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Accident 101: i teach u claim loss of use
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HeReLiSm
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Oct 1 2014, 11:02 AM
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My case: My car stuck at the workshop for three months before completed repair. I claimed for ODKFK first, later got all police results then the workshop claimed for third party.
If I wanna claim for LOU, do I have to claim myself? What document I need? and since the car stuck at the workshop for three months, how many days do I get to claim?
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HeReLiSm
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Oct 1 2014, 11:11 AM
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QUOTE(saigetsu @ Oct 1 2014, 11:06 AM) your car stuck for three month doenst mean in the adjuster report says the repair time require is 3 months. it may only requires 7 days. then u only eligible to claim 7 days ony. thats y i said, adjuster x boleh pakai or workshop x boleh pakai. workshop claim third party its either , the other party only got third party cover, not comprehensive cover or, u kena tipu dengan insurer. how to make claim for LOU by your self 1. refer to my previous post in this thread. go to jpj etc2. Nope, I meant third-party here is the one that bang my car (lorry). Everything is done already, I claimed for ODKFK first, then my insurance will claim from the lorry's insurance. I have documents such as the workshop report, the JPJ search and the insurer of the lorry already.
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HeReLiSm
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Oct 1 2014, 01:54 PM
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QUOTE(neo.crazed @ Oct 1 2014, 01:33 PM) serius worrrr. they offered me RM30 x 6.0 days car in workshop. I said *** lei, where got one day spend RM30 for transport, cab from putrajaya-KL Sentral RM60 minimum. they counter offer become RM30 x 12.0 days. So essentially RM30 is the rate but they dabel the amount of days claimed. Nice hah Etiqa Insurance, can bargain woh How did you make the claim? Yourself or thru workshop /runner?
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HeReLiSm
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Oct 1 2014, 02:48 PM
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QUOTE(neo.crazed @ Oct 1 2014, 02:08 PM) sendiri woh.. runner nanti mau kira dia punya commission lagi... no profit. plus poor workmanship some more. Sendiri call insurance, sendiri angkut kereta bawa pergi authorised workshop. sendiri collect report, you need to know procedures only mah. Yup, I know all the procedure. But donno how to claim LOU from the lansi's insurer my car complete repaired already. just haven't make LOU claim yet.
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HeReLiSm
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Oct 1 2014, 03:32 PM
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QUOTE(saigetsu @ Oct 1 2014, 03:03 PM) jangan lambat!, nnt insurance co persoal! Just emailed the third-party insurer this morning, already got replied. But they said, I have to go thru the workshop and my insurance for LOU claim, coz need to use the Merimen system with their claim dpmt. Issit true onnot?
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