for Bumi only?

How much dividend you receive on average for ASG?

Mind sharing which amanah saham u bought? I have a baby, they mentioned something about getting 9% if i set up under his name. I was in a hurry so i didn't ask much about this.

This is all new to me 

Ocbc pb centre is the biggest in penang. The car park is located at almost end of road,near the traffic light? It is quite a dstance to walk.

OCBC free parking is in Church Street. But I parked at the free parking one provided by SCB near to MBB branch. 

That is nice....why did Ocbc give for premier customer...

What's that? A plaque?

Yesterday I placed a rm50k fd at UOB but didn't receive this gift. Unless the quantum's below the threshold limit, how do I claim it? TQ 

Some banks (e.g. Ambank) don't pay interest for the subsequent non-banking day(s) if the maturity falls on a non-banking day.
Example if maturity is on Saturday and you withdraw on the following Monday, you are not paid interest on Sunday. But some banks do pay (e.g. Maybank) provided you withdraw on the next banking day (i.e. Monday).

slowest in the entire universe!!! I just wonder what they're doing in there    my recent experience close to 2 freaking hours!!!

BTW, anyone besides bbgoat manages to circumvent the "new to bank" requirement to open the 4.5% 15-mth FD?

From the statement below, minimum requirement for SCB PB is 250K. If we have FD of such amount with them but in multiple FD certs, is that considered meeting the requirement? If the answer is yes, do we need to apply or they will automatically send us an invitation?

Okay thanks, will check it out when i go there again. Having the complimentary CC while waiting for FD to mature sounds good 

How do u go about it getting to place fd in scb even is existing customer?

Thought the 4.5% is for new customer only.

The issue did not crop up at all. I actually informed the officer that I have an existing FD so that he can just look up for my personal details from his PC.

The 4.5% fd is Islamic type.

Just talked to SCB RM:

They have new FD promo for:

Conventional FD:
9 mths 4.25%
15 mths 4.5%

Conditions are single placement only, cannot split into multiple FD certs, min 5k to 1mil max. But I guess can get approval if needed. Until 31/3 or max 600 mil.

Islamic FD 15 mth 4.5% promo for existing customer OK (fresh fund only) but need approval. Also need to wait for cheque to clear before effective. So might as well go for the conventional one.

For single placement, it is within the same day right? Say if I place 10K today, I can still place another 10K next week?

Ah Goat Sir, this SCB's conventional 15 months FD does not pay every 6 months interest just like
the previous 4.25% for 15 months, right?

It pays interest upon maturity, means 15 months later?

The officer told me that interest will be paid on the 6th month too.

By the way, it is every 6 months or on 6th months only?

This is Islamic FD.
I did it last week.
Each FD account requires min RM 5.00 to open one current account.
Now HSBC is giving one umbrella for opening each FD account.

Maximum of this FD is RM 30K, min is RM 5K.
But you can get your relatives to joint name with you to open more FD accounts.
For example:
(1) You place RM 30K under your single name - 1st account
(2) You place RM 30K under your wife single name - 2nd account
(3) You place RM 30K under you and joint name with your wife - 3rd account
Total RM 90K to enjoy 5% (Effective rate is about 4.8% after deducting/loosing 3 days interest)
And you will get 3 umbrellas.

2 negative things you need to know:
(1) Effective date of the FD will effective only after your check is cleared, so we will lose at least 2 or 3 days interest. But I brought cash so I could get my FD cert effective on the same day.

(2) We can only withdraw the next day of the FD maturity date, so we will lose one more day interest.

In overall, I think this is a good deal for 3 months FD.

Let's take HSBC effective 4.8% instead of 5%:

RM 30k's return at 4.8% for 3 months is RM 360

versus RM 30K's return at 4% for 3 months is RM 300

Extra RM 60 for each RM 30K, and some more one free HSBC umbrella, but while stock last 

Yes, you have to open a current account for each Fd account.
Yes, min is to keep RM 5 in current account.

The HSBC clerk did not mention anything about HSBC advance wor...
He said this Islamic CA has created last year but no customer to open this account, now HSBC offers this 5% just to get more customers to open this CA

The HSBC Leng Chai clerk said can, can close the CA together with FD in 3 months later.
Everything looks straight forward to me.. 

5% rate for only 3 months with max RM 30K, I guess HSBC cannot ask for much from
depositor, right?