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Credit Cards AEON Credit Cards v2, By AEON Credit Service

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wan7075
post Apr 15 2015, 11:11 AM

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QUOTE(weejin2000 @ Apr 15 2015, 10:51 AM)
rclxub.gif  I downloaded my latest statement and found out that my 3% Quarterly Rebate is not RM150, instead it was RM105.46. I double check with my recorded excel file and I think I should get RM150. I called up customer service of AEON. He told me the quarter involved is from 22/12/14 - 22/3/15, I quickly replied him "Why in the statement always show: my card anniversary month : Principal 4726980100014800 - 17 SEPTEMBER 2015, my quarter involved should be 17/12/14 - 16/3/15. Then he told me my quarters since my card is approved 17 September 2013:

17/9/13 - 17/12/13
18/12/13 - 18/3/14
19/3/14 - 19/6/14
20/6/14 - 20/9/14
21/9/14 - 21/12/14
22/12/14 - 22/3/15
23/3/15 - 23/6/15

Conclusion: Every quarter, the quarter involved will move 1 day forward. rclxm9.gif

Anyway, I am still thankful to Aeon for having this Watami card because I enjoy all the benefits of this card like 0% balance transfer, 3% quarterly rebate, dining rebate, birthday...etc. Hope it will keep it up and not reducing the benefit.
*
by right it should be

17/9/13 - 16/12/13
17/12/13 - 16/3/14
17/3/14 - 16/6/14
17/6/14 - 16/9/14
17/9/14 - 16/12/14

damm, now i in trouble liao since my recent swipe date is 1 day after my anniversary date.

and it is based on the transaction date or posting date?

sendohz
post Apr 15 2015, 11:35 AM

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wow thanks for the additional info.
Human Nature
post Apr 15 2015, 11:44 AM

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My case is simple since my approval date is the same as the statement date. So all follow whatever posted on the statement.

from my calculation, I don't think we need to add 1 day forward for every quarter.

This post has been edited by Human Nature: Apr 15 2015, 11:47 AM
cipher3344
post Apr 15 2015, 02:26 PM

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why swipe on last day?
Even the transaction fall to next quarter..

U will still enjoy in next quarter rebate..dont worry.
Unless u cant meet minimum 3k spend In 3 month.

This post has been edited by cipher3344: Apr 15 2015, 02:26 PM
victorywp
post Apr 15 2015, 03:24 PM

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QUOTE
RM0.00 AEON Credit Card: Please be informed that PETROL Rebate Day (Every Sunday & Every Last Sunday) has been discontinued with effective from 1 April 2015.

wan7075
post Apr 15 2015, 03:54 PM

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QUOTE(cipher3344 @ Apr 15 2015, 02:26 PM)
why swipe on last day?
Even the transaction fall to next quarter..

U will still enjoy in next quarter rebate..dont worry.
Unless u cant meet minimum 3k spend In 3 month.
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bro chiper u replied to me?

my condition: anniversary date: 27 dec 2016 (card approve on 27 Dec 2013 i think)

during the 27/12 ~ 26/3 I swiped total rm5000
on 28/3, I swipe another rm3000

if follow this new rule,

27/12~27/03 2014
28/03~28/06 2014
29/06~29/09 2014
30/09~30/12 2014
31/12~31/03 2015
01/04~01/07 2015

then my recent 3k swipe rebate will gone cry.gif

This post has been edited by wan7075: Apr 15 2015, 03:56 PM
sms2u
post Apr 15 2015, 03:56 PM

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QUOTE(peri peri @ Apr 15 2015, 09:51 AM)
yeah, voice charming.  sweat.gif
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Too bad to tell u that AEON count the BT application allow every 6 month based on account holder and no card.
Your BT application mostlikely will be rejected.

Please get ready to find other way to dettle the credit card outstanding amount.

Below is the Statement from AEON BT T&C

For each Cardholder account, this Balance Transfer programme is available to Cardholders once every 6 months effective from the posting date of the Balance Transfer amount. Further Balance Transfer application will not be considered until expiry of 6 months after the last approved Balance Transfer amount is posted to Cardholder account.

