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 Accident 101: i teach u claim loss of use

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poteryu
post Jan 6 2017, 03:58 PM

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Hi guys and sifu sekalian,
I had an accident, hitting an abandoned lorry tyre on MRR2.
I had comprehensive policy on a 13 yearold car, OAC

So I called a tow truck with the insurance company, picked up my car and sent to a panel workshop in selayang. It was 4 am in the morning.

Then i made a police report at trafik police station at 4 pm later that day, met with sargant, and he wanted to see the car himself.
The towtruck fellow say he will settle with him, and will submit claims on my behalf.

So right now, I have just received sms from insurance company that they have received the claims and working on it.

My question is, how do i make sure/confirm, the claim is a No-Fault claim or not?
I have called the insurance office, and they keep saying they will settle and no worry without giving me answers.

Thanks.



poteryu
post Jan 6 2017, 08:32 PM

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QUOTE(saigetsu @ Jan 6 2017, 04:40 PM)
you did not practice safe drive, so its your fault. Your 55% ncd is gone. you have no other party to blame.

BUT, you can try your luck, but i think its too late already. if the tyre is on the middle of the road, you can claim from mrr2 lor. now that you already initiated claim with your OWN insurance company. i think gone case. Try approach lawyers, or even ask OAC whether can claim from mrr2 or not.
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Well, the tyre on the flyover bangwall.gif , notice it too late.

If wanna claim mrr2, which contact should i follow through?

Thanks for the info! biggrin.gif

 

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