QUOTE(beancountz @ Apr 3 2015, 02:48 PM)
don't pull my leg la dai kar jie. from the $5k, take home pay only $4k.
Condo installment is not an issue, the issue is the upfront 20% + stamp duty + ABSD. how to afford to buy a condo in the first place wor.
Everyday have to OT work until 9pm, 10pm. where got time to cook?
Car? Pay for COE until laosai also not enough leh. Now have to fork out 50% up front to buy car somemore.
Fly home..not an issue la. but if u fly home every weekend, u see how much the flights budget eat into ur expenses..
Pub..kopitiam with those old uncles counted or not?
I can eat out also. Every meal i eat out. Eat chap fan lor.
Of cos still got money left. how much is the leftover?
So, again, $5k got good life arr?
Roughly la, I don't remember the exact figures.
1) 5k, then 1k go to CPF + your boss part, you get 1+ k to pay your house installment, if you get a 3 bed room, rent out the 2 rooms you earn some more. If like me husband and wife combine, just make it for the installment. We save for 6-7 years for those downpayment misc fees working in SG. If you work in MY you also need years to save your downpayment, unless your father mother pay for you. So, 0 here.
2. Get a job where you are required to drive, then COE, installment subsidised. Petrol toll parking maintenance all ah gong's. Installment around 1k for a BM for your good life example.
3. Get a job that pay you to fly home, or don't rip your frequent flyer points for business trips. Done. I pay 1 or 2 tickets to go home only per month. Roughly 600 sgd if Airasia?
3. PUB means tenaga national and jabatan air, and gas. Not beer. Roughly 900 full air con including cable, fiber board band and 4g cell, this I share, so divide by 2 = 500.
4. Cooking decent good meals roughly 500 top, per person.
5. Give you go out eat drink play, 1k. 250 per weekend, this is very good budget for my good life already.
4k - 1k - 500 - 500 - 1k = Savings 1k per month.

Wah lao, work 1 year I got 12k sgd for my annual trip and stuff lo.
Of coz those above is low quality for atas people staying big mansion, drive lambo, fly first class, eat michelin, drink moet like water, year year go Swiss skiing trip those.
MOM should give me advertisement fee for promoting good work life in SG.