Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Hong Leong Bank Wise Credit Card V4, 10% Cashback , Up to RM100 per month
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 Mar 31 2015, 04:55 PM
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#1
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Senior Member
925 posts Joined: Jan 2003 From: Malaysia 
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QUOTE(laymank @ Mar 31 2015, 10:18 AM) Try to request for downgrade. Some people reported it's doable. It is doable. I have downgraded my card.. after paying the AF for platinum But I cancelled mine because they told me it's not.   |
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Apr 1 2015, 12:13 AM
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#2
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Senior Member
925 posts Joined: Jan 2003 From: Malaysia
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QUOTE(vez @ Apr 1 2015, 12:10 AM) but cc statement show the date you use card not posting date right? The posting date counts.. not transaction date.for example i use my card today statement will show today not the posting date |
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Apr 1 2015, 08:05 AM
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#3
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Senior Member
925 posts Joined: Jan 2003 From: Malaysia
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QUOTE(Wongchoy @ Apr 1 2015, 12:53 AM) Most of your trnx will be posted the next day. 2 days if the merchant decided not to perform settlement daily. Of course, once in a blue moon, you may have a trnx not posted for weeks ! Yes, it depends on merchant. You can learn from your statement. For eg.. Tesco is within the same day, maxis takes one day to post and some restaurants takes 2 days. |
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Apr 1 2015, 04:53 PM
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#4
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Senior Member
925 posts Joined: Jan 2003 From: Malaysia
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QUOTE(supersound @ Apr 1 2015, 02:23 PM) Cash back are calculated based on transaction posting date. If I am not wrong, if the transaction posting date is between 29 to 31 of March, it will be treated as rebate for March. Correct me if I am wrong.So, you get hair from them  But, if you just maxed out your rm100 for the month, it will be posted on same month. Bottom line is, last swipe of the month shall be before 25th of the month  |
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Apr 4 2015, 12:07 AM
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#5
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Senior Member
925 posts Joined: Jan 2003 From: Malaysia
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QUOTE(sam240 @ Apr 3 2015, 11:54 PM) There are no limit/cap for each categories, right? YesSo if I spend all in groceries, still can get fully cb, right? |
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Apr 5 2015, 08:59 PM
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#6
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Senior Member
925 posts Joined: Jan 2003 From: Malaysia
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QUOTE(supersound @ Apr 5 2015, 07:46 PM) Tried before once, for rm10 transaction. But only can use once Min RM50 is required... and yes, it is under groceries!   |
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Apr 8 2015, 05:29 PM
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#7
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Senior Member
925 posts Joined: Jan 2003 From: Malaysia
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QUOTE(supersound @ Apr 8 2015, 05:08 PM) Nope, you must swipe minimum 10 times. Not really a stupid card bro..they are giving 10% rebate This is something you must keep in mind until you kill this STUPID card. So if you spend 1 transaction of rm600 for a TV, the rest 8 transaction is rm50 you still can't get any cash back. Using logic "AND". 10 times transaction minimum each transaction rm50 minimum Above 2 not met, rm0 cash back.  |
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Apr 8 2015, 05:30 PM
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#8
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Senior Member
925 posts Joined: Jan 2003 From: Malaysia
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QUOTE(xin @ Apr 8 2015, 05:28 PM) maxis fibre is entitled for 10% cashback under mobile category ? yes, pay at maxis centre or maxis online. |
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Apr 8 2015, 09:57 PM
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#9
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Senior Member
925 posts Joined: Jan 2003 From: Malaysia
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QUOTE(supersound @ Apr 8 2015, 06:54 PM) Wait until you get denied on cash back Been getting rm100 rebate for 1.5 years.. all is well Then you will understand  |
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Apr 8 2015, 11:53 PM
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#10
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Senior Member
925 posts Joined: Jan 2003 From: Malaysia
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QUOTE(enix2000 @ Apr 8 2015, 10:45 PM) Anyone have the list of MCC 5411? 99 yes... 7-11 unlikely n cosway don't think soMy card is just approved wonder if 99 Speedmart or 7-11 included in this as well? How about Cosway outlets? |
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Apr 8 2015, 11:54 PM
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#11
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Senior Member
