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 Built & sell is here, Goodview heights @ south sg Long

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samkps
post Sep 12 2014, 03:19 PM

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QUOTE(bearbearwong @ Sep 12 2014, 02:19 PM)
haizzz.. I am saying after bank loans is being approved banks still can terminate the loan agreement ...

sam your pants burning di home owners...  you will 35 years loan bound in the Semenyih projects..

having good vibes not longer be helpful.. ppl already know it is ulu place and many flippers.. 10 years.. hehe
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Refresh my question, I am asking "if this project can be sold after VP, why deposit burn?" You think majority loan borrower will face situation bank termiante loan even after sign loan agreement? Maybe just 0.1%?

From the perception of KL city center resident, this project and semenyih is sama ulu, no different. Only you who stay in kajang say Semenyih is ulu, discriminating Semenyih people all low incomer, no integrity at all. Shame to have people like you stay in Kajang.
samkps
post Sep 12 2014, 03:21 PM

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QUOTE(bearbearwong @ Sep 12 2014, 02:16 PM)
tension leh? samkps say SEH selling 680k according to SA upon VP.. add stamp duty and etc, purchaser will be forking the same amount as good view..

and bigger size and will complete ahead of SEH... not good man...
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BBW, you nyanyuk ah? doh.gif doh.gif doh.gif

I said SEH phase 2, 22 x 75 units which will launch at the year end is starting from 680k (according to SA). Since when I have said SEH is selling 680k upon VP? shakehead.gif shakehead.gif shakehead.gif

samkps
post Sep 12 2014, 03:56 PM

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QUOTE(tikaram @ Sep 12 2014, 03:28 PM)
wah samkps SKL skill is beter by the day ho. no one can overtake your SKL skill. Even better than Perkasa Encik Ali. rclxm9.gif

sg long is now call sememyih according to SKL samkps. thumbup.gif
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Uncle, come out to SKL and fool around ah? brows.gif brows.gif

Some buyers say this is a Semenyih project woh, no me say one woh. I just requote what he said woh..

When you look into the location, actually fairly near to Semenyih woh, even nearer to Sungai Long loh. brows.gif brows.gif

If talking about SKL, you are god already, no one ever can overtake you lah, past, present or even future.. tongue.gif tongue.gif
samkps
post Sep 12 2014, 03:58 PM

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QUOTE(tikaram @ Sep 12 2014, 03:31 PM)
Aiyor...

some not even investor club la. just property agent that focus too much in semenyih.

now commission so bad due to property drop too much. So need to hard sale semenyih ma. keep promote to get water fish.

especially itu SKL sampokai-s
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Lol... property agent not sure, a SKL banana uncle that fool around in most of the places including Semenyih then already famous lah... tongue.gif tongue.gif tongue.gif

Hard sale technique uncle the best lah, bukit jade already let u SKL until like a heaven for god stay already... tongue.gif

samkps
post Sep 12 2014, 04:32 PM

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QUOTE(Tigerr @ Sep 12 2014, 04:27 PM)
Bbw famous in avoiding question n keep numb especially after making mistakes. He said JB Princess Cove already vp n I repeatly ask him to confirm or made a mistake, he keeping quiet lor.
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BBW signature character, already famous in lyn... tongue.gif
samkps
post Sep 12 2014, 04:33 PM

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QUOTE(bearbearwong @ Sep 12 2014, 04:27 PM)
pleae go both and see... see which is more ulu...
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Told you mah, infra in SEH / EM not yet up mah.. how to compare? doh.gif doh.gif
samkps
post Sep 12 2014, 04:54 PM

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QUOTE(Maximp @ Sep 12 2014, 04:34 PM)
SA said future planning got 5 floor condo and shoplot at the most front part of good view, but currently nothing much to see there
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Thanks for sharing, how many shoplots shall be available?
samkps
post Sep 12 2014, 04:58 PM

