Nope, it is posted from 1st to 28, 29, 30 or 31st of that month.
To make it clearer, you did rm950 (> 10 transactions) for the first 25 days(example), you did the last transaction on 28th of that month but only posted on 1st next month, so you will be only getting rm95 of cash back.

Haha, yup this is clear with your explanation

Thank you very much : )

Thinking to apply for this card... Any other promotions concurrently running with the cabin luggage bag recently? So that can maximize the freebies...! Thanks!

Isetan supermarket is also under departmental right?

Yes .. Robinson too

thanks

Today saw my bills, kena both GST and AF~~ WTF! GST charge last month mid of march, AF 1 April~~ Just wondering can call up to waived it or not ~~ Waived either one also good enough...

so you kena gst rm50 + af + gst of af (since your af on 1/4)?

Card holders of HLB, the AF can be waived right? As for GST? Total bill of 6%? So in a way I only get to claim back 4%?

Or if anyone knows how the GST works on card, please do me know. Thank you in advance.

chances of waive is LOW.

GST only applicable to Annual Fee: RM160 for Gold and RM300 for Platinum. After GST, payable Annual Fee is RM160+9.60 (Gold) and RM300+18 (Platinum)

Your cashback is not affected nor your spending using the card.

Thank you so much for the clarifications. So you mentioned about Gold and Platinum, what about HL Wise Card? Do that card have any AF? Last time my sister told me there's no AF on her account. Not sure if is special case or what?

HLB Wise got 2 cards ler: Gold and Platinum

Refer >> https://www.hlb.com.my/main/assets/files/PDS_3in1.pdf

Wise card HAS annual fee.

It's only free first year if you are new to bank (i.e. never held a HLB or its subsidiary's credit card before in the past 12 months).

Oh okok. Thank you so much for both sifu. Appreciate it.

Already planned to apply since AMEX does not have similar benefit, complicated compared to wise and lower cashback.

One last question. Any shopping malls have HLB the registration counter for WISE? I only MACH got but they cannot help me apply WISE. :/

refer Post #1935 above you.

seldom see booth. better fill up form online and they'll call you.

Thanks. You truly a life savior. Been finding ways to register since I work from 8-6 everyday. T.T

Thank you and God bless.

what's what i did too

no time to visit branch or booth. fill up the form, the agent will call you in 1-2 days. they'll do some quick verifications with about your income, etc etc. then brief you about the card's features, T&Cs, cashback, etc etc.

they will then advise you to prepare documents, e.g. epf printout, payslips, etc

then they email you the card brochure, application form, etc etc


fill all up, and email back to the agent. they will call you back to followup and verify your documents.

But mine statement didn't reflect the af gst wor.. It only state rm160 AF.. XD

Call up CS.. Fail to waived....

YES..... Isetan Supermarket in KLCC under DEPT STORE (last used on 5 Nov 2013)

This post has been edited by ronnie: Apr 10 2015, 02:23 PM

oops, what's the difference? how come i don't see any difference?