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 Property Bubble Burst or Deflate ? V14 (发), Cherroy Most Forwarded Thread

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bcpbeancounter
post Nov 19 2014, 09:08 PM

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QUOTE(bearbearwong @ Nov 19 2014, 09:05 PM)
ystd no see meh?

[attachmentid=4224005]

[attachmentid=4224006]

[attachmentid=4224007]
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Maybank mature take out put in hsbc.
bearbearwong
post Nov 19 2014, 09:13 PM

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QUOTE(bcpbeancounter @ Nov 19 2014, 09:08 PM)
Maybank mature take out put in hsbc.
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ok di meh? about the same..
gunplakk
post Nov 19 2014, 09:13 PM

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hmmm this age still got ppl use FD statement, quite troublesome if every month need to go and open new FD... should just do online.
Showtime747
post Nov 19 2014, 09:15 PM

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QUOTE(bearbearwong @ Nov 19 2014, 09:13 PM)
ok di meh? about the same..
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Go FD thread to get the latest promo rate from different bank. I think UOB giving 4% now
Showtime747
post Nov 19 2014, 09:17 PM

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QUOTE(gunplakk @ Nov 19 2014, 09:13 PM)
hmmm this age still got ppl use FD statement, quite troublesome if every month need to go and open new FD... should just do online.
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Online only offer board rate. For best rate, going to banks only can get
gunplakk
post Nov 19 2014, 09:19 PM

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QUOTE(Showtime747 @ Nov 19 2014, 09:17 PM)
Online only offer board rate. For best rate, going to banks only can get
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not if u renew monthly, its all the same, for large sums go for priority banking.... you get better rates and your savings itself also give you 2.5%
200K I think is minimum entry @ CIMB, 500 for MBB
bearbearwong
post Nov 19 2014, 09:28 PM

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QUOTE(gunplakk @ Nov 19 2014, 09:13 PM)
hmmm this age still got ppl use FD statement, quite troublesome if every month need to go and open new FD... should just do online.
*
hsbc mai online.. got 2-3 piece, but I am old timer, i harass hsbc staff for them to give me 1 copy..

hong leong too, affin i think not..

This post has been edited by bearbearwong: Nov 19 2014, 09:29 PM
bearbearwong
post Nov 19 2014, 09:29 PM

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QUOTE(gunplakk @ Nov 19 2014, 09:13 PM)
hmmm this age still got ppl use FD statement, quite troublesome if every month need to go and open new FD... should just do online.
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I am old man what, old timer lor
gunplakk
post Nov 19 2014, 09:30 PM

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QUOTE(bearbearwong @ Nov 19 2014, 09:28 PM)
hsbc mai online.. got 2-3 piece, but I am old timer, i harass hsbc staff for them to give me 1 copy..

hong leong too, affin i think not..
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open a priority banking... makes your life a lot easier.
zuiko407
post Nov 19 2014, 09:33 PM

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QUOTE(bearbearwong @ Nov 19 2014, 09:05 PM)
ystd no see meh?

[attachmentid=4224005]

[attachmentid=4224006]

[attachmentid=4224007]
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Hahaha!
Balik la bear bear
No wonder u desperate for price drop.
If u don't keep waiting, this amount can grow for another 100k, what to do! U hate flipper anyway
SUScunt
post Nov 19 2014, 09:44 PM

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wow, when bear bear got 4 millions from the land sale,
he can buy 1.6 million of Cyperus from Tropicana Garden .

Sapu 2 units, still got money for renovation. Dont play play, you all down dog eye him .


Showtime747
post Nov 19 2014, 09:46 PM

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QUOTE(gunplakk @ Nov 19 2014, 09:19 PM)
not if u renew monthly, its all the same, for large sums go for priority banking.... you get better rates and your savings itself also give you 2.5%
200K I think is minimum entry @ CIMB, 500 for MBB
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When you are free 1 day, go and ask your banker whether placing online and walk in rate is different or not. From the way you wrote, you will only believe your banker tongue.gif

For FD, only a few banks give special rate to priority customer. Banks' promotional rates mostly are the best already. Now a number of banks give 4%. Board rate only low 3%.

If you are wondering, yes I am priority customer of a few banks. For FD, no difference. For other banking service like forex rate, transaction costs etc they are good. Priority banking is more on their better personal service compare to normal Q at the counter
zuiko407
post Nov 19 2014, 09:48 PM

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QUOTE(**** @ Nov 19 2014, 09:44 PM)
wow, when bear bear got 4 millions from the land sale,
he can buy 1.6 million of Cyperus from Tropicana Garden .

