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Credit Cards Maybankard 2 Gold & Platinum Cards V11, Pls read post 1-3 & use Search Topic 1st

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cybpsych
post Dec 31 2014, 05:29 PM

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QUOTE(subpar @ Dec 31 2014, 11:52 AM)
Guys, some advice needed please.

I currently have HLB Wise and Maybank Gold AMEX but I usually maximise my usage for Wise - I pay for petrol + mobile + dining with Wise). I intend to cancel my Gold AMEX as I got it quite some time ago for the 20% cashback promo back in 2012 but I don't use it that much.

Now I want to get another card for my other spending - shopping! I have considered cashback cards but none are good for shopping. So I'm changing my focus to rewards cards.

My question is, can M2C totally replace Wise or do I retain Wise for petrol, mobile, dining and use M2C for only shopping and other stuff?
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QUOTE(subpar @ Dec 31 2014, 01:28 PM)
Perhaps I wasn't very clear about what I meant.

I currently have 2 cards - Wise and AMEX Gold. I'm going to cancel AMEX Gold in the near future because I think M2C has better benefits, all-in-all a better AMEX option than the AMEX Gold. Note that this AMEX Gold is not M2C.

I was just asking if I should just keep M2C or should I retain my Wise to complement the M2C.
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if your primary reason to get a 2nd card for shopping, perhaps Citibank Rewards/Cashback cards would be better?


Since your Wise already maximized, it's hard to "downgrade" the benefits to other cards biggrin.gif This is the only card that gives >5% cashback, and since your spending behavior already adjusted to meet Wise's benefits, it's better to keep it. Unless, of course you planned to STOP using Wise (about 2 months earlier) and cancel it due to high AF for Wise Platinum.

Keep your current Wise for your usual petrol + mobile + dining spending. Please cancel the AMEX Gold. laugh.gif


M2C Amex is the better card to complement Wise. Limitation to M2C Amex is the 5% cashback only limited to weekends transactions. Moving Wise to Amex means you need to swipe all your usual transactions exclusively on weekends.

'sides, M2C has signup promo with RM100 rebate (note: 2x RM50 GST is currently imposed to new application). This is literally ZERO commitment for year 1 considering M2C has no AF. Furthermore, most likely, current credit card GST could be abolished by 1 Apr 2015. Let's hope Maybank doesnt introduce AF for M2C (which will be taxable at the rate of 6% GST next year).


SUSDavid83
post Dec 31 2014, 06:01 PM

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QUOTE(spreeeee @ Dec 31 2014, 05:26 PM)
is 5X Treatpoints awarded on auto bill payment like TM/TNB/Maxis?
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YES.
fruitie
post Dec 31 2014, 08:09 PM

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QUOTE(sj0217 @ Dec 31 2014, 03:46 PM)
Is this possible?? As I have requested tranfer cash back RM50 from Visa to Amex, but they unable to do so

That cash back was redeemed for GST RM50, should be same case??
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I can. Yes, mine was GST. hmm.gif
There was one year I forgot to redeem and paid myself as the due date had approached, then I redeemed and credited to my Visa. I called and asked to transfer to my AmEx. hmm.gif
MGM
post Jan 1 2015, 10:25 AM

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Motortakaful/Etiqa online still doesn't accept MBB2Amex even though the payment page showed the Amex option which has been there for many years. Just wonder why MBB still keep it there if it doesn't accept Amex.
Will use MBB2Visa tomorrow, so no 5xTP cry.gif but will aim for rm300 CB. Wonder JPJ accepts Amex for Roadtax.







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cybpsych
post Jan 1 2015, 10:44 AM

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QUOTE(MGM @ Jan 1 2015, 10:25 AM)
Motortakaful/Etiqa online still doesn't accept MBB2Amex even though the payment page showed the Amex option which has been there for many years. Just wonder why MBB still keep it there if it doesn't accept Amex.
Will use MBB2Visa tomorrow, so no 5xTP  cry.gif  but will aim for rm300 CB. Wonder JPJ accepts Amex for Roadtax.
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Motortakaful/Etiqa online never accepted amex wan. probably outdated page/form.

jpj kiosk accept amex though, but since jpj office doesnt open on weekends (if i'm not mistaken), can only earn 5xTP. better than nothing.
besiegetank
post Jan 1 2015, 10:44 AM

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QUOTE(MGM @ Jan 1 2015, 10:25 AM)
Motortakaful/Etiqa online still doesn't accept MBB2Amex even though the payment page showed the Amex option which has been there for many years. Just wonder why MBB still keep it there if it doesn't accept Amex.
Will use MBB2Visa tomorrow, so no 5xTP  cry.gif  but will aim for rm300 CB. Wonder JPJ accepts Amex for Roadtax.
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Why not call their customer service during saturday for the cashback? They accept amex for phone calls as have been confirmed by several members here
MGM
post Jan 1 2015, 11:01 AM

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JPJ@UTC opens on weekend. JPJ HQ@JB opens on Sunday and accepts CC.

