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Credit Cards Hong Leong Bank Wise Credit Card V4, 10% Cashback , Up to RM100 per month
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laymank
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 Oct 14 2014, 01:29 PM
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QUOTE(cybpsych @ Oct 14 2014, 12:55 PM) Yes, can split bill payment,do it 20 times. Just ensure u get 1 tac for each payment. I hope u r not paying rm100x20  truly, if you are targeting to achieve RM50x10 for cashback qualification, you only need to do 10 times, like RM50x9 then the 10th transaction, the rest of the outstanding payment. However, spending more than RM1000 will start to 'dilute' your 10% cashback. in this example, RM2000 will still limit you to RM100 cashback per month, that makes it 5% instead of 10%. |
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laymank
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Oct 14 2014, 01:29 PM
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QUOTE(cybpsych @ Oct 14 2014, 12:55 PM) Yes, can split bill payment,do it 20 times. Just ensure u get 1 tac for each payment. I hope u r not paying rm100x20 truly, if you are targeting to achieve RM50x10 for cashback qualification, you only need to do 10 times, like RM50x9 then the 10th transaction, the rest of the outstanding payment. However, spending more than RM1000 will start to 'dilute' your 10% cashback. in this example, RM2000 will still limit you to RM100 cashback per month, that makes it 5% instead of 10%. |
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laymank
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Nov 7 2014, 09:55 AM
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QUOTE(cybpsych @ Nov 6 2014, 08:47 PM) didnt try to downgrade Wise to Gold? or issit not allowed? imo, 6 mths grace period from now is good, cuz GST coming on 1 April 2015, banks could introduce new cards. imnm, you still carry mbb2card amex. still quite ok but need to readjust the spending to weekends. I walked in to branch to request for downgrade from Plat to Gold before. And the branch officer told me it's not possible to downgrade. that's how I terminated my Plat. After I terminated the Plat, a week later, they called me to offer me Gold. |
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laymank
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Dec 22 2014, 09:06 AM
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QUOTE(ronnie @ Dec 21 2014, 10:26 PM) Tell you in April 2015... GST cannot waive... possibly AF can be waived. I am hoping for that. |
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laymank
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Dec 30 2014, 02:07 PM
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QUOTE(3M_Bangsar @ Dec 30 2014, 01:30 PM) Another case count. What i do always is cross my ic with stated 'For application of XXX Gold/Platinum Card only' instead of 'For XXBank Credit card' Cross and write down for usage for the only card you want. that's the vulnerability I see from our application process via agent - you may sign what you see on the form, but at the end of the day, the agent who is more interested in their monthly quota can actually tick extra card for you after you have left. Can you make a dispute with the CS about how the agent has tricked you into this against your will? |
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laymank
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Mar 20 2015, 01:21 PM
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QUOTE(asiatrader98 @ Mar 20 2015, 11:56 AM) Hi, what is STM Printing Fee RM5? I just saw it on my online statement.... Did you request for hardcopy statement? If yes, you will be charged. |
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laymank
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Mar 30 2015, 01:36 PM
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QUOTE(yausen @ Mar 30 2015, 12:51 PM) Guys, want to ask a question. My wise card was issued on last year March. HLB charged me gov tax in March statement. And I called the C.S., he said the AF will be charged on April. So I have to pay for gov tax and AF (including gst) because as told by C.S. it cannot be waived. Anybody knows why AF and gov tax charge on different month? I thought it should charge at same time?  My friend also facing same problem. Please advise. Thanks. a lot of these confusions between march and april expected, it seems. This post has been edited by laymank: Mar 30 2015, 01:39 PM |
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laymank
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Mar 30 2015, 02:03 PM
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QUOTE(sam240 @ Mar 30 2015, 01:51 PM) what is card approved on Jan? or other than Mar / Apr? If Jan, there is nothing to be confused about liao. You would have been charged by now. |
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laymank
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Mar 31 2015, 10:18 AM
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QUOTE(sugen @ Mar 31 2015, 10:14 AM) I am using WISE platinum it is now 1 YEAR. The annual fees is RM300 not waiver able, i plan to terminate the card and apply WISE GOLD. Do you thin this is possible? Try to request for downgrade. Some people reported it's doable. But I cancelled mine because they told me it's not. |
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laymank
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Apr 2 2015, 09:12 AM
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QUOTE(arthur88 @ Apr 2 2015, 09:01 AM) since there is no GSC card thread, wana ask here... for the gsc promo that purchase thru gsc website, buy 1 free 1, how that promo works? buy 1 seat then claim free voucher at counter later? how to claim? show them the self print ticket? I used to own GSC card before. Basically buy 2 tickets online. right before you make payment, you'll see the price discounted half (if you still have enough movie credit to offset, that is), or else, you only get 10% discount. |
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laymank
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Apr 2 2015, 12:53 PM
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QUOTE(fkinmeng @ Apr 2 2015, 11:42 AM) how to put money into the GSC card? for what purpose? |
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laymank
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Apr 3 2015, 09:19 AM
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QUOTE(supersound @ Apr 3 2015, 02:00 AM) If you are breaking it down to 10 transactions with each rm100, by spending rm95 each, in theory, you are getting rm10 for each transaction. But I'm still testing it, so have to wait for this month's cash back and see. Else will be rm985. Ah...you are trying out the rounding up logic! Cool, man! Squeezing it out to the very last drop!  |
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laymank
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Apr 8 2015, 01:08 PM
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QUOTE(kopiPeng @ Apr 7 2015, 08:32 PM) i want to pay my Maxis fibre Use MyLaunchPad - mlp.my/sitecontent/myacclog |
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laymank
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Apr 10 2015, 11:35 AM
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QUOTE(Belphegor @ Apr 10 2015, 11:28 AM) Thank you so much for the clarifications. So you mentioned about Gold and Platinum, what about HL Wise Card? Do that card have any AF? Last time my sister told me there's no AF on her account. Not sure if is special case or what? Wise card HAS annual fee. It's only free first year if you are new to bank (i.e. never held a HLB or its subsidiary's credit card before in the past 12 months). |
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