booth only and sometimes they give other gift on top of the gsc tickets too.

Did you called the CS to try and waive
I'm planning to call during this weekend where i will fly off to China to activate oversea flag for my CC.
Crosses finger and hope for the best in the waiver.

Hi I'm not able to check my credit card balance from hlb connect, it disappear. Anyone experience the same?

not everyone. sometimes this happens. retry later.

Anyone manage to apply this card with already 2 cards owned? Planning to get this card as third card but i heard one person max is 2 cc

No problem to hold more then 2 card if your salary above Rm3000. But also subject to the bank's approval as final decision...

If you worry, just cut out one of the card you having.

Where else can I apply for this card other than thru agent. As i read here so many forumers got trouble with agents

there are many good agents too actually. otherwise you may apply at any hlb branch.

booth only? ok thanks.

Walk in to any HLB bank will do. And make sure you only apply for gold card instead of platinum.

Thanks for the info. What are the documents to bring to hlb branch? Thanks!

Ok i gotta know that my card been terminated. I called to ask for waiver, cs say cannot waive for cashback card. I request her to submit the request to waive the annual fee otherwise will consider to cancel this card. She said centre will call me in 3-4 working days on approval of waiver.

End up nobody call me and my card is terminated. Rubbish.

card termination was a separate request or automatically executed?

I request her to submit an annual fee waiver request. To me, it's automatically executed since nobody call me. The worst thing is i forgot to bring my handset today

Have to call them after work.

HLB's card center are very good in taichi especially when you are making request for them to spit out money back to you.

I have few auto debit with this card it's troublesome. So now I feel the situation change I've to call them back to request for reactivate the card and also not sure if the annual fee still applicable even though they terminate my card.

What am I doing

You should know that this card can only spend rm900-1000, can't be more or less.
Why still want to auto debit it? As it is diluting your cash back.

My auto debit is for digi lines which included in cashback lo

Custo mer has to call and beg for reactivation now

I see.
Anyway, even with rm160 of AF and rm50 GST, you still get 8.25% of cash back, which is still the highest.

I know, agent told me gst cannot waive when i apply so I'm OK to pay that since been told upfront. It's not correct for them to directly terminate my card.

Now surveying citibank/hsbc credit card.