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 Accident 101: i teach u claim loss of use

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loui
post Feb 26 2015, 11:19 AM

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QUOTE(iOnine @ Feb 26 2015, 11:08 AM)
nop didnt get softcopy.
coz im citizen. my dad personally go and see the video inside the security.
then i told the sarjan, sarjan go and grab hold of the copy.
til now, no result yet ;(

*
try send a formal letter (in AR registered), attached together with you police report to whoever incharge of the CCTV and ask for a copy

don't rely on the sarjan, you know how police in malaysia works

without any duit kopi, then don't bother to do anything

do it fast as CCTV record usually get erase within short time of period
iOnine
post Feb 26 2015, 11:32 AM

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QUOTE(loui @ Feb 26 2015, 11:19 AM)
try send a formal letter (in AR registered), attached together with you police report to whoever incharge of the CCTV and ask for a copy

don't rely on the sarjan, you know how police in malaysia works

without any duit kopi, then don't bother to do anything

do it fast as CCTV record usually get erase within short time of period
*
noted.
but the sarjan pickup a copy already.

now gota be more cautious.
getting front and back dashboard camera
for safety wink.gif
Chisinlouz
post Apr 12 2015, 12:41 AM

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Hi TS. Yep i was bang at last and im doing process myself.

Did report, pic taken, car in workshop. But here is 2 scenario.

1) I haven call up sarjan/banger to check on their report. Afraid first want incentive and latter simply dont want report cos claim is high about 2k. Pls advise shall i just wait 14 days instead? Unlikely i will kena since i was victim.

2) Car is in workshop that i knew. Skip on workmanship, but tauke did not answer me when i ask if he is panel for insurance; he confirm he cam settle it (3rd party claim) provided i can give all mandatory docs to him (only if banger do the report). Shall i continue put my car there? He is ok to repair it first cos i knew him..but i scare he later cant collect money and i need pay..
manypplwan
post Apr 12 2015, 12:49 AM

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This tered should be pinned in F&F
TSsaigetsu
post Apr 12 2015, 12:30 PM

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QUOTE(Chisinlouz @ Apr 12 2015, 12:41 AM)
Hi TS. Yep i was bang at last and im doing process myself.

Did report, pic taken, car in workshop. But here is 2 scenario.

1) I haven call up sarjan/banger to check on their report. Afraid first want incentive and latter simply dont want report cos claim is high about 2k. Pls advise shall i just wait 14 days instead? Unlikely i will kena since i was victim.

2) Car is in workshop that i knew. Skip on workmanship, but tauke did not answer me when i ask if he is panel for insurance; he confirm he cam settle it (3rd party claim) provided i can give all mandatory docs to him (only if banger do the report). Shall i continue put my car there? He is ok to repair it first cos i knew him..but i scare he later cant collect money and i need pay..
*
if u want less hassle can proceed with third party claim. But unlikely u can claim loss of use coz third party workshop ussually sapu the claim. X byk maybe 100++ depending on ur car cc and actual days taken to repair.

U can ask tge workshop to claim for u, see how he can do it or not.

This post has been edited by saigetsu: Apr 12 2015, 12:31 PM
ohman
post Apr 12 2015, 12:33 PM

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good info, thanks
Chisinlouz
post Apr 12 2015, 04:28 PM

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QUOTE(saigetsu @ Apr 12 2015, 12:30 PM)
if u want less hassle can proceed with third party claim. But unlikely u can claim loss of use coz third party workshop ussually sapu the claim. X byk maybe 100++ depending on ur car cc and actual days taken to repair.

U can ask tge workshop to claim for u, see how he can do it or not.
*
Hi thanks for reply. i am taking 3rd party claim. I dont mind all $ he sapu cos i just want my car repaired and no issue to follow up after that. So i guess i just wait 14 days rather than kopi money to hurry up the process?

From previous replies, my NCD wont affected other than hold up until investigation complete, correct me if there are new updates. smile.gif
TSsaigetsu
post Apr 12 2015, 06:45 PM

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QUOTE(Chisinlouz @ Apr 12 2015, 04:28 PM)
Hi thanks for reply. i am taking 3rd party claim. I dont mind all $ he sapu cos i just want my car repaired and no issue to follow up after that. So i guess i just wait 14 days rather than kopi money to hurry up the process?

From previous replies, my NCD wont affected other than hold up until investigation complete, correct me if there are new updates. smile.gif
*
U know the sop these organisation make. It just make u wanna feel good ony. Please expect delay. And please claim loss of use coz its urs. or else these workshops will continue the songlap practice...

Yup ncd wont be affected
Chisinlouz
post Apr 12 2015, 08:03 PM

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QUOTE(saigetsu @ Apr 12 2015, 06:45 PM)
U know the sop these organisation make. It just make u wanna feel good ony. Please expect delay. And please claim loss of use coz its urs. or else these workshops will continue the songlap practice...