This post has been edited by sms2u: Apr 15 2015, 03:57 PM
koinibler
post Apr 15 2015, 04:13 PM

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QUOTE(peri peri @ Apr 15 2015, 09:40 AM)
just submitted in my watami BT, hopefully the BT will not affected by the Aeon CC BT. See how its goes
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I'm also just submit my BT today. My last bt is in sep 2014.
Also purposely paid a sum amount to enable this BT.
Hopefully, everything going well.
cipher3344
post Apr 15 2015, 04:24 PM

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QUOTE(wan7075 @ Apr 15 2015, 03:54 PM)
bro chiper u replied to me?

my condition: anniversary date: 27 dec 2016 (card approve on 27 Dec 2013 i think)

during the 27/12 ~ 26/3 I swiped total rm5000
on 28/3, I swipe another rm3000

if follow this new rule,

27/12~27/03 2014
28/03~28/06 2014
29/06~29/09 2014
30/09~30/12 2014
31/12~31/03 2015
01/04~01/07 2015

then my recent 3k swipe rebate will gone  cry.gif
*
since u swipe in 28th, i think very safe it will be next quarter's rebate?
because Aeon count the posting date...if i no mistaken..



wan7075
post Apr 15 2015, 05:24 PM

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QUOTE(cipher3344 @ Apr 15 2015, 04:24 PM)
since u swipe in 28th, i think very safe it will be next quarter's rebate?
because Aeon count the posting date...if i no mistaken..
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the posting date is 30/3.. but according to the new date, it will not be counted inside the next qtr... vmad.gif

This post has been edited by wan7075: Apr 15 2015, 05:24 PM
Human Nature
post Apr 15 2015, 05:38 PM

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QUOTE(wan7075 @ Apr 15 2015, 05:24 PM)
the posting date is 30/3.. but according to the new date, it will not be counted inside the next qtr... vmad.gif
*
there is no new date unless it is being informed officially..probably just an untrained customer service personnel smile.gif
zongko1
post Apr 16 2015, 03:40 AM

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is the aeon normal cc vs aeon watami also same exchange rate ?
wan7075
post Apr 16 2015, 09:57 AM

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QUOTE(weejin2000 @ Apr 15 2015, 10:51 AM)
rclxub.gif  I downloaded my latest statement and found out that my 3% Quarterly Rebate is not RM150, instead it was RM105.46. I double check with my recorded excel file and I think I should get RM150. I called up customer service of AEON. He told me the quarter involved is from 22/12/14 - 22/3/15, I quickly replied him "Why in the statement always show: my card anniversary month : Principal - 17 SEPTEMBER 2015, my quarter involved should be 17/12/14 - 16/3/15. Then he told me my quarters since my card is approved 17 September 2013:

17/9/13 - 17/12/13
18/12/13 - 18/3/14
19/3/14 - 19/6/14
20/6/14 - 20/9/14
21/9/14 - 21/12/14
22/12/14 - 22/3/15
23/3/15 - 23/6/15

Conclusion: Every quarter, the quarter involved will move 1 day forward. rclxm9.gif

Can anybody call CS to check on this and post here?

Anyway, I am still thankful to Aeon for having this Watami card because I enjoy all the benefits of this card like 0% balance transfer, 3% quarterly rebate, dining rebate, birthday...etc. Hope it will keep it up and not reducing the benefit.
*
so u mean you have loss the cash back rm44.54. do yr calculation is by posting date or transaction date?

btw, you no complain to them and request for the cash back since the rules is not clear? hmm.gif
weejin2000
post Apr 16 2015, 10:36 AM

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QUOTE(wan7075 @ Apr 16 2015, 09:57 AM)
so u mean you have loss the cash back rm44.54. do yr calculation is by posting date or transaction date?

btw, you no complain to them and request for the cash back since the rules is not clear? hmm.gif
*
I attach the TnC part where it say that it is base on posting date. My calculation is by posting date.

From 2013 when I started using this Watami card, every quarter my rebate is RM150 except this quarter.

If go according to normal quarter as per most people understand, I have transactions total a little more than RM5000 during the said quarter, so I should entitle RM150 rebate.

But if go according to the altered quarter as per told by the CS, then my rebate is RM105.46 as per in the statement. Yes I loss cash back RM44.54 since I can charged these amount few days later.

I still not yet complain to them because I want to ask in the forum first whether it is known to a lot of cardholder or not. It seems that no one here know that every quarter will move forward 1 day.

