Now I know I have 1 less competitor for Mahkota Residence, One South & OUG Parklane.

But 1 more competitor for low cost flat.

Ah Bear grab hold to your GF no matter what happened.

Come on lah Ah Bear don't troll us by using your 18 years old sister Angpow account, show us the real McCoy 6 digits slip..

This post has been edited by jolokia: Nov 19 2014, 10:06 PM

We all here willing to help you since day 1, but you kuai Lan & act like rich man

i where got dog eye? you guys everyday dog eye me only

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This post has been edited by bearbearwong: Nov 19 2014, 10:08 PM

I told you at any point in time, there are bad news which lead DDD to think the market is going to crash. Subprime, Euro crisis, malaysia MNC closed factories and move out of malaysia, malaysia oil price up to RM2.70 etc etc. All these happened for the past 5-6 years. But property price still high up there

If you really want to see property crash, you have to expect economic crisis like Asian Currency Crisis in 1997/98.

Even crisis happen, only bad property will drop price. Good ones will not be affected much. In 97/98, the effect on price drop is not like 50%. So, your dream house may not be within your reach.

sei dog eye.. Jolokia.. say me buy flats.. knn

yeah, then it needs me to move my funds here and there between banks to maximize the returns... hence put in SD, u get about 5-6% depending on the offer... principle guranteed... the other thing is that now, put some of your eggs in overseas SD for longer term... still can get abotu 4% but u get capital appreciation... (assuming MYR depreciates over the years). Diversify.

dont compare balls... but its also prudent to keep your balls hidden!

for this I beg to differ, I really think the prices of property is too high, it "Should" come down. For some reason, Msia has alot of holding power and therefore, my "should" has never come true so far...
But seeing how SG and other countries are doing now, property prices are on the down side.

http://www.thestar.com.my/Business/Busines...rket/?style=biz

Its simple... I look at my own house and the price it is now, I cant afford to buy back my own house, so in my simple mind, there will be others like me... and therefore, the price is too high. at some point something has to break! of course I have yet to be right!!

People bought studio at right location was right decision, don't laugh at them next time, somemore you still haven't buy any unit

but he hantam me? like Jolokia troll me got car loan cant buy

If you really have those amount in hand, you got to be realistic

1. Buy something within reach first for your wedding. You can always upgrade later. Buying house is not a 1 time affair. Pr1ma is not a bad choice
2. Work harder. Instead of spending so much time here (Read the story below)
3. Find ways to improve your income. Work part time while you are still young
4. Make something happen that is within your control. Don't expect something happen that is not within your control (like property crash)

Same advice as I always say to you - don't time the market on your first house. You are gambling you and your family's future. Buy something which is financially comfortable to you. Don't ever stretch your financial because people tend to think they can afford something they don't. That's why you still have a job because it is these people who keep your busy





Story :

God gives everyone 3 x 8 hours per day. 1st 8 hours everbody needs to sleep. 2nd 8 hours everybody needs to work. It is how a person spend on the 3rd 8 hours that determine the success and failure of a person

Listen to showtime, he given you good advise months ago, but u never appreciate

buy inflated properties?

Ya , enough to go holiday at hawaii...enjoy loh

This post has been edited by SaProp: Nov 19 2014, 10:27 PM

What is SD ?

Structured deposits

Don't get me wrong. I also think the price is high now

I also "wish" price could come down.

As you said, "For some reason..", we got to be realistic. What would cause the price to come down ? I can think of 1 possible scenario - economic crisis, which will cause property crash.

Other than that ? Can you name it ?

Sound advise, the only variable is the measure of success, which to each it's own.

Buy flat very malu meh ? As long as buy thru legit earn money nothing ti be shame of.

Sorri loh I wild guess you have car, after looking at you few small account I don't dare wild guess already loh, Coz you cannot afford 1 ...wakakaka

Never mind lah ! I also don't own a car anymore.

bank raise interst or new measures lor, like 5 years flat RPGT from vp date...

Yes