint receive the HSBC charges for many years now suddenly they are charging it again  innocent.gif
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Condition is must use once per month
ericlaiys
post Sep 2 2023, 09:01 PM

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QUOTE(shrade @ Sep 2 2023, 08:25 PM)
I'm just trying my luck here, couple of questions

1. I applied a HSBC cc and got approved and activated but I don't see any credit card details in the HSBC app. Does anyone happen to know why?
2. I added the CC in apple pay but my only way of verification is calling the 1300-.... line which will lead to the next question...
3. How to reach their customer service executive (???) and how to verify my apple pay

I have been interacting only with their voice bot and it is not helpful at all. Please enlighten me sad.gif
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1. u need let cs know. even saving and cc also wont show. i told cs, then both appeared on app
ericlaiys
post Sep 7 2023, 10:07 AM

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QUOTE(coolguy99 @ Sep 7 2023, 08:24 AM)
This is absurd. So it’s advisable to cancel before they charge?
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yup. u better cancel if seldom use.
Else u taking risk if they give u waive or not
ericlaiys
post Sep 12 2023, 10:00 PM

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QUOTE(loneranger80 @ Sep 12 2023, 08:44 PM)
Have received on Rewards Cash RM50 on 20 Aug, not sure it is from this campaign or not though
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more like from redemption RM50
ericlaiys
post Sep 24 2023, 05:56 PM

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QUOTE(kribrigdefoo @ Sep 24 2023, 04:36 PM)
Hi, i got a saving accounts and a credit card with hsbc.
I want to automatically pay my hsbc credit statement balance using the savings account monthly..
Is it possible?
I don't see any feature in online banking and mobile app
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i do manual everytime.

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