This post has been edited by weejin2000: Apr 16 2015, 10:37 AM


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wan7075
post Apr 16 2015, 10:48 AM

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QUOTE(weejin2000 @ Apr 16 2015, 10:36 AM)
I attach the TnC part where it say that it is base on posting date. My calculation is by posting date.

From 2013 when I started using this Watami card, every quarter my rebate  is RM150 except this quarter.

If go according to normal quarter as per most people understand, I have transactions total a little more than RM5000 during the said quarter, so I should entitle RM150 rebate. 

But if go according to the altered quarter as per told by the CS, then my rebate is RM105.46 as per in the statement. Yes I loss cash back RM44.54 since I can charged these amount few days later.

I still not yet complain to them because I want to ask in the forum first whether it is known to a lot of cardholder or not. It seems that no one here know that every quarter will move forward 1 day.
*
based on the t&c you post, i found it mentioned:
1) the 1st day follows the date of approval
2) it cannot be changed..

you should call again and ask for your rebate back rclxms.gif

thanks!

This post has been edited by wan7075: Apr 16 2015, 10:50 AM


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tifosi
post Apr 16 2015, 10:50 AM

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QUOTE(weejin2000 @ Apr 16 2015, 10:36 AM)
I attach the TnC part where it say that it is base on posting date. My calculation is by posting date.

From 2013 when I started using this Watami card, every quarter my rebate  is RM150 except this quarter.

If go according to normal quarter as per most people understand, I have transactions total a little more than RM5000 during the said quarter, so I should entitle RM150 rebate. 

But if go according to the altered quarter as per told by the CS, then my rebate is RM105.46 as per in the statement. Yes I loss cash back RM44.54 since I can charged these amount few days later.

I still not yet complain to them because I want to ask in the forum first whether it is known to a lot of cardholder or not. It seems that no one here know that every quarter will move forward 1 day.
*
It doesn't sound logical to move the date 1 day every quarter. If like this, mine is already +6 days. Let me check back my old statements and see. I don't think that's the case for me.
cfa28
post Apr 16 2015, 10:54 AM

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Aeon also cutting down their benefits.

No more 5% CB for petrol on last Sunday.

Also no more Reward Points for BT.

Hope 3% remains. This BNM new framework killing our benefits.

Even if MDR is zero, the merchants will not pass savings to consumer.
sms2u
post Apr 16 2015, 11:11 AM

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QUOTE(sj0217 @ Apr 15 2015, 08:33 AM)
Checked with my Watami statement, noticed that I have get bonus point for 888, anyone know what is this point from?
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Should be this promotion below.
Terms and Conditions for Valentine’s Day 2015 Special Promotion
- Subject to these terms and conditions, all Principal and Supplementary Cardholder is entitled to participate in the Valentine’s Day 2015 Special Promotion “Campaign” from 13 February 2015 – 15 February 2015 “Campaign Period”.
- The Campaign is open to all existing and new Principal and Supplementary NEW AEON Gold Visa/MasterCard, NEW AEON Classic Visa/MasterCard and Jusco Gold/Classic Visa Cardholder, AEON WATAMI Classic Visa, AEON Gold Visa/MasterCard, AEON Classic Visa/MasterCard, Cruize Gold/Classic Visa, Motorcycle Visa Gold and Japan Club Gold “Eligible Cardholders” except for AEON Prepaid MasterCard Cardholder.
- To participate in this Campaign, Eligible Cardholders are required to spend minimum RM150 (accumulative) at any Food & Beverage (F&B) merchant in Malaysia during the Campaign Period in order to earn 888 AEON MEMBER Points / AEON Points “Extra Points”.
- This Campaign is not applicable for 0% Card Easy Payment, Cash Advance, Flexi Payment Plan, Balance Transfer, government service tax, annual fees, finance charges and payment for insurance.
- Eligible Cardholders are entitled to receive a one-time Extra Points only throughout the whole of the Campaign Period.
aromachong
post Apr 16 2015, 12:00 PM

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i got 1000 bonus point.. wonder what is this bonus point for?
victorywp
post Apr 16 2015, 01:50 PM

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QUOTE(aromachong @ Apr 16 2015, 12:00 PM)
i got 1000 bonus point.. wonder what is this bonus point for?
*
new card activation bonus if not mistaken. nod.gif

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