Oh..? Why 1 win and 1 lose..? Quite funny..
Actually no lose lah..but just make less interest only..

Have you thought about your back-up FD plan if in case cannot get the SCB 4.25% tomorrow?
I mean if the quota is full before we reach SCB?

I think it is better to call SCB RM first for "reservation" before we go, so that we do not need
to go there for nothing..

I am thinking maybe my back-up option is Am Bank 3.85% for 5 months, what do you think?

They are not only asking, but also write down what I say on a paper..
But most of the time I will lie to them by saying that I want to buy a car for down payment..

This is quite nonsense to ask "what is the purpose of withdrawing the FD"..?

If they ask me, normally I say "better rates elsewhere, yours too low" (which is most of the time true)

Should tell them others are offering me better rates. That way, they might up their rates in the future. In the end, we win.

This post has been edited by Ramjade: Sep 18 2014, 09:03 PM

Thanks so much for the tips as well as the Affin Bank Islamic future FD promo..
Next time I will try to ask Affin if I can use existing fund to place FD, of course in order to protect
your privacy, your name will not be mentioned..

Wah..steady..

Yes, sometimes I say the same like what you say..

But I am curious why banks want to ask this question?
I think this is for banks' marketing survey..?

This post has been edited by BoomChaCha: Sep 18 2014, 09:13 PM

Backup is RHB 15 mth 4.06% FD.

Have got the len lui h/p number to call SCB before I go. Actually their location in Pg is pretty bad in terms of car parking.

Yes, they did write it down but should not be an issue. I would say FD elsewhere, for investment etc.

For conventional FD for short term 1-3 months, is CIMB the 'king' (highest interest) of all?

any idea of Standard chartered? some 4.25% izzit? but fresh funds

as real as it gets, promo expiring tomorrow

as real as it gets, promo expiring tomorrow

aihh...now BSN leading?

Tell them that you are investing in high ROI short term instrument in Genting casino.

BSN FD rate?

Nice One

Your $$$ all tied to FD because of the high rates available during that time?

No allocate some for super duper mega sale in stock & property?



If your weather forecast is clear (to deposit in MBSB), don't forget to inform me.

However, if your weather report includes natural disasters or extraterrestrial activities (higher FD rate elsewhere), make it double-quick to inform me

if buat RENTAS, $ deposit in the other bank in 1 hr?anyone can confirm?

mungkin extended by bank?

In SCB today for the 4.25% FD. The "consultant" recommended a "JustOne" account which does NOT need any money in saving account. Normal SA need min RM20 there.

Interest is paid on the 6th mth then at the final 15th mth to the saving account. Did someone say that interest only paid at end of 15 mths ?

FD can be placed up to 4pm the same day using cheques.

The FD may be extended next week. Have to call to confirm.

This post has been edited by bbgoat: Sep 19 2014, 06:49 PM

Did anyone who place FD with SCB for the 4.25% received an sms from the bank on something about "Plastic Resins"?

Mine did, from KFH to SCB. But then again I might be lucky
You'll have to do it before 1.00 or 1.30pm, for same day transfer.

It is best that you confirm with the bank officer.

Normally if bank account zero balance, consider closed already..
Less demand? Not reach 300mil target yet?

This post has been edited by nexona88: Sep 19 2014, 05:48 PM