Oh....that is long term like 5 years locked with auto call right ?

not worth it lar inflated properties.. we all know now is injury time

Buy flora damansara

lucky you are not minister. if not malaysia will become holland.

The scenario I am waiting for is for the country to go bankrupt, hence putting funds elsewhere ands repatriate when myr goes bust... Long term not anytime soon, min 5 max 10-15 yrs.
looking at our interest rates, not going to cause any problems to the property market for now... We need high npl, is npl on the rise? Don't think so.. So bubble bursting soon? It should!! But probably won't!! Yet any way

sei dog eyes, sure reserve some for you one, after this sure got some more trolls around, not worth it lar...



This post has been edited by bearbearwong: Nov 19 2014, 11:05 PM

don't think this is a good investment. better go for FD or share.

Yes. That is how a person spend their 3rd 8 hours that determines their success

Yup... They get snapped up very fast. So need ur banker to inform u when got. But now year end, so bonds and sd returns not so good, wait for jan

Yeah so if a person measure of success is happiness, and posting on lowyat makes him happy, the fact that he is happy, I would say he is successful. Success is not just about money.

bearbear,

People will change their lifestyle to adapt to new interest environment. I have seen interest in >10% and low 3%.

But most countries are having low interest rates. How you expect malaysia to raise ? Somemore next year GST coming already add inflation to all goods. If government increase interest some more, the inflation will be sky high. Interest rate hike next year is not likely lah.

Remember the UXXO people ? How likely they raise RPGT ?

Where got hantam u o.. Jolokia point out the in law issue is something very likely to happen if u keep ignoring ur gf need.. Even she willing to compromise now once too many people bad mouth u at the back soon or later if she buy their advice u will kantoi also.. I also always get laugh by people ma.. Because i choose what i want and which 1 best suit my need.. Just take it as motivation la.. That is free resources..

Different product. Each has its supporter

I also don't like something that put a clump on my funds for years

I think we all keep cash as emergency or while waiting for right investment

low interest promote debt taking, banks now really empty no money.. why you need all tekan interest rates so low, debt on top of debt..

cant we just live in a non inflated days? growth pace by pace..still can rich, still can success, still can prosper, some lazy ass decide to take short cut.. target property lor...

U always mentioned klci then all money put in fd only ar? Just last month drop some already bounce more than 5% lo.. Fd only reserve for emergy use cukup makan can already la..

This post has been edited by kradun: Nov 19 2014, 10:53 PM

I don't like to lock in my cash for years. I don't even have FD for >3 months. Just my preference lah. Different products have difference pros and cons. All about risk and return.

I think we are off topic

Ah Bear to impress me you need many more of those slips, can accumulate somemore ah ? Why all small2 figures one ? Show lah some 6-7 Digits.

Bear2 if you don't show me fast I will start dog eye you again oh...

Hwo want to show or not jek ?

your time is up... your turn, so can buy properties or not?

i where got 7 digits.. i said i have how much mean that much only

This post has been edited by bearbearwong: Nov 19 2014, 10:56 PM

Denominated in myr?
U have so much cash, not all needs to be near cash liquid ma. Some long some short some super long and some far even. Equity? No la, ppl like me no time to jaga and cannot resist monitoring, better stay away from equity. If u wan equity maybe good to put in Sg like Singtel with good dividend payouts.

Very good point

But for bearbear, he has to get his first house. I can sense his anger towards the high property price and his imaginative enemies - the flippers, the UUU and everyone and everything that gets in his way from his dream house.

So, we are here to help him a little. But so far, our effort is futile