If you want, you can also do like what I did ma..
Actually you can do more (I mean HSBC FDs), since you have many lovers around you.. 

In fact, I was thinking maybe I was supposed to put in SCB 4.5% for 15 months instead..
But this is already done, no return ticket, so just let it be..

Ah Goat Sir got many young girl friends 
Ah Goat Sir obviously is young, handsome, strong & steady.. 

But when talking about money, sometimes even brother & sister also cannot be
trusted. I guess the only persons we can trust in this world are our parents, the
next are our son & daughter.

Yes, I agree SCB 4.5% is a great deal that we should not miss.
I also placed this 4.5% FD 4 days ago.. 

RinggtPlus is offering free 20" luggage for OCBC FD signups, min 30K fresh fund 

ringgit plus

Check with Ambank TTDI today, no this promotion 😰😰😰

Just called Stanchart 03-77118888, the FD promo for 15mth at 4.5% is only for Islamic FD not conventional as stated earlier in this forum. Can anybody verify this? Thanks.

Such pain, quite unusual for a bank to commence FD only upon chq clearance.

okok... will go n tell them their promotion tmrw..

Not sure about UOB or CIMB but AmBank has a rather slow account opening and withdrawal process.

Cimb 4%, where to find the promo?

Ah Goat Sir,

This Luggage Bag promo has started since 26 Feb 2015, but too bad you did not register
with Ringgit Plus before you placed your FD with OCBC...

https://media.ringgitplus.com/creatives/c68...40_campaign.pdf

Maybe you can call Ringgit Plus to see if you are eligible to get the Luggage bag or not..?
A sweet Leng Lui from Ringgit Plus will answer to your call 
Good Luck..
Better to use bank counter to deposit to EPF self contribution account rather than
to use KWSP counter.

I deposited banker's check to KWSP counter on 24 Feb 2015, and it was only credited
to my EPF account on 5 March 2015 

Mr. Lau, I have never seen one leng lui from Am Bank. 
If you want to see leng lui, OCBC is No. 1  

But OCBC has RM 888 Ang Pow also.. 

I just placed another FD with OCBC KL Main under the Ringgitplus promo, but the leng chai leng lui there seems to have no clue about this and make me kinda blur too

credit to them for helping me to find out details from their bosses

it's on FOFS basis for 200 pieces..so I will just wait and wait for it to drop from the sky
perhaps ringgitplus can do better in terms of the transparency
lol does it imply higher chances for people like us

ya i did..just pray that i will be one of the lucky winner

I've just signed up for SCB 4.5% 15M FD. However, they told me that interest will only be credit upon maturity ie at the end of 15th month. Two branches said the same thing.
Also, apparently the requirement is to open a Justone savings account but I was having a basic savings account. Approval is needed for me to proceed with only a basic savings account.

How about you guys?

Ah Goat Sir,

After you registered with Ringgit Plus and after placed your FD, then you'd better to
email the attachment file of your FD cert to Ringgit Plus to make sure Ringgit Plus
will not miss your participation of the gift campaign.

Oh.. I mean if anything to deal with Ringgit Plus about to claim a gift from placing FD,
it is better to email FD cert as proof. This is what I did last time. 

No doubt to see OCBC leng lui is one kind of enjoyment..

Today I notice Tesco catalog is selling 20" Trolley Bag for RM 59.90
[attachmentid=4367270]

Hopefully the 20" Trolley Bag from Ringgit Plus is better than Tesco.. 

hi guys,

i saw this clauses in CIMB unfix T&C.
if means after 3 month maturity must continue place for another 3 month? or can withdraw the money out?

thanks in advance.

7. Renewal: Upon maturity of the 3 Months and 12 Months FD, the “Promotional Rate” will cease to
apply and the Eligible Customer hereby agrees and authorizes the Bank to automatically renew or
roll over the respective 3 Months and 12 Months principal FD amount to a Three (3) months and
Twelve (12) months conventional fixed deposit tenure and the prevailing CIMB Bank board rate
applicable at the time of renewal or roll over shall apply.

Shucks .. and I thought for every placement of RM30k fresh funds will be entitled 1 entry for the OCBC Ang Pow contest. Wanted to place RM90k for 3x entries, then when informed can only join 1x, placed only RM30k for 12mths/4.2%. First time opening any account in OCBC. I must say, indeed got lengluis at the Bandar Puteri branch. Unfortunately, only lengchai serve me instead.

I just went to OCBC Cheras branch to place the 4.2%/12m fd. Haha indeed many lengluis work in OCBC. I show them the ringgitplus message about the free luggage upon doing the fd. Then I ask the leng lui personal banker, can I entitle for both the luggage and the angpows. Unfortunately she said they will only pick either one. So if you receive the luggage bag you will not win the angpaos.

Melaka main branch. Yeah, i already told my mom no more banker's cheque but she said will ask at the counter and the answer is yes.