What gift from RInggit Plus?

New customer only? The terms did not say that or I miss it?

Ah Sir..I just called to BR branch regarding the issue of lowering 0.10% in my 5 years FD.

BR admitted that effective this month since after changed to Berjangka from Mubeen, BR has adjusted and lowered
my FD rate by 0.10% in their system, and for somehow they cannot do anything to adjust back my original FD
rate in their system... 

They promised to do either one of these methods to rectify:

A. (Solution 1) Pay the difference each month to my saving account manually,
OR
B. (Solution 2) Omit the Solution 1, pay the difference in one lump sum when the FD is matured, which will be 2017.

I also asked for an official letter to prove that my 5 years FD is 4.xx% (original rate), but not the lowered rate shown
in BR system. BR officer said would call to HQ and let me know later.... 

On a side note, did any SCB PB customers here in the Klang Valley got invited for dinner tomorrow at Oriental Pavilion for the launch of PruAspire by the director of Prudential?   
Finally seeing an actual benefit of becoming a PB customer

wat type of gifts? high tea??

I will say I just placed all my money in the previous 15 months and 18 months promo FD  So if anything, look for me next year

MBSB is very steady, MBSB is still offering 4.7% for 5 years, regardless of the volatile FD market..

question is stability of MBSB

Y worry coz MBSB is 66% owned by EPF

This is true also.

But let's say if every year we place 5 years FD, then in 5 years later,
every year we will get one matured FD.

For those placing Affin Bank 4.33% FD for 15 Months, did you manage to get a free gift for it?

Property market will collapse for sure..

So at the moment, locking down higher FD rate at longer term seems more a wiser choice. (if there is no major event or change issue)

Thanks BB and CC............BoomCC and BBgoat.....I will drop this opttion...

Good. Then I can buy house. House is damn freaking expensive. Rm500k+ for double storey house in klang valley. Last time was just RM300k+. Still can afford.

Which part of KV?

Good Morning Ah Sir...
I said the same thing too before I placed my 5 years FD few years ago.. 
But Captain said watch out BR & MBSB wor...

If this happens, cash is king

Ya loh, I missed this AmBank at 4.5% because I did not have any extra money at that time...
Quite Sad lah..
[attachmentid=4478921]

Property bubble can happens when property is supply more than demand, and coupled with a higher loan rate...,
and don't forget most speculators have used up their monies in buying properties..

Especially the Ringgit value is depreciating recently, this may gave a pressure to Bank Negara to
consider to revise OPR, so if the OPR raise again this time, property market will die for sure... 

[attachmentid=4478959] [attachmentid=4478961]

sama saying double storey house price >100k.covered >rm1m. why not u say that.  

I seldom place 1 month to 6 months FD..because I do not like to go to banks often..
I put my daily use money in Affin saving..
No lah... I just get the photos from google..