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QUOTE(Tigerr @ Sep 12 2014, 04:36 PM)
Could be both also ulu. But if got famous developer going in. I believe it is time matter only for them to become next Setia Alam?
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I concure what you said. If you want to say ulu, say both also ulu lah, why condamn another project is so ulu while this project is just merely a few km away? doh.gif doh.gif


samkps
post Sep 12 2014, 04:59 PM

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QUOTE(bearbearwong @ Sep 12 2014, 04:57 PM)
this place is sure to come up if pl are living there... we can hope the best in this project.. prices are for own stay..
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Prices are for own stay, so you sure there will be no flipper for this project and flip 2-3 years after VP later? doh.gif doh.gif
samkps
post Sep 12 2014, 05:17 PM

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QUOTE(bearbearwong @ Sep 12 2014, 05:01 PM)
ok.. right both also ulu, if that really makes you happier..

well i ca guess what is next, since both are ulus mind as well buy Semenyih.. township and etc...
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Now you say goodview is ulu, contradict what you say before.

Nope, I never intend to say so woh, apprarently you are wrong.
samkps
post Sep 12 2014, 06:33 PM

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QUOTE(Maximp @ Sep 12 2014, 06:18 PM)
Er guys no need to argue over things like that, in the end this topic become semenyih vs sg long instead of letting potential / interested buyer owner or investor to gain information

You guys is already adult la, if u dont like then dont buy easy as that. Argue in forum wont drop or increase house price.

If you like then good, faster do your own booking, too much argue wont make town A better than town B, in the end any township there is mix of flipper and ownstayer
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May I know the first phase have how many houses? The 5 storey apartments are low cost?


samkps
post Sep 12 2014, 06:36 PM

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QUOTE(bearbearwong @ Sep 12 2014, 05:36 PM)
what do you intend to look for here? lost dignity & integrity?

it is glaring obvious that this project is better in many ways that the one you having now... for ownstay..

what is the big issue.. own stay? since you say few kilometer away... if flipping business then different, this project is going to shock Semenyih price..
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I dun see why the price of this property shall shock the Semenyih place.
samkps
post Sep 12 2014, 11:48 PM

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QUOTE(bearbearwong @ Sep 12 2014, 11:30 PM)
then what makes you compulsory to pay it? charity? clarify with TKJ or sampks at least he copy and paste other ppl advice...

so how? flip or onstay? or both?
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If bank can cancel your loan even after you sign loan agreement, what make you think they cannot impose some restriction on MRTA?

You never take loan, not willing spend time to study, but keep on throwing baseless biased perception, should feel ashamed on yourself loh.. doh.gif doh.gif
samkps
post Sep 13 2014, 12:02 AM

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QUOTE(bearbearwong @ Sep 12 2014, 11:50 PM)
already confirm... see trolling again.. this is what you think , the cancellation of loan is provided in the loan agreement, go and get advice first

masuk gelanggang already kena shoot..

this is perception? ppl are seeing what you are spouting, keep it on
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See, I say you never take loan, that's the problem. You will never understand. If cancel loan is stated in the offer letter / loan agreement, then you think MRTA statement is not included as well?

This statement clearly stated in my loan offer letter-

"MRTA policy via xxxx Berhad has to be taken for xxxx on the life of xxxx for a term of xxx. In the event MRTA is cancelled for whatsoever reason, the pricing for this facility shall be increased by 0.10%."

So how, bank didn't say compulsory ah, they just revised the offer rate loh, cannot meh? Got violate any rules or not?

Again and again, baseless accusation and remarks, dunno, pretend know! I think you are the second biggest SKL in lyn already... doh.gif doh.gif doh.gif
samkps
post Sep 13 2014, 12:11 AM

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QUOTE(cfa28 @ Sep 13 2014, 12:07 AM)
Offer Letters are also standardised these days, to say.

If financing includes MRTA, customers must pay for any excess or loading imposed by the Insurance company.