Sapu 2 units, still got money for renovation. Dont play play, you all down dog eye him .
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If he got 4mil, he will tell u 40 mil, simply x 10.
15k FD he can tell everyone 200k
gunplakk
post Nov 19 2014, 09:51 PM

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QUOTE(Showtime747 @ Nov 19 2014, 09:46 PM)
When you are free 1 day, go and ask your banker whether placing online and walk in rate is different or not. From the way you wrote, you will only believe your banker  tongue.gif

For FD, only a few banks give special rate to priority customer. Banks' promotional rates mostly are the best already. Now a number of banks give 4%. Board rate only low 3%.

If you are wondering, yes I am priority customer of a few banks. For FD, no difference. For other banking service like forex rate, transaction costs etc they are good. Priority banking is more on their better personal service compare to normal Q at the counter
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4% is u must put for 1 yr or negotiate a term.... for large amounts and long lock up periods use SD...

Haha so we all know you have about 500K-1Mil in liquid assets biggrin.gif
you are cash rich.
bearbearwong
post Nov 19 2014, 09:52 PM

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QUOTE(zuiko407 @ Nov 19 2014, 09:48 PM)
If he got 4mil, he will tell u 40 mil, simply x 10.
15k FD he can tell everyone 200k
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why you always need to do like that one? everytime need to dog eye ppl? like tigerr(Laohuuu)
Showtime747
post Nov 19 2014, 09:53 PM

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bearbearwong

Actually what is your problem ? If that is what you have got in FD, our advice to you is very different liao. If you are really looking for good advice, you have to give good background info of yourself. Otherwise, we all here talk shiok only
bearbearwong
post Nov 19 2014, 09:56 PM

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QUOTE(Showtime747 @ Nov 19 2014, 09:53 PM)
bearbearwong

Actually what is your problem ? If that is what you have got in FD, our advice to you is very different liao. If you are really looking for good advice, you have to give good background info of yourself. Otherwise, we all here talk shiok only
*
what do you think? this market to mee looks like like a falling pit.. today news Cimb bank and UOB bank cost cutting... later citi, & hsbc very soon, now bank out open tap water is RHB wor.. got any news or not?
bearbearwong
post Nov 19 2014, 09:57 PM

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QUOTE(Showtime747 @ Nov 19 2014, 09:53 PM)
bearbearwong

Actually what is your problem ? If that is what you have got in FD, our advice to you is very different liao. If you are really looking for good advice, you have to give good background info of yourself. Otherwise, we all here talk shiok only
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what is the advise for having only those FD's?
Showtime747
post Nov 19 2014, 10:01 PM

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QUOTE(gunplakk @ Nov 19 2014, 09:51 PM)
4% is u must put for 1 yr or negotiate a term.... for large amounts and long lock up periods use SD...

Haha so we all know you have about 500K-1Mil in liquid assets biggrin.gif
you are cash rich.
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Go to this discussion thread. A lot of seasoned sifu share great info on FD. The latest update on the post #2. No need negotiation. No need large sum. Just walk in. Online never got such good rate

QUOTE
What are Hot..?
(1) RHB 6 months - 4.00% p.a.
(2) RHB 9 months - 4.15% p.a.
(3) OCBC Pure FD for 12 Months - 4.10% p.a. (Free Medklin Assens Air Steriliser plus a chance to win a 916 Gold Coin - RinggitPlus only)
(4) OCBC Pure FD for 3 Months - 3.80% p.a. (Free Medklin Assens Air Steriliser plus a chance to win a 916 Gold Coin - RinggitPlus only)
(5) UOB Pure FD for 12 Months - 4.05% p.a.
(6) UOB Pure FD for 3 Months - 3.80% p.a.
(7) May Bank upfront interest for 12 months - 4.00% p.a.
(8) Penang OCBC for 6 Months - 4.00% p.a.
(9) Affin for 24 Months - 4.38% p.a.
(10) Am Bank for 6 Months - 4% (4.05% for AmSignature - Priority Banking)
(11) Am Bank for 12 Months - 4.1% (4.15% for AmSignature - Priority Banking)



https://forum.lowyat.net/topic/3341150



p/s I never like to compare whose balls is bigger in a forum. I think it is not relevant tongue.gif
zuiko407
post Nov 19 2014, 10:02 PM

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QUOTE(bearbearwong @ Nov 19 2014, 09:52 PM)
why you always need to do like that one? everytime need to dog eye ppl? like tigerr(Laohuuu)
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I learned from u

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