nah
http://www.wisegeek.com/what-is-plastic-resin.htm

wah, this is real good news. this time no need to open CASA ? not stated at the terms anymore maybe they learnt from previous experience that opening CASA takes a lot of time and generates long queue.

(can meet the lenglui again )

This post has been edited by Human Nature: Sep 22 2014, 08:18 PM

You are not eyeing the FD rate but eyeing some other lovely things !

However, do take note that the 15 months tenure earlier had been revised to 18 months instead.


[B]Place a minimum of RM5,000 in fresh funds into a fixed deposit for 18 months and earn 4.25% p.a.[

Tenure
6 months 3.75% p.a.
12 months 4.00% p.a
18 months 4.25% p.a.


This post has been edited by nomen: Sep 22 2014, 08:30 PM

Good catch

18 m works for me too.

The next OPR increase might even get a better deal than this.

https://www.sc.com/my/campaign/special-rate...ampaign-tnc.pdf

in the PDF it is still stated as 15mth

edit: oops, the pdf is old

This post has been edited by youliang: Sep 22 2014, 09:54 PM

Ha.. to catch & lock-up "cheap" money b4 OPR rate change year end

This is what I heard from another forum, but we will find out the truth next month..

Agree..buy something first before GST, like upgrade PC, change to a new TV, eat in restaurants...etc..
But by right can save money if use GST: minus 10% sales tax then add 6% GST= consumers can save 4%..?
Quite confusing..

This is quite true also..

well the other promo are a good 0.2% off from this promo.

Anybody knows whether StanChart allows FD withdrawal from other branch? So far know that Maybank and Hong Leong do not allow withdrawal other than the branch where FD is opened.

Thank you Thank you!
Hopefully indeed do not need to open any bank account, will be a busy day for me tomorrow.

You guys are welcome..but this time need to "lock" for 18 months wor..

Today I am very frustrated with SCB.

I needed to call Leng Chai staff twice and waited until afternoon then only received
the temporary ID from his sms, this temporary ID is for logging-in internet banking.

In this morning, SCB did not sms me the temporary password, but they sms me somebody
else One Time Activation Code (OTAC) instead...

So I had to call to SCB Call Center to request for another temporary password.
My SCB internet banking is finally registered successfully in the evening...


While asked for the temporary ID, I also asked Leng Chai staff about the Renewal Instruction issue:

Me: How soon can we receive the FD interest?

Leng Chai: Upon maturity

Me: Can you tell me what does "1" mean under Renewal Instruction on the FD cert..?

Leng Chai: Oh.. that one is to add interest to the principle.

Me: Then how about 2?

Leng Chai: Ha..? What 2..? 1 is a standard setting in this FD package..

Me: But my friend got a 2 under Renewal Instruction on his FD cert wor....

Leng Chai: Oh..Ya ka..? Hold on please, let me check... Oh..Okay, I see it here, 2 means to deposit interest into saving account.

Me: Can I change it to 2 for my FD..?

Leng Chai: Cannot lah... system has been set, cannot change

Me: Ok, Thank you. Bye..

Leng Chai: Hello..hello..Mr. Boom, how about the corporate bond? Have you gone thru the info sheet?

Me:

Now let's take a look at the Payment of FD Interest from SCB:


ii) Deposits exceeding 12 months - six monthly with the final payment on maturity day.
Deposit lebih daripada 12 bulan - 6 bulan sekali dengan bayan akhir pada hari kematangan.
---> does it mean that interest will pay every 6 months?

If (ii) is a standard policy for 15 months FD, why there is an option to select "1" or "2" under Renewal Instruction on
the FD cert?

This post has been edited by BoomChaCha: Sep 23 2014, 02:10 AM

My pleasure..Young man..

Okay.. Thank you

If you are talking about leng lui and leng chai, OCBC is absolutely NO 1...
Public bank maybe NO 2 lah..
UOB maybe No 3
Am Bank & RHB maybe are the worst..

The intention of SCB's 18 months FD is quite obvious...

This post has been edited by BoomChaCha: Sep 23 2014, 02:55 AM

Ah Boom (better sounding name), at least you received your internet id & password. I did not receive it & may have to call the leng lui.

Update: 10.30am Received SMS from leng lui on the temp ID and OTAC. So at least I am not disappointed. Except their system is a bit wierd from all the internet banking that I have signed up so far.

So yours is not auto renew and deposit interest to principal only after maturity ? Mine is interest paid for the first 6 mths. Talking about inconsistency even for a foreign bank !

Still trying to sell Mr Boom the bond ?

I don't think I am the only one getting the "2". Anyone else ?

This post has been edited by bbgoat: Sep 23 2014, 10:37 AM

joker ka?

hard to tell.mungkin only.

no news from BR yet?

Bank beauty line-up ?

SCB offer still very tempting despite changing to 18 mths.

I am still withdrawing out from BR and moving to SCB. Not sure what is going on in BR.