So the key is why did the customer buy MRTA:

a) cos he kiasu / want to ensure his family is covered if he die

b) he was told he can get better interest rate by the SA

c) he was told Loan will only be approved if he take MRTA.

The key is to obtain proof of © above. If have, I am quite sure that BNM will take action.
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Does bank has no right to adjust the offer rate? For a same project, why a bank can offer different rate for different amount of loan? hmm.gif hmm.gif
samkps
post Sep 13 2014, 12:12 AM

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QUOTE(bearbearwong @ Sep 13 2014, 12:08 AM)
you still dont understand.. the question by Jason the champ is MRTA is compulsory... understand ah?

bro cfa, please direct samkps to bank negara...

uncle, so without MRTA can take loan or not? still got loans maa...
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Without MRTA, you can take a loan of course, but it is up the discretion of the bank to offer you what rate mah, can't get it meh?
samkps
post Sep 13 2014, 12:19 AM

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QUOTE(Jasoncat @ Sep 13 2014, 12:14 AM)
If the bank has no right to impose condition then better ask BNM to run the biz.
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That's why I am eager to know as well, why bank can offer different rate for a same project with different loan amount, but bank cannot offer different rate for a loan that is purchased together with the MRTA?

Loan never say MRTA is compulsory, just they give you different offer based on different loan amount and any additional features you commit mah, is that violating rule?
samkps
post Sep 13 2014, 12:22 AM

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QUOTE(bearbearwong @ Sep 13 2014, 12:17 AM)
dun try to change topic, this is what that ahs been debating.. Jason say need this to get loans.. understand?

whole world is looking his foolishness... and yet still not backing down

who is the troll now??
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You go back and read his statement, did he ever said "MRTA IS COMPULSORY"?

Show the statement lah, don't just throw baseless accusation okay? Why you never can show fact one? All distorted biased statements and baseless accusations, don't you feel shame of yourself? doh.gif
samkps
post Sep 13 2014, 12:25 AM

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QUOTE(cfa28 @ Sep 13 2014, 12:22 AM)
Very difficult to post using a HP.  was typing almost 5 para, browser shut down. So bear with me as post para by para.

I do have any Circular from BNM but I have heard from the officer at  BMM that MRTA is strictly Optional.
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Show us a link can?

MRTA is definately optional, but bank can adjust the rate based on the loan amount as well as MRTA, is this clearly stated in the rule?
samkps
post Sep 13 2014, 12:32 AM

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QUOTE(bearbearwong @ Sep 13 2014, 12:24 AM)
they bank will ask Jason to replace the bank negara governor... ok now, matter is settle, proven who are the 2 trolls there, now bring your scrap metal back to diego garcia (semenyih) threads..

as for the dude asking for MRTA, please proceed to procure one, it is beneficial due to today uncertainty of life.. yes you may get better rates

and one more clue, if the agents/loan officer trying to be funny saying he already appoint loan lawyers for you, ask him to go fly kite

if you take this, you wont get your legal fees discounts higher coz joker/loan oficer is sapuing commission

tell him,, even there is no letter of instructions from bank for other lawyers to act, tell him BBW say even letter of instruction can be amended.. provided FIRST the law firms is a panel to the said bank you loaning..

remember if both lawyers are panel to the bank you are borrowing, your choice superceeds any loan officer cheap talk..
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Come, read this Q&A in the BNM website:

"16. What is Mortgage Takaful?

Mortgage Takaful is the equivalent of MRTA. Whereby, a protection on the financing amount will be given, in case any untoward incidents were to befall the customer. Even though it is not compulsory but most banks are making it a financing condition to encourage this Mortgage Takaful protection, which is beneficial to the customers and their next of kin. Most banks are providing financing assistance for the takaful premium. Normally, the Mortgage Takaful premium will be included in the financing amount and will be subjected to the agreed margin of financing."


See - "making it a financing condition" mah... how to make, adjust rate loh...


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