Welcome Guest ( Log In | Register )

77 Pages « < 9 10 11 12 13 > » Bottom

Outline · [ Standard ] · Linear+

 Accident 101: i teach u claim loss of use

views
     
zmt
post Jun 15 2016, 01:27 PM

New Member
*
Junior Member
45 posts

Joined: Dec 2008
From: padang serai kulim kedah


Can i claim CART? insurance my car using etika takful, car was in work shop for about 50 calender days.

Picking my car this afternoon...
TSsaigetsu
post Jun 15 2016, 01:34 PM

Enthusiast
*****
Senior Member
707 posts

Joined: Feb 2010


QUOTE(zmt @ Jun 15 2016, 01:27 PM)
Can i claim CART? insurance my car using etika takful, car was in work shop for about 50 calender days.

Picking my car this afternoon...
*
can
abcde90
post Jun 15 2016, 01:47 PM

Getting Started
**
Junior Member
183 posts

Joined: Dec 2012


in case of accident who we need to contact bout all these ?
insurer's hotline?
zmt
post Jun 15 2016, 02:46 PM

New Member
*
Junior Member
45 posts

Joined: Dec 2008
From: padang serai kulim kedah


QUOTE(saigetsu @ Jun 15 2016, 01:34 PM)
can
*
crap just checked their website, damm need to change to another insurance company, any suggestion.

What are not covered under the section "Loss or Damage to own vehicle"?
• Consequential Losses e.g. loss of earnings
• Loss Of Use Of Car
• Depreciation, Wear & Tear
• Damage To Your Car Tyres unless your car is damaged at the same time
• The amount of the excess shown on your policy schedule
-oc-gassa
post Jun 15 2016, 02:56 PM

Enthusiast
*****
Senior Member
967 posts

Joined: Jan 2003
From: setapak
what insurance company ?... tell tell
TSsaigetsu
post Jun 15 2016, 03:27 PM

Enthusiast
*****
Senior Member
707 posts

Joined: Feb 2010


QUOTE(zmt @ Jun 15 2016, 02:46 PM)
crap just checked their website, damm need to change to another insurance company, any suggestion.

What are not covered under the section "Loss or Damage to own vehicle"?
• Consequential Losses e.g. loss of earnings
• Loss Of Use Of Car
• Depreciation, Wear & Tear
• Damage To Your Car Tyres unless your car is damaged at the same time
• The amount of the excess shown on your policy schedule
*
oh yes. u can claim if third party hit u ony. so u claimed agaisnt tp insurer.

if own damage, u must buy extension product CART in addition to your car insurance.
nxtpg
post Jun 15 2016, 04:00 PM

On my way
****
Junior Member
601 posts

Joined: Mar 2013
QUOTE(saigetsu @ Jun 15 2016, 03:27 PM)
oh yes. u can claim if third party hit u ony. so u claimed agaisnt tp insurer.

if own damage, u must buy extension product CART in addition to your car insurance.
*
hi there

one of my cars was hit at the back too recently. The other party was at fault. Workshop did a OD KFK claim. Everything is settled now. Workshop said will claim the loss of use for me.

1. Will the payment be made directly to me for LOU?
2. i checked my insurance ncd online but surprised it dropped to 0 . Why is this? in Od-kfk claim, ncd is not affected rite?
TSsaigetsu
post Jun 15 2016, 04:13 PM

Enthusiast
*****
Senior Member
707 posts

Joined: Feb 2010


QUOTE(nxtpg @ Jun 15 2016, 04:00 PM)
hi there

one of my cars was hit at the back too recently. The other party was at fault. Workshop did a OD KFK claim. Everything is settled now. Workshop said will claim the loss of use for me.

1. Will the payment be made directly to me for LOU?
2. i checked my insurance ncd online but surprised it dropped to 0 . Why is this? in Od-kfk claim, ncd is not affected rite?
*
1. u kena ask workshop gip money to u lor. payment nowdays bank negara requires straight to bank account. ask workshop.
2. 0 first. after police conlanfirm u r not at fault, police investoigation passed to insurance, the they will update your ncd accordingly. kalau masih belum update after long time, just call insurance, they no prob update. happened to me before.
nxtpg
post Jun 15 2016, 04:18 PM

On my way
****
Junior Member
601 posts

Joined: Mar 2013
QUOTE(saigetsu @ Jun 15 2016, 04:13 PM)
1. u kena ask workshop gip money to u lor. payment nowdays bank negara requires straight to bank account. ask workshop.
2. 0 first. after police conlanfirm u r not at fault, police investoigation passed to insurance, the they will update your ncd accordingly. kalau masih belum update after long time, just call insurance, they no prob update. happened to me before.
*
the investigation report was out the same day itself. other party was at fault. he also got summon. maybe they will update soon.
toplessbear
post Jun 15 2016, 04:22 PM

New Member
*
Junior Member
33 posts

Joined: Jun 2013
thanks!!!
danshi
post Jun 15 2016, 04:24 PM

Getting Started
**
Junior Member
190 posts

Joined: Oct 2005
Bro,

I need your advice. My car has been hit by a motorbike and damaged my car bumper, rear light and etc. I have lodged a police report against the motor. I took all the photos including of the the rider, his IC and road tax with his bike as well. My friend told me that car cannot claim insurance if hit by motorbike. Is it true? If yes then I feel the system is not protecting me. Please advice.
TSsaigetsu
post Jun 15 2016, 04:24 PM

Enthusiast
*****
Senior Member
707 posts

Joined: Feb 2010


QUOTE(nxtpg @ Jun 15 2016, 04:18 PM)
the investigation report was out the same day itself. other party was at  fault. he also got summon. maybe they will update soon.
*
when u want to renew insurance next time, check ncd first. kalo zero call balik your insured. good luck
TSsaigetsu
post Jun 15 2016, 04:25 PM

