So, you have admitted to be HNWI ?


This post has been edited by bbgoat: May 21 2015, 11:24 AM

ic. thanks for d info!

thanks for the info..

yeah I somehow know gomen would bailout those "bumi control" koop / banks / investments

deleted. wrong thread.

This post has been edited by aurum_alchemist: May 21 2015, 03:38 PM

Hello GenX.
First of all, thank you for your incredible sharing.
But i do have one question, i failed to find this step up interest rate at M2B website. May you share about how can one apply for the Step Up FD?
Counter walk in? Thanks a lot.

For Mayban 3+3+3 step-up placement just walk-in to branch. No need to 'apply' .

Anyone did the Alliance FD Gold 12 month promo?
The free gift only for new PB customers or also applicable to existing PB customers?

This post has been edited by ??!!: May 21 2015, 11:30 PM

Maybank, RHB and UOB seldom advertise their straight forward FD Promos Interest Rates in their websites.

If you walk into a RHB or UOB branch, usually they will have some pamphlet on their FD Promos and most of their staff are briefed on the promos.

However, for Maybank's case, not everyone in the branch may be aware what FD promos are being offered. Sometimes, Maybank can have more than 3 FD promos running concurrently, and in some instances, similar FD promo for conventional and Islamic banking. Click here to read my article Get More FREE MONEY With The Right and Best FD Promo - in this article I touched on Maybank "secret FD promo" where I first learned about it from members who reported about it in previous FD thread, i.e. from MGM and bbgoat. I had to speak to different people at a Maybank branch to learn about the T&C and to top that, the T&C varies between branches.

So, the best place to find out about latest FD Promos is to come to this thread and read Post#1 and especially Post#2 by BoomChaCha and also visit my Fixed Deposit Page and then call or go to the branch to check them out.

For your info, the Maybank 3+3+3 (9 months) FD promo effective rate 4.15%, the conventional promo ended as quota reached; but as of yesterday, it was still being offered under Islamic Banking. And minimum fresh fund RM25K (previously MBB FD Promos require minimum fresh fund RM20K but recently they increase it to RM25K). And Maybank FD Promos are opened to companies and societies too.

This post has been edited by Gen-X: May 22 2015, 09:52 AM

PIDM is B/W through legal and obligation to guarantee those deposit.

While in ordinary circumstances, gov is not obliged to guarantee bank doesn't go down nor guarantee every cent deposied, although most of time, gov did step in to intervene or bailout, but it doesn't guarantee they must.
This is the difference.

Any1 use Public bank to manage their deposit online? Do i still need to go the bank next day for deposit cert?

yup. still need go public bank to take ur cert

For FD chaser...
alliance gonna offer 4.1% for 7mth soon.. kikiki

insider news

Received SMS from AmBank that I won "Give a little" contest. Checked my acct, got RM100 banked in on 18/5.

During the FD placement, even won a barbeque set and a small cash Ang Pow lucky draw. Good deal !

PBB will issue the FD cert and hold it in the branch for you. Few years back I only took it after 2 or 3 months later as I was out of the country.

Yeap , was informed about this also this morning.

min how much to deposit?

Don't know whether this has been mentioned here or not.

Heard that FD rate etc will be reduced as from 1 Jun 2015. How much I do not know.

I thought the last BNM meeting agreed to maintain the existing rate.

Cheerio.

Shud be 10 grand if not wrong.

all banks or juz certain bank?

u know the reason why?

This post has been edited by nexona88: May 22 2015, 06:04 PM

any branch will do? or must be the branch i register my account