Guess is try to stimulate the economy. So people will spent more

Any specifics ?

OPR was maintained in May meeting. Any drop will just be banks lowering their promo rates, I think.

It has to be the branch that you register to collect the FD cert.

well if they do that, then I juz have to "transfer" to Amanah Saham Scheme.. 6% p.a yo

why wait,xfer all now to get 6% pa.what is 4.1%,4.2%???

I heard of one non GLC bank.

Maybe only that bank. But other banks may follow after this if this is not from BNM.

Wait and see.

wait for maturity 1st then only can "transfer"

bnm maintain opr.how can it be bnm??
cuma gossip gossip saja.some banks droping fd rates lah.

oh,no more fd chasing bagi kamu ka?fd mature move to asx.

ok thx! btw i must go collect my self? can i ask some1 collect on behalf of me?

all thanks to "1Mxx"

then you get >6%,we all get fd 4.x%.
all go & join you.

Ask bank lah, I always collect myself.

I tot u get 2k today?

U guys are really juggling between FD & ASNB.

not from FD

This post has been edited by nexona88: May 22 2015, 10:14 PM

U have plenty of reserves

not much.. me Ikan Bilis only unlike u

The cert only have to take once right, or everything its renew? Planning to apply for auto-renew monthly

Only one cert one FD placement. Some banks are statement based. No cert to collect. I peronally prefer statement based coz bank charges for missing cert. Public bank charges RM10. HL staff told me HL bank charges more than RM10. Exact amount not sure. But HL bank Islamc FD is statement based.

You renew upon maturity not monthly. Most people here will not want to renew monthly because the rate will be board rate.

2 "ikan billis" tiap tiap hari tengok fd dan asnb.