Yup ncd wont be affected
*
Alright no prob. Thanks alot.
smon80
post Sep 22 2015, 11:04 AM

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I met accident last Oct, car hit me from behind. Both report police. Car under father name.
Send to workshop, the guy told me settle everything and claim 3rd party and request for sarjan kopi.
Car fixed, no saman from police either.

Now renew issurance but cannot get NCB, said last accident was claim by own. Check workshop, they said not responsible for the keputusan and 3rd party cover note. Unless full doc submitted, they will help to claim 3rd party. Check for the runnter, already no work.
Now need to get the reports. But working how to go and take. Any once got runner help to collect the documents. 3rd party accident report, keputusan and 3rd party insurance cover note.
Is there any way i can claim w/o impact on my NCB? Because getting those doc is very hassle.


TSsaigetsu
post Sep 22 2015, 08:00 PM

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QUOTE(smon80 @ Sep 22 2015, 11:04 AM)
I met accident last Oct, car hit me from behind. Both report police. Car under father name.
Send to workshop, the guy told me settle everything and claim 3rd party and request for sarjan kopi.
Car fixed, no saman from police either.

Now renew issurance but cannot get NCB, said last accident was claim by own. Check workshop, they said not responsible for the keputusan and 3rd party cover note. Unless full doc submitted, they will help to claim 3rd party. Check for the runnter, already no work.
Now need to get the reports. But working how to go and take. Any once got runner help to collect the documents. 3rd party accident report, keputusan and 3rd party insurance cover note.
Is there any way i can claim w/o impact on my NCB? Because getting those doc is very hassle.
*
Which company?let see if i can help. U need to get police report to see the result. Once get result, u call insurnace say u want to claim own damage kfk. U search this post i got explained the thing. They need the police report to claim od kfk so that ncb will not affected.

But i think its too late d coz u need to renew ur insurance urgently for roadtax.
mycolumn
post Sep 22 2015, 08:03 PM

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reading this thread for more info
red streak
post Sep 22 2015, 08:03 PM

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Good to know
smon80
post Sep 23 2015, 12:55 PM

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QUOTE(saigetsu @ Sep 22 2015, 08:00 PM)
Which company?let see if i can help. U need to get police report to see the result. Once get result, u call insurnace say u want to claim own damage kfk. U search this post i got explained the thing. They need the police report to claim od kfk so that ncb will not affected.

But i think its too late d coz u need to renew ur insurance urgently for roadtax.
*
Mine is Kurnia, but they said can rebate back if can prove the keputusan is 3rd part problem.
Now my issue is to get the these documents. I called the workshop they said got runner cost about rm200.
If go sendiri not sure how many times will take.
The reports was done at Shah alam police station,
TSsaigetsu
post Sep 23 2015, 01:59 PM

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QUOTE(smon80 @ Sep 23 2015, 12:55 PM)
Mine is Kurnia, but they said can rebate back if can prove the keputusan is 3rd part problem.
Now my issue is to get the these documents. I called the workshop they said got runner cost about rm200.
If go sendiri not sure how many times will take.
The reports was done at Shah alam police station,
*
I can help if u got problem with kurnia. But yeah u have to get the keputusan first. Got get it ur self. Not worth to spend rm200 for this. How much is your ncd in rm?
oro89
post Sep 23 2015, 02:02 PM

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my past experience of claiming my loss of use, got banged by a lorry and got my car into workshop around 1 month and i got to claim for loss of use for only 5 days >.>, minus the lawyer stamp which cost me rm50 so i got lesser for my loss of use....bugger....

how about if my car got bang by other cars and it is declared as total loss, am i still eligible to claim my loss of use until i got my claim for total lost?

This post has been edited by oro89: Sep 23 2015, 02:05 PM
TSsaigetsu
post Sep 23 2015, 02:03 PM

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QUOTE(oro89 @ Sep 23 2015, 02:02 PM)
how about if my car got bang by other cars and it is declared as total loss, am i still eligible to claim my loss of use until i got my claim for total lost?
*
Cannot. Coz loss of use only for car under repair period.
smon80
post Sep 23 2015, 03:44 PM

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QUOTE(saigetsu @ Sep 23 2015, 01:59 PM)
I can help if u got problem with kurnia. But yeah u have to get the keputusan first. Got get it ur self. Not worth to spend rm200 for this. How much is your ncd in rm?
*
NCB about 300 plus. my car is old car and minimum insured is 10k.
Any tips to get keputusan and 3rd part claim report?

Tq
TSsaigetsu
post Sep 23 2015, 05:05 PM

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QUOTE(smon80 @ Sep 23 2015, 03:44 PM)
NCB about 300 plus. my car is old car and minimum insured is 10k.
Any tips to get keputusan and 3rd part claim report?

Tq
*
Well i suppose u have 55% ncd already. Better u get the keputusan.. Atleast u wanna buy new car can transfer ncd. No tips. I dunno if theres any. I wasted my leave oso to go balai and ask the keputusan and 3rd party police report
Balaclava
post Sep 23 2015, 05:06 PM

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one of those rare exception where there's an actually useful thread in /k/

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