Usually I will phone Etiqa to get my CarInsurance using Amex, but this time I am aiming for the rm300 CB and 5xTP. Moreover my weekend spending using Amex always exceeds the max allowed.
janson_kaniaz
post Jan 1 2015, 11:04 AM

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anyone knows a way to pay MBPJ cukai taksiran online using AMEX?
victorywp
post Jan 1 2015, 11:12 AM

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QUOTE(janson_kaniaz @ Jan 1 2015, 11:04 AM)
anyone knows a way to pay MBPJ cukai taksiran online using AMEX?
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have you checked m2u whether mbpj is in the list? as i know, mbsa and mpsj and many others are in the list.
janson_kaniaz
post Jan 1 2015, 11:17 AM

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QUOTE(victorywp @ Jan 1 2015, 11:12 AM)
have you checked m2u whether mbpj is in the list? as i know, mbsa and mpsj and many others are in the list.
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only visa/mc on mb2u sad.gif
cybpsych
post Jan 1 2015, 11:28 AM

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QUOTE(janson_kaniaz @ Jan 1 2015, 11:17 AM)
only visa/mc on mb2u  sad.gif
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didnt you highlighted this back in October?

back in Jan 2014, someone went to Yong Shook Lin MBPJ payment counter and paid using Amex.
janson_kaniaz
post Jan 1 2015, 11:41 AM

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QUOTE(cybpsych @ Jan 1 2015, 11:28 AM)
didnt you highlighted this back in October?

back in Jan 2014, someone went to Yong Shook Lin MBPJ payment counter and paid using Amex.
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ya, just in case there is another method of paying.

in that case no choice then but to pay with visa, no time to go MBPJ just for this.
victorywp
post Jan 1 2015, 11:48 AM

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QUOTE(janson_kaniaz @ Jan 1 2015, 11:17 AM)
only visa/mc on mb2u  sad.gif
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that's too bad, i have been paying mbsa, mpsj, mbmb via m2u using amex all the while.
MGM
post Jan 1 2015, 12:30 PM

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MBPJ is in the list of Payee in POSONLINE and it accepts credit card but dont know about Amex.
cybpsych
post Jan 1 2015, 12:37 PM

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QUOTE(MGM @ Jan 1 2015, 12:30 PM)
MBPJ is in the list of Payee in POSONLINE and it accepts credit card but dont know about Amex.
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nope, doesnt accept amex as well.
Human Nature
post Jan 2 2015, 11:59 AM

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30-Dec-2014 30-Dec-2014 EzyPay Cashback Campaign II 500.00

New Year Gift from Maybank biggrin.gif
victorywp
post Jan 2 2015, 12:06 PM

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QUOTE(Human Nature @ Jan 2 2015, 11:59 AM)
30-Dec-2014 30-Dec-2014 EzyPay Cashback Campaign II 500.00

New Year Gift from Maybank  biggrin.gif
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rm500? got such cashback campaign? that's a huge angpau from mbb! thumbup.gif
Human Nature
post Jan 2 2015, 12:11 PM

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QUOTE(victorywp @ Jan 2 2015, 12:06 PM)
rm500? got such cashback campaign? that's a huge angpau from mbb!  thumbup.gif
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i faintly recall that I sent sms to enter before i converted my purchase to installments few months ago..totally not expecting anything laugh.gif
victorywp
post Jan 2 2015, 12:25 PM

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QUOTE(Human Nature @ Jan 2 2015, 12:11 PM)
i faintly recall that I sent sms to enter before i converted my purchase to installments few months ago..totally not expecting anything  laugh.gif
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just converted your purchase to instalments can get rm500?! is it a contest or first-come-first-served or random winners or etc? notworthy.gif
fruitie
post Jan 2 2015, 12:29 PM

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Terima kasih Apple for posting my transaction on 31st Dec, so that my RM 50 rebate was posted in December. laugh.gif

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