925 posts Joined: Jan 2003 From: Malaysia
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QUOTE(kelvinlzy @ Apr 8 2015, 10:53 PM) For the 30% dining cash back, anyone swiped at Starbucks and successfully gotten the rebate? Starbucks is not under dining unfortunately |
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Apr 10 2015, 07:58 AM
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#12
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Senior Member
925 posts Joined: Jan 2003 From: Malaysia
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QUOTE(stargate8 @ Apr 9 2015, 11:37 PM) Isetan supermarket is also under departmental right? Yes .. Robinson too |
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Apr 13 2015, 09:58 AM
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#13
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Senior Member
925 posts Joined: Jan 2003 From: Malaysia
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QUOTE(wan7075 @ Apr 13 2015, 09:06 AM) i'm going to apply this card on may! Why May? Apply now and get it in May  |
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Apr 13 2015, 10:11 AM
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#14
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Senior Member
925 posts Joined: Jan 2003 From: Malaysia
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QUOTE(sewell @ Apr 13 2015, 10:04 AM) can i ask 1 more question. if my current wise card i do 1 supp card for my wife. how is the calculation. lets say i swipe 6 time my wife swipe 4 time. can activate the 10% cash back? Is Supplementary Card' retail transactions accumulated into the total number of swipes to meet requirement of 10 retail swipes per month and are those transactions eligible for 10% cash back also? Yes, all posted retail transactions on supplementary card will be taken into account as per principal card. However, cash back earned will be credited into the principal Cardholder account only. Read all FAQ here:- https://www.hlb.com.my/main/info-centre/per...asked-questions This post has been edited by kremlin: Apr 13 2015, 10:11 AM |
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Apr 13 2015, 10:12 AM
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#15
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Senior Member
925 posts Joined: Jan 2003 From: Malaysia
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QUOTE(wan7075 @ Apr 13 2015, 10:09 AM) cause need to wait 1 year before I re-apply. Oh i see. I downgraded mine few months ago.i did cancel it 1 year b4 due to high AL+GST. |
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Apr 16 2015, 03:22 PM
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#16
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Senior Member
925 posts Joined: Jan 2003 From: Malaysia
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Got mine and used it already
Purchase above rm70 will get free shipping too. |
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Apr 17 2015, 06:40 PM
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#17
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Senior Member
925 posts Joined: Jan 2003 From: Malaysia
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QUOTE(deeplyheartbroken @ Apr 17 2015, 05:42 PM) Seriously HLB needs to buck up. Rude customer service and unwilling to waive anything requested. What is the point of being a loyal customer by spending tens of thousands. No customer retention policy at all. Request to waive the annual fee of your wise card? |
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Apr 17 2015, 06:40 PM
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#18
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Senior Member
925 posts Joined: Jan 2003 From: Malaysia
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QUOTE(supersound @ Apr 17 2015, 06:29 PM) That's why don't get cheated by the 10%, actual are lower. 8.6% cash back still good broNow without rm50 that replaced with rm9 of GST, the actual cash back is 8.6% |
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Apr 20 2015, 05:17 PM
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#19
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Senior Member
925 posts Joined: Jan 2003 From: Malaysia
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QUOTE(sevendogz @ Apr 20 2015, 05:06 PM) hlbb operator kept insisting that I need to swipe 10 times RM50 and above FOR THE CATEGORIES CHOSEN to entitled the cash back even after many times I said 10 times all retail transactions but only the categories chosen will get the cash back from HLB Wise Card FAQ:-"you go and read the term and condition la" "you go to our branch a ask lor" when I asked him to talk to his superior regarding this, he just said he answer this questions thousands of times already... Which retail transactions are eligible for the minimum 10 swipes? Eligible retail transactions include local and international retail and online purchases, recurring payments, insurance premiums, 0% Interest Easy Payment Plan (one time principal amount only) and Easy Payment Installment Plan (one time principal amount only); EXCLUDING, cash advance, balance transfer, Cash-on-Call, Call-for- Cash, Flexi-Payment Plan, fund transfer, fees and charges imposed by the Bank. https://www.hlb.com.my/main/info-centre/per...asked-questions |
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Apr 29 2015, 04:46 PM
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#20
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Senior Member
925 posts Joined: Jan 2003 From: Malaysia
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I am wondering how RM985 works
 Anyone mind to explain? hehe |
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