Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards HSBC Credit Cards V.2, Read the T&C before applying!
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 Jun 12 2018, 11:53 AM
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#21
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1,516 posts Joined: Oct 2005  
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QUOTE(kevyeoh @ Jun 11 2018, 11:52 PM) guys...wanna ask if for HSBC...i was told that the annual fee can be waived... but i read the 1st post..looks like got issue to get annual fee waived...is this still the case? the HSBC agent told me usually can get annual waiver so no worries about that... yeah, don't worry. just either fulfil their criteria of fee waiver, or just call to waive... |
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Jun 15 2018, 01:39 PM
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#22
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1,516 posts Joined: Oct 2005
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QUOTE(nickcct @ Jun 15 2018, 07:46 AM) They send you automatic? no need call right? free things don't come easily.. better call lo haha |
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Jun 18 2018, 09:47 PM
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#23
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Senior Member
1,516 posts Joined: Oct 2005
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QUOTE(vinn @ Jun 18 2018, 08:11 PM) Can a principal card holder apply for twice? I got my card approved last year May, can i apply another card to participate this campaign? no, only applicable to new-to-bank-cardmember |
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Jun 19 2018, 02:59 PM
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#24
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1,516 posts Joined: Oct 2005
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QUOTE(micc7975 @ Jun 19 2018, 11:45 AM) Wrong . Just apply new card will entitle this campaign.   The following Cardholders are excluded from this Promotion: a. Cardholders who cancel their Participating Credit Card/-i(s) within three (3) months from the date of approval of their Participating Credit Card/-i(s)’ application; b. Existing Cardholders who have not applied for any new Participating Credit Card/-i(s) during the Sign-Up Period; c. Existing Cardholders who are participating in any other concurrent credit card sign-up promotions by HSBC Bank and/or HSBC Amanah; d. Holder(s) of invalid or cancelled HSBC Bank/HSBC Amanah Credit Cards/-i and/or whose accounts are delinquent within HSBC Bank and HSBC Amanah’s definition at any time during the Sign-Up Period; and/or e. Holder(s) of a company and/or corporate HSBC Bank/HSBC Amanah Credit Cards/-i. This post has been edited by ProxMatoR: Jun 19 2018, 03:01 PM |
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Jun 19 2018, 03:06 PM
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#25
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1,516 posts Joined: Oct 2005
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QUOTE(ProxMatoR @ Jun 19 2018, 02:59 PM) The following Cardholders are excluded from this Promotion: chrischianga. Cardholders who cancel their Participating Credit Card/-i(s) within three (3) months from the date of approval of their Participating Credit Card/-i(s)’ application; b. Existing Cardholders who have not applied for any new Participating Credit Card/-i(s) during the Sign-Up Period; c. Existing Cardholders who are participating in any other concurrent credit card sign-up promotions by HSBC Bank and/or HSBC Amanah; d. Holder(s) of invalid or cancelled HSBC Bank/HSBC Amanah Credit Cards/-i and/or whose accounts are delinquent within HSBC Bank and HSBC Amanah’s definition at any time during the Sign-Up Period; and/or e. Holder(s) of a company and/or corporate HSBC Bank/HSBC Amanah Credit Cards/-i. |
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Jun 19 2018, 03:20 PM
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#26
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1,516 posts Joined: Oct 2005
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QUOTE(chrischiang @ Jun 19 2018, 03:19 PM) Thanks for clarified |
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Jun 19 2018, 05:35 PM
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#27
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1,516 posts Joined: Oct 2005
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QUOTE(moon yuen @ Jun 19 2018, 04:59 PM) Why my HSBC take more than 1 month, the status is still pendinng? I.called customer service a few times... still pending,disappointed. your case is referring to? |
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Jun 19 2018, 06:51 PM
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#28
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Senior Member
1,516 posts Joined: Oct 2005
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QUOTE(moon yuen @ Jun 19 2018, 05:39 PM) Credit card application did u apply via online? or agent?if agent, give them a call, let them do the job would be faster. 1month, looks like it is rejected tho |
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Jun 20 2018, 09:08 PM
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#29
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Senior Member
1,516 posts Joined: Oct 2005
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QUOTE(lilsunflower @ Jun 20 2018, 07:31 PM) I've searched and read the various posts on CIP / cash instalment plan, and just wanted to clarify the following: in terms of payment, there is a due date (grace period of 20days after statement date). as long as you pay prior the due date, no interest charged.1. I understand there is no early settlement penalty - correct? 2. If I apply for VS, then I need to swipe once a month for 12 months in order to waive AF for the next year. Let's say I swipe RM1 today and pay RM1 today / tomorrow, will I still have the problem of attracting interest? I've read some posts saying that if I swipe retail and clear within the same month (i.e before the statement date), then there is no interest. However, there was another post saying that if I swipe retail, I must clear it within the same DAY, otherwise there will be interest. Which of the above is correct? Would be grateful for clarification. |