Enthusiast
*****
Senior Member
707 posts

Joined: Feb 2010


QUOTE(danshi @ Jun 15 2016, 04:24 PM)
Bro,

I need your advice. My car has been hit by a motorbike and damaged my car bumper, rear light and etc. I have lodged a police report against the motor. I took all the photos including of the the rider, his IC and road tax with his bike as well. My friend told me that car cannot claim insurance if hit by motorbike. Is it true? If yes then I feel the system is not protecting me. Please advice.
*
can la. your friend tokok sing song
danshi
post Jun 15 2016, 04:27 PM

Getting Started
**
Junior Member
190 posts

Joined: Oct 2005
QUOTE(saigetsu @ Jun 15 2016, 04:25 PM)
can la. your friend tokok sing song
*
Thanks bro. I shall update back after 14 days since Police said need 14 days for the final decision to be made.
pikacu
post Jun 15 2016, 04:32 PM

male tag rosak
*******
Senior Member
7,740 posts

Joined: Jun 2006
From: Some Yih


QUOTE(minionbanana @ Oct 1 2014, 10:27 AM)
i parking my car liao kena hit n run.dunno who dunno when..zz
*
wanna know about this too

recently parked my car, ten come back to car got banged already
SUSitanium
post Jun 15 2016, 04:52 PM

I brake very late.
*****
Senior Member
762 posts

Joined: Jan 2003
From: Kota Kinabalu, Country of North Borneo.


Ts I gip you one thumbsup
ahhann
post Jun 28 2016, 03:50 PM

Lim Peh
****
Senior Member
545 posts

Joined: Mar 2006
From: The Weirdo River O_o


Guys, please advise me:

- Kena langgar this morning from belakang.
- Exchange phone number, took photo of Mr who ram my car plate number. Took photo of my car damage.
- I made police report. He didn't made police report as he say he is rushing for duty on call. YES, HE HIMSELF is a police officer, but in his private car (Mitsubishi Lancer), not official police car. He promised me that he will made his side police report TONIGHT.
- Bought mine police report. Police say for Keputusan Siasatan & Police Photo of car damage need to wait 14 days only available to collect.
- I drove to Honda repair centre at Glenmarie. Told Honda my situation. Honda say get the following document before they will take in my car for schedule repair: Insurance Policy, Vehicle Registration Card, Insured Driving License/IC, Police Report (Both mine and Mr. Ram is required), and Police Photo of Car Damage.

Question:
- Police Photo of Car Damage is only available after the Keputusan Siasatan complete 14 day from now?
- If Mr.Ram did not make police report and went MIA, what should i do?
- I have to drive my banged up car until when before the actual repair can start?
- Do i have to call my insurance company Etiqa Takaful to talk about it?

* Bad mood seeing the car banged but can't repair immediately zzzzzz
* Anyway i can find out the car owner and insurance company with car plate number?

This post has been edited by ahhann: Jun 28 2016, 03:55 PM
siew14
post Jun 28 2016, 04:03 PM

Enthusiast
*****
Senior Member
845 posts

Joined: Jan 2006
Parkng
TSsaigetsu
post Jun 28 2016, 04:35 PM

Enthusiast
*****
Senior Member
707 posts

Joined: Feb 2010


QUOTE(ahhann @ Jun 28 2016, 03:50 PM)
Guys, please advise me:

- Kena langgar this morning from belakang.
- Exchange phone number, took photo of Mr who ram my car plate number. Took photo of my car damage.
- I made police report. He didn't made police report as he say he is rushing for duty on call. YES, HE HIMSELF is a police officer, but in his private car (Mitsubishi Lancer), not official police car. He promised me that he will made his side police report TONIGHT.
- Bought mine police report. Police say for Keputusan Siasatan & Police Photo of car damage need to wait 14 days only available to collect.
- I drove to Honda repair centre at Glenmarie. Told Honda my situation. Honda say get the following document before they will take in my car for schedule repair: Insurance Policy, Vehicle Registration Card, Insured Driving License/IC, Police Report (Both mine and Mr. Ram is required), and Police Photo of Car Damage.

Question:
- Police Photo of Car Damage is only available after the Keputusan Siasatan complete 14 day from now? yes. expect longer than that because this is malaysia
- If Mr.Ram did not make police report and went MIA, what should i do? - go to pesuruh jaya sumpah and make statutory declaration
- I have to drive my banged up car until when before the actual repair can start? call insurance and send to panel workshop.
- Do i have to call my insurance company Etiqa Takaful to talk about it? yes. call your insurance. your insurance and send to your insurance panel workshop. ure not wrong. so ncd wont affected even hantar to panel workshop.

* Bad mood seeing the car banged but can't repair immediately zzzzzz
* Anyway i can find out the car owner and insurance company with car plate number? can. go to jpj.
*
ahhann
post Jun 28 2016, 07:29 PM

Lim Peh
****
Senior Member
545 posts

Joined: Mar 2006
From: The Weirdo River O_o


- Must go JPJ office to find out the car plate owner? No way finding it phone call/online?
- The insurance panel workshop does not contain Honda authorized dealer repair shop. I guess I have to trust the insurance panel workshop workmanship and authentic/genuine part used? No way for me to get Honda to repair my car under OD KFK claim first while waiting all these paper thing?

This post has been edited by ahhann: Jun 28 2016, 07:32 PM

77 Pages « < 9 10 11 12 13 > » Top
 

Change to:
| Lo-Fi Version
0.0206sec    0.64    6 queries    GZIP Disabled
Time is now: 9th December 2025 - 11:40 AM