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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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ProxMatoR
post Feb 9 2020, 11:17 PM

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QUOTE(fkinmeng @ Feb 9 2020, 11:12 PM)
So, gotta keep trying until get 1 CS that can help me transfer?
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you called different CS, gave you different answer right? yes and no answer

so, yeah... I didn't try before, as my previous experience was round up the amount and claim full. then cancel it.
ProxMatoR
post Feb 13 2020, 11:18 AM

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wonder if it is the system record time and posting time issue.... well, just guessing haha
ProxMatoR
post Feb 16 2020, 02:44 PM

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QUOTE(jianwei90 @ Feb 16 2020, 11:00 AM)
If I want to use HSBC visa signature overseas, do I need to call to customer service to enable overseas spending?

Does HSBC has any live chat function?
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typically foreign bank issuer will automatically allow overseas transactions.

but if you worry it fails, you can call before departure... afair, no live chat yet
ProxMatoR
post Feb 18 2020, 11:40 AM

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QUOTE(nightztear @ Feb 18 2020, 09:56 AM)
Hi all,

Looks like the Lazada eVoucher RM500 is back in 2020. Criteria is you need to apply their credit card as a new applicant and spend at least RM2000 within 60 days etc.

May I know if I transfer RM2000 from the credit card to BigPay, does it count?
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please use search feature.

or read through the T&C
ProxMatoR
post Feb 18 2020, 12:08 PM

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QUOTE(nightztear @ Feb 18 2020, 11:52 AM)
[Eligible Spend for this Promotion are spendcharged to the Participating Credit Card/-i(s),subject to the conditions below:

a.includes: internet transactions, local and overseas retail transactions, standing instructions/auto-billing;
b.excludes: finance charges/management fees, Cash Advance, Balance Transfer(BT), Cash Instalment Plan (CIP), interest charges, and credit card annual fees and the Goods and Services Tax on annual fees for the Participating Credit Card/-i(s). ]

Above is the T&C, but I really don't know transfer to BigPay is fall under Include or Exclude.. Ok let me search through the topic to find out if there is anyone who has tried that.

THanks.
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https://www.hsbc.com.my/content/dam/hsbc/my...n-promotion.pdf

and, search keyword: bigpay

This post has been edited by ProxMatoR: Feb 18 2020, 12:09 PM
ProxMatoR
post Mar 15 2020, 12:46 PM

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QUOTE(Human Nature @ Mar 15 2020, 12:00 PM)
Do we get 5x points when swiping HSBC VS? I recall getting 4x extra but could it be just during signup promo or something?
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hmm.gif hmm.gif

the card has its own features... 7x and 4x bonus...

you are speaking of the feature? or some new sign up promo thingy?
ProxMatoR
post Apr 8 2020, 04:36 PM

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QUOTE(jianwei90 @ Apr 8 2020, 03:44 PM)
Has anyone experienced paying 1 day late after the due date and didn't get charged any interest?
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i think HSBC has grace period of 2-3 days after due date. but then, not sure if they have stringent
ProxMatoR
post Apr 16 2020, 03:22 PM

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QUOTE(kremlin @ Apr 16 2020, 12:05 PM)
Anyone can help me with my question?  unsure.gif
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https://www.hsbcamanah.com.my/credit-cards/...wer-platinum-i/

what ewallet you looking at? it is written at the product page in the website.
ProxMatoR
post May 27 2021, 12:33 PM

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i got annual fee waived, but they insist no ST rebate this year for me. I mentioned cancel the card, and told that cancellation the card still must pay the ST because is billed, unlike any other banks will reverse because you did not use at all after charged.
lodged a few complaints, via phone calls, chat, and email. will see how it goes.

lesson of the day: never ever trust the bank when they say will every year waive all the charges for you as long as you keep the card.
ProxMatoR
post May 28 2021, 05:23 PM

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QUOTE(mamamia @ May 27 2021, 01:01 PM)
Tell them the guide from custom

Refer clause 28

https://mysst.customs.gov.my/assets/documen...arge%20Card.pdf
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QUOTE(cute_boboi @ May 27 2021, 07:39 PM)
Raise a complaint to BNM. I did that earlier, in the end HSBC die die have to cancel it. But still have the guts to say as a gesture of goodwill to offset, i.e. not admit that CC SST is prepaid in advance for the future 12 months.
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yeah, actually I did mention I will lodge a complaint to BNM that they force me to pay ST even I am not going to renew the card.

Today someone called me that ST rebate will be given with condition of 3 swipes. lol.

this past 1 year I memang no use HSBC card d, probably after getting all the cashback of ST, i will cancel all. cut it off once and for all. whistling.gif sweat.gif
ProxMatoR
post May 28 2021, 08:28 PM

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QUOTE(cute_boboi @ May 28 2021, 07:42 PM)
From earlier posts here, the CB SST may take few months. My suggestion, if get CB just continue use but mark in your calendar/reminder to cancel it let's say 3 months before due date next year. Meanwhile continue to milk the rebates/etc.

For us as normal customers, we don't need to have long term loyalty like last time.
icon_rolleyes.gif
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past 1 year hardly go out, so i don't really use HSBC card d.... i been not following their 1 swipe per month to waive annual fee all these while, and still managed to get waiver for both.. probably they are trying to clean up their lists...

so, might as well i get out myself, don't need headache... troublesome to request every year also.... rclxub.gif

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