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Jun 21 2018, 09:52 PM
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#30
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Senior Member
1,516 posts Joined: Oct 2005
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QUOTE(yongs90 @ Jun 21 2018, 09:50 PM) it's 2FA type? this..... basically that's what you mean, 2 passwordshuh what is that? 1. www.hsbc.com.my 2. Locate Internet Banking on top right hand side. 3. Key in username 4. Login with Passwords (enter password and enter secondary password) This post has been edited by ProxMatoR: Jun 21 2018, 09:53 PM Attached thumbnail(s) 
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Jul 9 2018, 08:35 PM
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#31
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Senior Member
1,516 posts Joined: Oct 2005
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QUOTE(manutd1003 @ Jul 9 2018, 08:21 PM) Hi guys, usually it takes how many days for the card to deliver to my address? Have received the sms on 27/6. 2 weeks |
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Sep 2 2018, 10:43 AM
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#32
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Senior Member
1,516 posts Joined: Oct 2005
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QUOTE(mamamia @ Sep 2 2018, 08:25 AM) What is the points now? VS 15kplatinum 10k for additional rewards points |
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Nov 19 2018, 12:17 PM
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#33
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Senior Member
1,516 posts Joined: Oct 2005
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QUOTE(chezza @ Nov 19 2018, 11:58 AM) Hi guys, does HSBC provide credit card and account statements via email monthly? The past couple of years I just download the e-statement manually and it's troublesome. Other banks I have they just email directly to me, which is very convenient as it serves as a notification to me to settle my monthly outstanding. I tried any ways to get emailed automatically, but just failed. gave up, and download manually by logging in...PS: I remember I updated my email address in HSBC online banking account to send e-statement to my email address, but I never receive anything from HSBC via email. |
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Nov 24 2018, 03:44 PM
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#34
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Senior Member
1,516 posts Joined: Oct 2005
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QUOTE(deehashel @ Nov 24 2018, 01:53 PM) Hi, is it possible to pledge FD for HSBC Visa Signature Credit Card? anyone tried before? I don't find any reason a bank would reject your offer of pledging FD for the card And is it possible to waive the annual fees for this card?  yeah, you can get it waived as long as you have a swipe per month.  |
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Nov 24 2018, 10:27 PM
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#35
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Senior Member
1,516 posts Joined: Oct 2005
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QUOTE(beLIEve @ Nov 24 2018, 03:58 PM) If you don't meet the income requirements, they (and any banks) reserve their rights to reject. Otherwise anyone can apply cards with high requirements, no standard already. that is why pledge FD is alternative options. |
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Nov 26 2018, 10:49 AM
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#36
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Senior Member
1,516 posts Joined: Oct 2005
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QUOTE(fruitie @ Nov 26 2018, 09:36 AM) But not all banks offer FD option if I'm not mistaken.. So have to check with CS directly. true that! thanks for pointing that out |
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Feb 9 2019, 05:40 PM
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#37
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Senior Member
1,516 posts Joined: Oct 2005
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QUOTE(alexanderclz @ Feb 9 2019, 05:26 PM) if you have not been paying your full payments previously, i think you will lose the 20 days interest free privilege. your latest transactions will be charged daily interest. correct me if i'm wrong. yup that's the mechanism |
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Feb 9 2019, 06:42 PM
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#38
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Senior Member
1,516 posts Joined: Oct 2005
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QUOTE(pvateme @ Feb 9 2019, 06:41 PM) It really work like that? Didn't know about this. yeah, if u didn't pay on time, all transactions will charge interest till you clear all |
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Feb 10 2019, 10:52 PM
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#39
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Senior Member
1,516 posts Joined: Oct 2005
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QUOTE(keelovesjie1314 @ Feb 10 2019, 09:15 PM) My signature card has 24k limit. But my platinum card has 28k limit. I thought signature is of higher tier yeah, it is... but they treat different cards as individual... so assignment of limit is subject to their approval at that time... |
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Feb 11 2019, 01:56 AM
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#40
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1,516 posts Joined: Oct 2005
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QUOTE(fruitie @ Feb 11 2019, 01:53 AM) Well, if you know how to play around, you can have other cards to earn better benefits. yeah, i second that  Just saying and of course it's very individual based. Use whichever you prefer. |
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